Compare Walker, KY Car Insurance Rates (2021)

Car insurance in Walker, KY averages $478 a month. Walker, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Walker car insurance rates, compare quotes from the top car insurance companies in Walker, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Walker, KY are $5,730/year
  • Average car insurance rates in Walker, KY after a DUI are $6,879/year
  • The cheapest car insurance company in Walker is USAA

If you need to buy Walker, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Walker, KY is right here.

You’ll find Walker car insurance rates, the cheapest Walker, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Walker, Kentucky car insurance rates to Florence car insurance rates, Hopkinsville car insurance rates, and Richmond car insurance rates.

Ready to find affordable Walker, KY car insurance today? Enter your ZIP code for fast, free Walker car insurance quotes.

Cheapest Walker, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Walker, KY car insurance rates? Every Walker, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Walker, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,002 $23,119 $25,574 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,866 $3,116 $2,472 $2,768 $10,710 $11,831 $2,974 $3,064
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,719 $2,565 $2,462 $2,467 $13,687 $15,483 $3,369 $3,392
State Farm $2,154 $2,154 $1,917 $1,917 $5,927 $7,517 $2,389 $2,640
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Walker, KY

Every driver must carry the minimum car insurance in Walker, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Walker, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Walker, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Walker, KY. Compare credit history car insurance rates in Walker from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Walker, Kentucky

Insurance Company Poor Fair Good
Allstate $14,519 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,123 $4,356 $3,447
Nationwide $7,021 $5,495 $4,763
Progressive $6,436 $5,625 $5,243
State Farm $4,771 $2,916 $2,294
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

Cheapest Walker, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Walker, KY to rates for a clean record with top companies.

Annual Walker, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,903 $11,641 $12,473 $10,070
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,162 $6,367 $4,954 $4,417
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,757 $7,115 $5,421 $5,779
State Farm $3,069 $3,585 $3,327 $3,327
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheapest Walker, KY Car Insurance for Teen Drivers

Teen car insurance in Walker, KY can be expensive. Take a look at rates from the top car insurance companies in Walker for teenagers.

Annual Car Insurance Rates for Teen Drivers in Walker, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,574
GEICO $7,942 $9,404
Liberty Mutual $10,710 $11,831
Nationwide $9,302 $11,583
Progressive $13,687 $15,483
State Farm $5,927 $7,517
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheapest Walker, KY Car Insurance for Seniors

Take a look at Walker, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Walker, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,002
GEICO $4,003 $3,626
Liberty Mutual $2,472 $2,768
Nationwide $3,677 $3,839
Progressive $2,462 $2,467
State Farm $1,917 $1,917
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheapest Walker, KY Car Insurance Rates After a DUI

A DUI in Walker, KY increases car insurance rates. Compare Walker, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Walker, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,473
GEICO $7,717
Liberty Mutual $4,954
Nationwide $7,562
Progressive $5,421
State Farm $3,327
Travelers $9,692
USAA $3,884

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Walker, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Walker, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Walker, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $4,975 $4,975
Nationwide $5,760 $5,760
Progressive $5,768 $5,768
State Farm $3,247 $3,408
Travelers $7,432 $7,432
USAA $2,925 $3,150

The Best Cheap Car Insurance Companies in Walker, KY

Take a look at a side-by-side comparison of the top car insurance companies in Walker, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Walker, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $4,975
Nationwide $5,760
Progressive $5,768
State Farm $3,327
Travelers $7,432
USAA $3,037

Category Winners: Cheapest Car Insurance in Walker, Kentucky

Find the cheapest car insurance companies in Walker, KY for each category right here.

Best Annual Car Insurance Rates by Company in Walker, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Walker, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Walker car insurance rates. Find the cheapest Walker, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Walker, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,687 $4,936 $5,303
Nationwide $5,806 $5,676 $5,797
Progressive $5,190 $5,648 $6,466
State Farm $3,101 $3,314 $3,567
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

Compare Car Insurance Quotes in Walker, KY

Ready to find affordable Walker, Kentucky car insurance today? Enter your ZIP code for fast, free Walker, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption