Compare Wallingford, KY Car Insurance Rates (2021)

Car insurance in Wallingford, KY averages $378 a month. Wallingford, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wallingford car insurance rates, compare quotes from the top car insurance companies in Wallingford, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wallingford, KY are $4,542/year
  • The cheapest car insurance company in Wallingford for teen drivers is USAA
  • Average car insurance rates in Wallingford, KY after a DUI are $5,448/year

If you need to buy Wallingford, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wallingford, KY is right here.

You’ll find Wallingford car insurance rates, the cheapest Wallingford, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wallingford, Kentucky car insurance rates to Covington car insurance rates, Bowling Green car insurance rates, and Henderson car insurance rates.

Ready to find affordable Wallingford, KY car insurance today? Enter your ZIP code for fast, free Wallingford car insurance quotes.

Cheapest Wallingford, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wallingford, KY car insurance rates? Every Wallingford, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wallingford, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,170 $12,180 $13,684 $3,638 $3,843
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,176 $3,445 $2,668 $2,984 $13,707 $15,194 $3,345 $3,521
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,008 $1,909 $1,803 $1,809 $9,802 $11,110 $2,491 $2,553
State Farm $1,833 $1,833 $1,637 $1,637 $5,403 $6,834 $2,042 $2,284
Travelers $2,462 $2,506 $2,416 $2,421 $11,896 $19,136 $2,570 $2,976
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

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Minimum Car Insurance in Wallingford, KY

Every driver must carry the minimum car insurance in Wallingford, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wallingford, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wallingford, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wallingford, KY. Compare credit history car insurance rates in Wallingford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wallingford, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,618 $5,261 $4,136
Nationwide $5,472 $4,309 $3,742
Progressive $4,673 $4,080 $3,804
State Farm $4,241 $2,567 $2,006
Travelers $6,473 $5,471 $5,450
USAA $4,072 $2,277 $1,855

Cheapest Wallingford, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wallingford, KY to rates for a clean record with top companies.

Annual Wallingford, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,995 $7,714 $5,994 $5,317
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,462 $5,122 $3,950 $4,207
State Farm $2,688 $3,187 $2,938 $2,938
Travelers $5,053 $5,199 $7,518 $5,422
USAA $2,062 $2,916 $3,479 $2,482

Cheapest Wallingford, KY Car Insurance for Teen Drivers

Teen car insurance in Wallingford, KY can be expensive. Take a look at rates from the top car insurance companies in Wallingford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wallingford, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,684
GEICO $7,170 $8,568
Liberty Mutual $13,707 $15,194
Nationwide $7,262 $9,049
Progressive $9,802 $11,110
State Farm $5,403 $6,834
Travelers $11,896 $19,136
USAA $4,862 $5,131

Cheapest Wallingford, KY Car Insurance for Seniors

Take a look at Wallingford, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wallingford, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,170
GEICO $3,742 $3,389
Liberty Mutual $2,668 $2,984
Nationwide $2,887 $3,016
Progressive $1,803 $1,809
State Farm $1,637 $1,637
Travelers $2,416 $2,421
USAA $1,654 $1,686

Cheapest Wallingford, KY Car Insurance Rates After a DUI

A DUI in Wallingford, KY increases car insurance rates. Compare Wallingford, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wallingford, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,994
Nationwide $5,866
Progressive $3,950
State Farm $2,938
Travelers $7,518
USAA $3,479

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Cheapest Wallingford, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wallingford, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wallingford, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $6,005 $6,005
Nationwide $4,508 $4,508
Progressive $4,186 $4,186
State Farm $2,867 $3,009
Travelers $5,798 $5,798
USAA $2,633 $2,836

The Best Cheap Car Insurance Companies in Wallingford, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wallingford, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wallingford, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $6,005
Nationwide $4,508
Progressive $4,186
State Farm $2,938
Travelers $5,798
USAA $2,735

Category Winners: Cheapest Car Insurance in Wallingford, Kentucky

Find the cheapest car insurance companies in Wallingford, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wallingford, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wallingford, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wallingford car insurance rates. Find the cheapest Wallingford, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wallingford, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,732 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,746 $5,972 $6,297
Nationwide $4,563 $4,454 $4,506
Progressive $3,883 $4,135 $4,538
State Farm $2,766 $2,933 $3,115
Travelers $5,499 $5,821 $6,074
USAA $2,617 $2,729 $2,858

Compare Car Insurance Quotes in Wallingford, KY

Ready to find affordable Wallingford, Kentucky car insurance today? Enter your ZIP code for fast, free Wallingford, KY car insurance quotes.

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