Compare Ward, AR Car Insurance Rates (2021)

Car insurance in Ward, AR averages $340 a month. Ward, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ward car insurance rates, compare quotes from the top car insurance companies in Ward, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ward for teen drivers is USAA
  • The cheapest car insurance company in Ward is USAA
  • Average car insurance rates in Ward, AR are $4,079/year

If you need to buy Ward, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ward, AR is right here.

You’ll find Ward car insurance rates, the cheapest Ward, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ward, Arkansas car insurance rates to North Little Rock car insurance rates, Pine Bluff car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Ward, AR car insurance today? Enter your ZIP code for fast, free Ward car insurance quotes.

Cheapest Ward, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ward, AR car insurance rates? Every Ward, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ward, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,515 $2,688 $10,456 $12,561 $3,071 $3,317
Farmers $2,338 $2,326 $2,084 $2,197 $10,152 $10,532 $2,684 $2,820
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,748 $2,584 $2,266 $2,374 $12,028 $13,526 $3,279 $3,540
State Farm $1,765 $1,765 $1,591 $1,591 $5,258 $6,601 $1,992 $2,288
Travelers $2,069 $2,105 $2,067 $2,069 $12,417 $19,974 $2,226 $2,534
USAA $1,457 $1,465 $1,357 $1,356 $4,759 $4,963 $1,879 $2,017

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Minimum Car Insurance in Ward, AR

Every driver must carry the minimum car insurance in Ward, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ward, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ward, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ward, AR. Compare credit history car insurance rates in Ward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ward, Arkansas

Insurance Company Poor Fair Good
Allstate $6,313 $4,844 $3,926
Farmers $4,985 $4,195 $3,995
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $5,971 $5,127 $4,781
State Farm $4,139 $2,491 $1,939
Travelers $6,508 $5,446 $5,094
USAA $3,181 $2,179 $1,860

Cheapest Ward, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ward, AR to rates for a clean record with top companies.

Annual Ward, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $5,219 $5,809 $4,953
Farmers $3,708 $4,763 $4,655 $4,441
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,555 $6,366 $4,794 $5,457
State Farm $2,611 $3,102 $2,856 $2,856
Travelers $4,757 $4,914 $7,223 $5,837
USAA $1,840 $2,348 $3,396 $2,043

Cheapest Ward, AR Car Insurance for Teen Drivers

Teen car insurance in Ward, AR can be expensive. Take a look at rates from the top car insurance companies in Ward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ward, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,456 $12,561
Farmers $10,152 $10,532
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $12,028 $13,526
State Farm $5,258 $6,601
Travelers $12,417 $19,974
USAA $4,759 $4,963

Cheapest Ward, AR Car Insurance for Seniors

Take a look at Ward, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ward, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,688
Farmers $2,084 $2,197
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,266 $2,374
State Farm $1,591 $1,591
Travelers $2,067 $2,069
USAA $1,357 $1,356

Cheapest Ward, AR Car Insurance Rates After a DUI

A DUI in Ward, AR increases car insurance rates. Compare Ward, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ward, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,809
Farmers $4,655
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,794
State Farm $2,856
Travelers $7,223
USAA $3,396

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Cheapest Ward, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ward, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ward, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
Farmers $4,392 $4,392
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,293 $5,293
State Farm $2,787 $2,926
Travelers $5,683 $5,683
USAA $2,339 $2,474

The Best Cheap Car Insurance Companies in Ward, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ward, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ward, Arkansas

Insurance Company Average Annual Rates
Allstate $5,027
Farmers $4,392
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,293
State Farm $2,856
Travelers $5,683
USAA $2,407

Category Winners: Cheapest Car Insurance in Ward, Arkansas

Find the cheapest car insurance companies in Ward, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ward, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ward, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ward car insurance rates. Find the cheapest Ward, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ward, Arkansas

Insurance Company Low Medium High
Allstate $4,860 $5,024 $5,198
Farmers $4,154 $4,341 $4,680
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,792 $5,189 $5,898
State Farm $2,704 $2,854 $3,011
Travelers $5,387 $5,697 $5,964
USAA $2,302 $2,398 $2,520

What affects car insurance rates in Ward, Arkansas?

What factors can have an impact on Ward, AR car insurance? There are several reasons why Ward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ward, Arkansas.

Commute Time in Ward

The more time you spend in your car the higher the risk of an accident. The average commute length in Ward, AR is 35.4 minutes according to City-Data.

Compare Car Insurance Quotes in Ward, AR

Ready to find affordable Ward, Arkansas car insurance today? Enter your ZIP code for fast, free Ward, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State