Compare Waltonville, IL Car Insurance Rates (2021)

Car insurance in Waltonville, IL averages $268 a month. Waltonville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Waltonville car insurance rates, compare quotes from the top car insurance companies in Waltonville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waltonville for teen drivers is State Farm
  • The cheapest car insurance company in Waltonville is State Farm
  • Average car insurance rates in Waltonville, IL are $3,213/year

If you need to buy Waltonville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Waltonville, IL is right here.

You’ll find Waltonville car insurance rates, the cheapest Waltonville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Waltonville, Illinois car insurance rates to Chicago car insurance rates, Champaign car insurance rates, and Springfield car insurance rates.

Ready to find affordable Waltonville, IL car insurance today? Enter your ZIP code for fast, free Waltonville car insurance quotes.

Cheapest Waltonville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waltonville, IL car insurance rates? Every Waltonville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waltonville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,358 $1,467 $1,130 $1,264 $4,358 $4,851 $1,420 $1,499
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,313 $2,208 $1,904 $1,993 $7,800 $8,778 $2,755 $2,961
State Farm $1,357 $1,357 $1,200 $1,200 $3,692 $4,716 $1,529 $1,736
Travelers $1,478 $1,562 $1,337 $1,427 $4,091 $5,128 $1,567 $1,652
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

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Minimum Car Insurance in Waltonville, IL

Every driver must carry the minimum car insurance in Waltonville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Waltonville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Waltonville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waltonville, IL. Compare credit history car insurance rates in Waltonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waltonville, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,066 $1,913 $1,527
Nationwide $4,078 $3,280 $2,871
Progressive $4,400 $3,706 $3,411
State Farm $3,052 $1,827 $1,417
Travelers $2,794 $2,228 $1,819
USAA $3,874 $2,660 $2,191

Cheapest Waltonville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waltonville, IL to rates for a clean record with top companies.

Annual Waltonville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,813 $2,556 $2,253 $2,051
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,173 $4,653 $3,513 $4,017
State Farm $1,931 $2,266 $2,098 $2,098
Travelers $1,816 $2,367 $2,662 $2,276
USAA $2,070 $2,980 $4,085 $2,497

Cheapest Waltonville, IL Car Insurance for Teen Drivers

Teen car insurance in Waltonville, IL can be expensive. Take a look at rates from the top car insurance companies in Waltonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waltonville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,358 $4,851
Nationwide $5,974 $7,701
Progressive $7,800 $8,778
State Farm $3,692 $4,716
Travelers $4,091 $5,128
USAA $5,614 $6,192

Cheapest Waltonville, IL Car Insurance for Seniors

Take a look at Waltonville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waltonville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,130 $1,264
Nationwide $1,920 $2,041
Progressive $1,904 $1,993
State Farm $1,200 $1,200
Travelers $1,337 $1,427
USAA $1,606 $1,582

Cheapest Waltonville, IL Car Insurance Rates After a DUI

A DUI in Waltonville, IL increases car insurance rates. Compare Waltonville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waltonville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,253
Nationwide $4,198
Progressive $3,513
State Farm $2,098
Travelers $2,662
USAA $4,085

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Cheapest Waltonville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waltonville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waltonville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,168 $2,168
Nationwide $3,410 $3,410
Progressive $3,839 $3,839
State Farm $2,044 $2,153
Travelers $2,191 $2,369
USAA $2,826 $2,990

The Best Cheap Car Insurance Companies in Waltonville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Waltonville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waltonville, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,168
Nationwide $3,410
Progressive $3,839
State Farm $2,098
Travelers $2,280
USAA $2,908

Category Winners: Cheapest Car Insurance in Waltonville, Illinois

Find the cheapest car insurance companies in Waltonville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Waltonville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Waltonville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waltonville car insurance rates. Find the cheapest Waltonville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waltonville, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,045 $2,164 $2,296
Nationwide $3,399 $3,437 $3,393
Progressive $3,512 $3,818 $4,187
State Farm $1,984 $2,101 $2,211
Travelers $2,125 $2,277 $2,439
USAA $2,714 $2,905 $3,105

What affects car insurance rates in Waltonville, Illinois?

What factors can have an impact on Waltonville, IL car insurance? There are several reasons why Waltonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waltonville, Illinois.

Commute Time in Waltonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Waltonville, IL is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Waltonville, IL

Ready to find affordable Waltonville, Illinois car insurance today? Enter your ZIP code for fast, free Waltonville, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State