Compare Wallingford, IA Car Insurance Rates (2021)

Car insurance in Wallingford, IA averages $248 a month. Wallingford, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Wallingford car insurance rates, compare quotes from the top car insurance companies in Wallingford, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wallingford, IA are $2,973/year
  • The cheapest car insurance company in Wallingford is USAA
  • Average car insurance rates in Wallingford, IA after a DUI are $3,584/year

If you need to buy Wallingford, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Wallingford, IA is right here.

You’ll find Wallingford car insurance rates, the cheapest Wallingford, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Wallingford, Iowa car insurance rates to Cedar Rapids car insurance rates, Sioux City car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Wallingford, IA car insurance today? Enter your ZIP code for fast, free Wallingford car insurance quotes.

Cheapest Wallingford, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wallingford, IA car insurance rates? Every Wallingford, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wallingford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,452 $1,394 $1,194 $1,246 $3,580 $4,037 $1,741 $1,879
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,527 $2,580 $2,448 $2,456 $11,110 $17,729 $2,623 $3,113
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

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Minimum Car Insurance in Wallingford, IA

Every driver must carry the minimum car insurance in Wallingford, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Wallingford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wallingford, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wallingford, IA. Compare credit history car insurance rates in Wallingford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wallingford, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,834 $2,819 $2,370
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,440 $1,971 $1,785
State Farm $3,157 $1,953 $1,541
Travelers $6,273 $5,351 $5,096
USAA $2,283 $1,568 $1,358

Cheapest Wallingford, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wallingford, IA to rates for a clean record with top companies.

Annual Wallingford, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,661 $2,719 $1,803 $2,078
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,068 $5,411 $7,246 $5,568
USAA $1,329 $1,780 $2,313 $1,524

Cheapest Wallingford, IA Car Insurance for Teen Drivers

Teen car insurance in Wallingford, IA can be expensive. Take a look at rates from the top car insurance companies in Wallingford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wallingford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,181 $7,262
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,580 $4,037
State Farm $3,891 $4,937
Travelers $11,110 $17,729
USAA $3,110 $3,307

Cheapest Wallingford, IA Car Insurance for Seniors

Take a look at Wallingford, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wallingford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,194 $1,246
State Farm $1,269 $1,269
Travelers $2,448 $2,456
USAA $1,073 $1,096

Cheapest Wallingford, IA Car Insurance Rates After a DUI

A DUI in Wallingford, IA increases car insurance rates. Compare Wallingford, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wallingford, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,126
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,803
State Farm $2,217
Travelers $7,246
USAA $2,313

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Cheapest Wallingford, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wallingford, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wallingford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,973 $3,043
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,065 $2,065
State Farm $2,164 $2,270
Travelers $5,573 $5,573
USAA $1,673 $1,800

The Best Cheap Car Insurance Companies in Wallingford, IA

Take a look at a side-by-side comparison of the top car insurance companies in Wallingford, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wallingford, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,008
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,065
State Farm $2,217
Travelers $5,573
USAA $1,736

Category Winners: Cheapest Car Insurance in Wallingford, Iowa

Find the cheapest car insurance companies in Wallingford, IA for each category right here.

Best Annual Car Insurance Rates by Company in Wallingford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Wallingford, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wallingford car insurance rates. Find the cheapest Wallingford, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wallingford, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,024 $3,174 $2,824
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $1,942 $2,072 $2,182
State Farm $2,111 $2,229 $2,311
Travelers $5,235 $5,658 $5,827
USAA $1,644 $1,742 $1,823

What affects car insurance rates in Wallingford, Iowa?

What factors can have an impact on Wallingford, IA car insurance? There are several reasons why Wallingford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wallingford, Iowa.

Commute Time in Wallingford

The more time you spend in your car the higher the risk of an accident. The average commute length in Wallingford, IA is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wallingford, IA

Ready to find affordable Wallingford, Iowa car insurance today? Enter your ZIP code for fast, free Wallingford, IA car insurance quotes.

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