Compare Wardell, MO Car Insurance Rates (2021)

Car insurance in Wardell, MO averages $265 a month. Wardell, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wardell car insurance rates, compare quotes from the top car insurance companies in Wardell, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wardell for teen drivers is Nationwide
  • Average car insurance rates in Wardell, MO are $3,174/year
  • The cheapest car insurance company in Wardell is State Farm

If you need to buy Wardell, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Wardell, MO is right here.

You’ll find Wardell car insurance rates, the cheapest Wardell, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Wardell, Missouri car insurance rates to St. Louis car insurance rates, Florissant car insurance rates, and Independence car insurance rates.

Ready to find affordable Wardell, MO car insurance today? Enter your ZIP code for fast, free Wardell car insurance quotes.

Cheapest Wardell, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wardell, MO car insurance rates? Every Wardell, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wardell, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,034 $2,034 $1,813 $1,813 $5,611 $7,283 $2,034 $2,375
Farmers $2,159 $2,156 $1,928 $2,044 $8,888 $9,206 $2,453 $2,561
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,665 $2,888 $2,199 $2,464 $9,245 $10,261 $2,803 $2,990
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,742 $1,601 $1,425 $1,472 $5,935 $6,657 $2,121 $2,162
State Farm $1,518 $1,518 $1,366 $1,366 $4,406 $5,544 $1,706 $1,945
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Wardell, MO

Every driver must carry the minimum car insurance in Wardell, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Wardell, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wardell, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wardell, MO. Compare credit history car insurance rates in Wardell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wardell, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,077 $2,874 $2,422
Farmers $4,484 $3,736 $3,554
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,378 $3,885 $3,055
Nationwide $2,987 $2,471 $2,141
Progressive $3,345 $2,771 $2,553
State Farm $3,333 $2,161 $1,769
USAA $4,472 $2,106 $1,517

Cheapest Wardell, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wardell, MO to rates for a clean record with top companies.

Annual Wardell, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,322 $3,384 $4,133 $2,659
Farmers $3,409 $4,217 $4,126 $3,946
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,220 $4,630 $4,771 $5,137
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,475 $3,382 $2,766 $2,935
State Farm $2,222 $2,620 $2,421 $2,421
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Wardell, MO Car Insurance for Teen Drivers

Teen car insurance in Wardell, MO can be expensive. Take a look at rates from the top car insurance companies in Wardell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wardell, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,611 $7,283
Farmers $8,888 $9,206
GEICO $5,247 $5,541
Liberty Mutual $9,245 $10,261
Nationwide $4,356 $5,559
Progressive $5,935 $6,657
State Farm $4,406 $5,544
USAA $4,976 $6,070

Cheapest Wardell, MO Car Insurance for Seniors

Take a look at Wardell, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wardell, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,813 $1,813
Farmers $1,928 $2,044
GEICO $1,304 $1,689
Liberty Mutual $2,199 $2,464
Nationwide $1,484 $1,567
Progressive $1,425 $1,472
State Farm $1,366 $1,366
USAA $1,486 $1,505

Cheapest Wardell, MO Car Insurance Rates After a DUI

A DUI in Wardell, MO increases car insurance rates. Compare Wardell, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wardell, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,133
Farmers $4,126
GEICO $3,499
Liberty Mutual $4,771
Nationwide $3,446
Progressive $2,766
State Farm $2,421
USAA $3,673

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Cheapest Wardell, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wardell, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wardell, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,094 $3,155
Farmers $3,925 $3,925
GEICO $2,495 $2,591
Liberty Mutual $4,439 $4,439
Nationwide $2,533 $2,533
Progressive $2,890 $2,890
State Farm $2,362 $2,480
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Wardell, MO

Take a look at a side-by-side comparison of the top car insurance companies in Wardell, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wardell, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,124
Farmers $3,925
GEICO $2,543
Liberty Mutual $4,439
Nationwide $2,533
Progressive $2,890
State Farm $2,421
USAA $2,699

Category Winners: Cheapest Car Insurance in Wardell, Missouri

Find the cheapest car insurance companies in Wardell, MO for each category right here.

Best Annual Car Insurance Rates by Company in Wardell, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Wardell, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wardell car insurance rates. Find the cheapest Wardell, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wardell, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,028 $3,223 $3,122
Farmers $3,660 $3,884 $4,230
GEICO $2,359 $2,562 $2,709
Liberty Mutual $4,182 $4,459 $4,677
Nationwide $2,381 $2,558 $2,660
Progressive $2,554 $2,894 $3,220
State Farm $2,253 $2,427 $2,583
USAA $2,564 $2,687 $2,844

What affects car insurance rates in Wardell, Missouri?

What factors can have an impact on Wardell, MO car insurance? There are several reasons why Wardell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wardell, Missouri.

Commute Time in Wardell

The more time you spend in your car the higher the risk of an accident. The average commute length in Wardell, MO is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Wardell, MO

Ready to find affordable Wardell, Missouri car insurance today? Enter your ZIP code for fast, free Wardell, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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