Compare Walton, KY Car Insurance Rates (2021)

Car insurance in Walton, KY averages $321 a month. Walton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Walton car insurance rates, compare quotes from the top car insurance companies in Walton, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Walton is USAA
  • Average car insurance rates in Walton, KY are $3,849/year
  • Average car insurance rates in Walton, KY after a DUI are $4,598/year

If you need to buy Walton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Walton, KY is right here.

You’ll find Walton car insurance rates, the cheapest Walton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Walton, Kentucky car insurance rates to Hopkinsville car insurance rates, Bowling Green car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Walton, KY car insurance today? Enter your ZIP code for fast, free Walton car insurance quotes.

Cheapest Walton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Walton, KY car insurance rates? Every Walton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Walton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,935 $2,698 $2,876 $11,278 $12,692 $3,272 $3,447
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,490 $2,692 $2,122 $2,366 $10,517 $11,623 $2,597 $2,690
Nationwide $2,572 $2,570 $2,336 $2,431 $5,699 $7,063 $2,908 $3,044
Progressive $1,963 $1,864 $1,765 $1,774 $9,609 $10,840 $2,429 $2,477
State Farm $1,535 $1,535 $1,377 $1,377 $4,609 $5,856 $1,715 $1,906
Travelers $1,864 $1,895 $1,840 $1,841 $8,879 $14,164 $1,954 $2,234
USAA $1,634 $1,626 $1,483 $1,494 $4,473 $4,692 $2,052 $2,232

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Minimum Car Insurance in Walton, KY

Every driver must carry the minimum car insurance in Walton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Walton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Walton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Walton, KY. Compare credit history car insurance rates in Walton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Walton, Kentucky

Insurance Company Poor Fair Good
Allstate $6,961 $4,830 $4,024
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,605 $4,082 $3,224
Nationwide $4,327 $3,424 $2,983
Progressive $4,557 $3,989 $3,724
State Farm $3,599 $2,173 $1,695
Travelers $4,825 $4,096 $4,080
USAA $3,638 $2,060 $1,685

Cheapest Walton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Walton, KY to rates for a clean record with top companies.

Annual Walton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $5,704 $6,103 $4,926
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,868 $5,947 $4,625 $4,109
Nationwide $2,872 $3,676 $4,615 $3,149
Progressive $3,385 $5,009 $3,859 $4,107
State Farm $2,273 $2,705 $2,489 $2,489
Travelers $3,781 $3,887 $5,615 $4,052
USAA $1,854 $2,616 $3,140 $2,234

Cheapest Walton, KY Car Insurance for Teen Drivers

Teen car insurance in Walton, KY can be expensive. Take a look at rates from the top car insurance companies in Walton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Walton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,278 $12,692
GEICO $6,546 $7,739
Liberty Mutual $10,517 $11,623
Nationwide $5,699 $7,063
Progressive $9,609 $10,840
State Farm $4,609 $5,856
Travelers $8,879 $14,164
USAA $4,473 $4,692

Cheapest Walton, KY Car Insurance for Seniors

Take a look at Walton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Walton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,698 $2,876
GEICO $3,304 $2,992
Liberty Mutual $2,122 $2,366
Nationwide $2,336 $2,431
Progressive $1,765 $1,774
State Farm $1,377 $1,377
Travelers $1,840 $1,841
USAA $1,483 $1,494

Cheapest Walton, KY Car Insurance Rates After a DUI

A DUI in Walton, KY increases car insurance rates. Compare Walton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Walton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,103
GEICO $6,335
Liberty Mutual $4,625
Nationwide $4,615
Progressive $3,859
State Farm $2,489
Travelers $5,615
USAA $3,140

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Cheapest Walton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Walton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Walton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,272 $5,272
GEICO $3,894 $3,968
Liberty Mutual $4,637 $4,637
Nationwide $3,578 $3,578
Progressive $4,090 $4,090
State Farm $2,426 $2,552
Travelers $4,334 $4,334
USAA $2,371 $2,550

The Best Cheap Car Insurance Companies in Walton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Walton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Walton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,272
GEICO $3,931
Liberty Mutual $4,637
Nationwide $3,578
Progressive $4,090
State Farm $2,489
Travelers $4,334
USAA $2,461

Category Winners: Cheapest Car Insurance in Walton, Kentucky

Find the cheapest car insurance companies in Walton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Walton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Walton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Walton car insurance rates. Find the cheapest Walton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Walton, Kentucky

Insurance Company Low Medium High
Allstate $4,904 $5,251 $5,659
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,419 $4,609 $4,884
Nationwide $3,592 $3,541 $3,601
Progressive $3,780 $4,051 $4,439
State Farm $2,321 $2,488 $2,657
Travelers $4,116 $4,358 $4,527
USAA $2,343 $2,455 $2,585

What affects car insurance rates in Walton, Kentucky?

What factors can have an impact on Walton, KY car insurance? There are several reasons why Walton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Walton, Kentucky.

Commute Time in Walton

The more time you spend in your car the higher the risk of an accident. The average commute length in Walton, KY is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Walton, KY

Ready to find affordable Walton, Kentucky car insurance today? Enter your ZIP code for fast, free Walton, KY car insurance quotes.

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