Compare Wampsville, NY Car Insurance Rates (2021)

Car insurance in Wampsville, NY averages $270 a month. Wampsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wampsville car insurance rates, compare quotes from the top car insurance companies in Wampsville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wampsville, NY are $3,237/year
  • The cheapest car insurance company in Wampsville for teen drivers is GEICO
  • Average car insurance rates in Wampsville, NY after a DUI are $4,286/year

If you need to buy Wampsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wampsville, NY is right here.

You’ll find Wampsville car insurance rates, the cheapest Wampsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Wampsville, New York car insurance rates to Mount Vernon car insurance rates, Utica car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Wampsville, NY car insurance today? Enter your ZIP code for fast, free Wampsville car insurance quotes.

Cheapest Wampsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wampsville, NY car insurance rates? Every Wampsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wampsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,340 $1,292 $1,306 $1,287 $2,837 $4,173 $1,207 $1,244
Liberty Mutual $3,571 $3,571 $3,326 $3,326 $6,940 $11,258 $3,571 $3,793
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,682 $1,585 $1,361 $1,379 $5,563 $6,202 $2,166 $2,114
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Wampsville, NY

Every driver must carry the minimum car insurance in Wampsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wampsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wampsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wampsville, NY. Compare credit history car insurance rates in Wampsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wampsville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,300 $1,690 $1,517
Liberty Mutual $6,874 $4,504 $3,379
Nationwide $2,870 $2,870 $2,870
Progressive $4,358 $2,258 $1,654
State Farm $4,950 $3,103 $2,463
Travelers $4,619 $2,944 $2,567
USAA $4,512 $2,242 $1,983

Cheapest Wampsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wampsville, NY to rates for a clean record with top companies.

Annual Wampsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,438 $1,567 $2,900 $1,438
Liberty Mutual $3,941 $3,941 $7,854 $3,941
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,683 $2,683 $2,961 $2,699
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Wampsville, NY Car Insurance for Teen Drivers

Teen car insurance in Wampsville, NY can be expensive. Take a look at rates from the top car insurance companies in Wampsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wampsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,837 $4,173
Liberty Mutual $6,940 $11,258
Nationwide $3,851 $5,729
Progressive $5,563 $6,202
State Farm $6,474 $8,372
Travelers $5,662 $6,745
USAA $6,103 $7,296

Cheapest Wampsville, NY Car Insurance for Seniors

Take a look at Wampsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wampsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,306 $1,287
Liberty Mutual $3,326 $3,326
Nationwide $2,051 $2,051
Progressive $1,361 $1,379
State Farm $1,914 $1,914
Travelers $2,204 $2,363
USAA $1,379 $1,382

Cheapest Wampsville, NY Car Insurance Rates After a DUI

A DUI in Wampsville, NY increases car insurance rates. Compare Wampsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wampsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $2,900
Liberty Mutual $7,854
Nationwide $4,839
Progressive $2,961
State Farm $3,670
Travelers $3,660
USAA $3,799

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Cheapest Wampsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wampsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wampsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,781 $1,890
Liberty Mutual $4,782 $5,057
Nationwide $2,870 $2,870
Progressive $2,757 $2,757
State Farm $3,383 $3,627
Travelers $3,377 $3,377
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Wampsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wampsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wampsville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,836
Liberty Mutual $4,919
Nationwide $2,870
Progressive $2,757
State Farm $3,505
Travelers $3,377
USAA $2,912

Category Winners: Cheapest Car Insurance in Wampsville, New York

Find the cheapest car insurance companies in Wampsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wampsville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wampsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wampsville car insurance rates. Find the cheapest Wampsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wampsville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,739 $1,832 $1,937
Liberty Mutual $4,700 $4,902 $5,156
Nationwide $2,716 $2,850 $3,045
Progressive $2,625 $2,743 $2,902
State Farm $3,316 $3,527 $3,673
Travelers $3,222 $3,351 $3,557
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Wampsville, New York?

What factors can have an impact on Wampsville, NY car insurance? There are several reasons why Wampsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wampsville, New York.

Commute Time in Wampsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Wampsville, NY is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Wampsville, NY

Ready to find affordable Wampsville, New York car insurance today? Enter your ZIP code for fast, free Wampsville, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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