Compare Ward, AL Car Insurance Rates (2021)

Car insurance in Ward, AL averages $316 a month. Ward, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ward car insurance rates, compare quotes from the top car insurance companies in Ward, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ward for teen drivers is USAA
  • Average car insurance rates in Ward, AL are $3,793/year
  • The cheapest car insurance company in Ward is USAA

If you need to buy Ward, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Ward, AL is right here.

You’ll find Ward car insurance rates, the cheapest Ward, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Ward, Alabama car insurance rates to Madison car insurance rates, Huntsville car insurance rates, and Decatur car insurance rates.

Ready to find affordable Ward, AL car insurance today? Enter your ZIP code for fast, free Ward car insurance quotes.

Cheapest Ward, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ward, AL car insurance rates? Every Ward, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ward, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,248 $3,513 $2,660 $2,976 $11,590 $12,894 $3,473 $3,715
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,507 $2,370 $2,049 $2,186 $9,750 $10,899 $2,930 $3,101
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,612 $1,640 $1,500 $1,498 $8,475 $13,341 $1,527 $1,776
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

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Minimum Car Insurance in Ward, AL

Every driver must carry the minimum car insurance in Ward, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Ward, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ward, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ward, AL. Compare credit history car insurance rates in Ward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ward, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $5,138 $4,409 $4,182
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,908 $4,828 $3,789
Nationwide $3,171 $2,467 $2,229
Progressive $5,085 $4,320 $4,017
State Farm $7,329 $3,709 $2,520
Travelers $4,280 $3,707 $3,777
USAA $2,984 $1,935 $1,726

Cheapest Ward, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ward, AL to rates for a clean record with top companies.

Annual Ward, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,319 $6,007 $5,888 $5,819
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,056 $5,053 $4,328 $4,459
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,269 $3,432 $5,000 $3,984
USAA $1,703 $2,133 $3,182 $1,843

Cheapest Ward, AL Car Insurance for Teen Drivers

Teen car insurance in Ward, AL can be expensive. Take a look at rates from the top car insurance companies in Ward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ward, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,908 $10,210
GEICO $5,292 $5,199
Liberty Mutual $11,590 $12,894
Nationwide $4,418 $5,752
Progressive $9,750 $10,899
State Farm $8,309 $10,427
Travelers $8,475 $13,341
USAA $4,083 $4,536

Cheapest Ward, AL Car Insurance for Seniors

Take a look at Ward, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ward, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,397 $2,532
GEICO $1,937 $1,974
Liberty Mutual $2,660 $2,976
Nationwide $1,577 $1,642
Progressive $2,049 $2,186
State Farm $2,520 $2,520
Travelers $1,500 $1,498
USAA $1,288 $1,268

Cheapest Ward, AL Car Insurance Rates After a DUI

A DUI in Ward, AL increases car insurance rates. Compare Ward, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ward, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,847
GEICO $3,748
Liberty Mutual $5,888
Nationwide $3,353
Progressive $4,328
State Farm $4,472
Travelers $5,000
USAA $3,182

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Cheapest Ward, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ward, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ward, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,576 $4,576
GEICO $2,789 $2,899
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,474 $4,474
State Farm $4,410 $4,629
Travelers $3,921 $3,921
USAA $2,114 $2,317

The Best Cheap Car Insurance Companies in Ward, AL

Take a look at a side-by-side comparison of the top car insurance companies in Ward, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ward, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,576
GEICO $2,844
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,474
State Farm $4,519
Travelers $3,921
USAA $2,215

Category Winners: Cheapest Car Insurance in Ward, Alabama

Find the cheapest car insurance companies in Ward, AL for each category right here.

Best Annual Car Insurance Rates by Company in Ward, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ward, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ward car insurance rates. Find the cheapest Ward, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ward, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $4,352 $4,524 $4,852
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,270 $5,484 $5,772
Nationwide $2,624 $2,595 $2,649
Progressive $4,024 $4,446 $4,952
State Farm $4,278 $4,514 $4,767
Travelers $3,736 $4,000 $4,027
USAA $2,139 $2,204 $2,302

Compare Car Insurance Quotes in Ward, AL

Ready to find affordable Ward, Alabama car insurance today? Enter your ZIP code for fast, free Ward, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State