Compare Wallace, MI Car Insurance Rates (2021)

Car insurance in Wallace, MI averages $766 a month. Wallace, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Wallace car insurance rates, compare quotes from the top car insurance companies in Wallace, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wallace, MI are $9,188/year
  • The cheapest car insurance company in Wallace for teen drivers is USAA
  • Average car insurance rates in Wallace, MI after a DUI are $14,933/year

If you need to buy Wallace, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Wallace, MI is right here.

You’ll find Wallace car insurance rates, the cheapest Wallace, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Wallace, Michigan car insurance rates to Ann Arbor car insurance rates, Troy car insurance rates, and Lansing car insurance rates.

Ready to find affordable Wallace, MI car insurance today? Enter your ZIP code for fast, free Wallace car insurance quotes.

Cheapest Wallace, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wallace, MI car insurance rates? Every Wallace, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wallace, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,884 $3,884 $3,624 $3,624 $8,614 $8,614 $4,354 $4,354
GEICO $3,723 $3,723 $3,751 $3,751 $10,255 $10,255 $3,563 $3,563
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,060 $4,060 $3,603 $3,603 $10,595 $10,595 $4,443 $4,443
Progressive $3,028 $2,857 $2,660 $2,946 $10,646 $11,399 $3,542 $3,342
State Farm $7,118 $7,118 $6,553 $6,553 $24,128 $24,128 $8,324 $8,324
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

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Minimum Car Insurance in Wallace, MI

Every driver must carry the minimum car insurance in Wallace, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Wallace, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wallace, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wallace, MI. Compare credit history car insurance rates in Wallace from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wallace, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,732 $4,481 $4,144
GEICO $6,840 $5,032 $4,097
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,102 $5,356 $4,568
Progressive $5,845 $4,896 $4,416
State Farm $18,704 $9,463 $6,426
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Cheapest Wallace, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wallace, MI to rates for a clean record with top companies.

Annual Wallace, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,312 $5,479 $5,408 $5,276
GEICO $1,929 $3,970 $11,892 $3,500
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,869 $6,449 $5,903 $5,479
Progressive $4,293 $5,601 $5,061 $5,255
State Farm $7,524 $8,917 $18,674 $11,008
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheapest Wallace, MI Car Insurance for Teen Drivers

Teen car insurance in Wallace, MI can be expensive. Take a look at rates from the top car insurance companies in Wallace for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wallace, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,614 $8,614
GEICO $10,255 $10,255
Liberty Mutual $34,830 $34,830
Nationwide $10,595 $10,595
Progressive $10,646 $11,399
State Farm $24,128 $24,128
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheapest Wallace, MI Car Insurance for Seniors

Take a look at Wallace, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wallace, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,624 $3,624
GEICO $3,751 $3,751
Liberty Mutual $14,122 $14,122
Nationwide $3,603 $3,603
Progressive $2,660 $2,946
State Farm $6,553 $6,553
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheapest Wallace, MI Car Insurance Rates After a DUI

A DUI in Wallace, MI increases car insurance rates. Compare Wallace, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wallace, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,408
GEICO $11,892
Liberty Mutual $28,910
Nationwide $5,903
Progressive $5,061
State Farm $18,674
Travelers $12,018
USAA $4,608

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Cheapest Wallace, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wallace, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wallace, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,119 $5,119
GEICO $5,198 $5,448
Liberty Mutual $18,676 $20,073
Nationwide $5,675 $5,675
Progressive $5,052 $5,052
State Farm $11,215 $11,846
Travelers $7,683 $7,771
USAA $3,466 $3,547

The Best Cheap Car Insurance Companies in Wallace, MI

Take a look at a side-by-side comparison of the top car insurance companies in Wallace, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wallace, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,119
GEICO $5,323
Liberty Mutual $19,375
Nationwide $5,675
Progressive $5,052
State Farm $11,531
Travelers $7,727
USAA $3,507

Category Winners: Cheapest Car Insurance in Wallace, Michigan

Find the cheapest car insurance companies in Wallace, MI for each category right here.

Best Annual Car Insurance Rates by Company in Wallace, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wallace, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wallace car insurance rates. Find the cheapest Wallace, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wallace, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,977 $5,107 $5,272
GEICO $4,988 $5,278 $5,702
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,945 $5,577 $5,504
Progressive $4,893 $5,060 $5,204
State Farm $10,957 $11,602 $12,034
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

Compare Car Insurance Quotes in Wallace, MI

Ready to find affordable Wallace, Michigan car insurance today? Enter your ZIP code for fast, free Wallace, MI car insurance quotes.

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