Compare Ware Shoals, SC Car Insurance Rates (2021)

Car insurance in Ware Shoals, SC averages $283 a month. Ware Shoals, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ware Shoals car insurance rates, compare quotes from the top car insurance companies in Ware Shoals, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ware Shoals, SC are $3,401/year
  • The cheapest car insurance company in Ware Shoals for teen drivers is GEICO
  • Average car insurance rates in Ware Shoals, SC after a DUI are $3,907/year

If you need to buy Ware Shoals, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Ware Shoals, SC is right here.

You’ll find Ware Shoals car insurance rates, the cheapest Ware Shoals, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Ware Shoals, South Carolina car insurance rates to Summerville car insurance rates, Hilton Head Island car insurance rates, and Columbia car insurance rates.

Ready to find affordable Ware Shoals, SC car insurance today? Enter your ZIP code for fast, free Ware Shoals car insurance quotes.

Cheapest Ware Shoals, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ware Shoals, SC car insurance rates? Every Ware Shoals, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ware Shoals, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,348 $2,348 $2,246 $2,246 $6,121 $7,853 $2,612 $2,844
Farmers $2,598 $2,611 $2,444 $2,704 $6,425 $7,266 $2,802 $2,843
GEICO $2,130 $2,130 $1,943 $1,943 $5,082 $5,213 $2,482 $2,538
Nationwide $2,293 $2,322 $2,070 $2,145 $5,541 $7,117 $2,593 $2,820
Progressive $2,281 $2,122 $1,955 $2,037 $9,251 $10,235 $2,631 $2,758
State Farm $1,841 $1,841 $1,660 $1,660 $5,178 $6,502 $2,063 $2,328
USAA $1,703 $1,708 $1,564 $1,564 $6,833 $7,487 $2,238 $2,357

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Minimum Car Insurance in Ware Shoals, SC

Every driver must carry the minimum car insurance in Ware Shoals, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Ware Shoals, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ware Shoals, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ware Shoals, SC. Compare credit history car insurance rates in Ware Shoals from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ware Shoals, South Carolina

Insurance Company Poor Fair Good
Allstate $4,490 $3,390 $2,852
Farmers $4,283 $3,592 $3,260
GEICO $4,473 $2,406 $1,919
Nationwide $3,991 $3,244 $2,853
Progressive $4,643 $4,057 $3,776
State Farm $4,133 $2,528 $1,991
USAA $4,977 $2,437 $2,132

Cheapest Ware Shoals, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ware Shoals, SC to rates for a clean record with top companies.

Annual Ware Shoals, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,700 $4,268 $3,776 $3,566
Farmers $3,108 $4,281 $3,571 $3,887
GEICO $2,230 $2,892 $4,378 $2,230
Nationwide $2,692 $3,456 $4,346 $2,956
Progressive $3,428 $4,941 $4,121 $4,145
State Farm $2,626 $3,199 $2,856 $2,856
USAA $2,512 $3,099 $4,304 $2,813

Cheapest Ware Shoals, SC Car Insurance for Teen Drivers

Teen car insurance in Ware Shoals, SC can be expensive. Take a look at rates from the top car insurance companies in Ware Shoals for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ware Shoals, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,121 $7,853
Farmers $6,425 $7,266
GEICO $5,082 $5,213
Nationwide $5,541 $7,117
Progressive $9,251 $10,235
State Farm $5,178 $6,502
USAA $6,833 $7,487

Cheapest Ware Shoals, SC Car Insurance for Seniors

Take a look at Ware Shoals, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ware Shoals, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,246 $2,246
Farmers $2,444 $2,704
GEICO $1,943 $1,943
Nationwide $2,070 $2,145
Progressive $1,955 $2,037
State Farm $1,660 $1,660
USAA $1,564 $1,564

Cheapest Ware Shoals, SC Car Insurance Rates After a DUI

A DUI in Ware Shoals, SC increases car insurance rates. Compare Ware Shoals, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ware Shoals, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,776
Farmers $3,571
GEICO $4,378
Nationwide $4,346
Progressive $4,121
State Farm $2,856
USAA $4,304

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Cheapest Ware Shoals, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ware Shoals, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ware Shoals, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,505 $3,650
Farmers $3,712 $3,712
GEICO $2,918 $2,947
Nationwide $3,363 $3,363
Progressive $4,159 $4,159
State Farm $2,814 $2,954
USAA $3,149 $3,215

The Best Cheap Car Insurance Companies in Ware Shoals, SC

Take a look at a side-by-side comparison of the top car insurance companies in Ware Shoals, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ware Shoals, South Carolina

Insurance Company Average Annual Rates
Allstate $3,577
Farmers $3,712
GEICO $2,933
Nationwide $3,363
Progressive $4,159
State Farm $2,884
USAA $3,182

Category Winners: Cheapest Car Insurance in Ware Shoals, South Carolina

Find the cheapest car insurance companies in Ware Shoals, SC for each category right here.

Best Annual Car Insurance Rates by Company in Ware Shoals, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ware Shoals, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ware Shoals car insurance rates. Find the cheapest Ware Shoals, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ware Shoals, South Carolina

Insurance Company Low Medium High
Allstate $3,379 $3,561 $3,792
Farmers $3,350 $3,710 $4,075
GEICO $2,753 $2,907 $3,137
Nationwide $3,326 $3,362 $3,399
Progressive $3,886 $4,109 $4,481
State Farm $2,688 $2,883 $3,082
USAA $3,014 $3,178 $3,354

What affects car insurance rates in Ware Shoals, South Carolina?

What factors can have an impact on Ware Shoals, SC car insurance? There are several reasons why Ware Shoals car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ware Shoals, South Carolina.

Commute Time in Ware Shoals

The more time you spend in your car the higher the risk of an accident. The average commute length in Ware Shoals, SC is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ware Shoals, SC

Ready to find affordable Ware Shoals, South Carolina car insurance today? Enter your ZIP code for fast, free Ware Shoals, SC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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