Compare Waretown, NJ Car Insurance Rates (2021)

Car insurance in Waretown, NJ averages $403 a month. Waretown, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Waretown car insurance rates, compare quotes from the top car insurance companies in Waretown, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waretown for teen drivers is GEICO
  • The cheapest car insurance company in Waretown is GEICO
  • Average car insurance rates in Waretown, NJ are $4,834/year

If you need to buy Waretown, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Waretown, NJ is right here.

You’ll find Waretown car insurance rates, the cheapest Waretown, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Waretown, New Jersey car insurance rates to Bayonne car insurance rates, Elizabeth car insurance rates, and Union City car insurance rates.

Ready to find affordable Waretown, NJ car insurance today? Enter your ZIP code for fast, free Waretown car insurance quotes.

Cheapest Waretown, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waretown, NJ car insurance rates? Every Waretown, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waretown, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,873 $2,802 $2,802 $9,023 $11,016 $3,391 $3,485
Farmers $4,058 $4,078 $3,952 $3,839 $11,432 $13,045 $4,778 $4,794
GEICO $2,024 $1,986 $1,974 $1,974 $3,636 $3,626 $2,320 $2,259
Liberty Mutual $4,406 $4,406 $4,837 $4,837 $11,371 $12,900 $4,837 $5,548
Progressive $1,816 $1,674 $1,638 $1,696 $7,973 $8,692 $2,133 $2,015
State Farm $3,627 $3,627 $3,284 $3,284 $11,790 $15,131 $4,129 $4,608
Travelers $3,094 $2,982 $2,867 $2,882 $6,907 $7,739 $2,989 $2,948

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Minimum Car Insurance in Waretown, NJ

Every driver must carry the minimum car insurance in Waretown, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Waretown, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Waretown, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waretown, NJ. Compare credit history car insurance rates in Waretown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waretown, New Jersey

Insurance Company Poor Fair Good
Allstate $6,652 $4,308 $3,394
Farmers $7,449 $5,814 $5,478
GEICO $3,716 $2,147 $1,562
Liberty Mutual $8,417 $6,242 $5,270
Progressive $3,877 $3,376 $3,111
State Farm $8,934 $5,402 $4,219
Travelers $5,461 $3,987 $2,706

Cheapest Waretown, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waretown, NJ to rates for a clean record with top companies.

Annual Waretown, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,596 $5,954 $5,221 $4,368
Farmers $4,861 $8,160 $6,732 $5,234
GEICO $1,929 $2,530 $3,511 $1,929
Liberty Mutual $6,379 $7,301 $6,511 $6,379
Progressive $2,958 $3,988 $3,404 $3,468
State Farm $3,376 $6,119 $9,820 $5,425
Travelers $3,113 $4,642 $4,469 $3,979

Cheapest Waretown, NJ Car Insurance for Teen Drivers

Teen car insurance in Waretown, NJ can be expensive. Take a look at rates from the top car insurance companies in Waretown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waretown, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,023 $11,016
Farmers $11,432 $13,045
GEICO $3,636 $3,626
Liberty Mutual $11,371 $12,900
Progressive $7,973 $8,692
State Farm $11,790 $15,131
Travelers $6,907 $7,739

Cheapest Waretown, NJ Car Insurance for Seniors

Take a look at Waretown, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waretown, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,802 $2,802
Farmers $3,952 $3,839
GEICO $1,974 $1,974
Liberty Mutual $4,837 $4,837
Progressive $1,638 $1,696
State Farm $3,284 $3,284
Travelers $2,867 $2,882

Cheapest Waretown, NJ Car Insurance Rates After a DUI

A DUI in Waretown, NJ increases car insurance rates. Compare Waretown, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waretown, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,221
Farmers $6,732
GEICO $3,511
Liberty Mutual $6,511
Progressive $3,404
State Farm $9,820
Travelers $4,469

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Cheapest Waretown, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waretown, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waretown, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,776 $4,794
Farmers $6,247 $6,247
GEICO $2,455 $2,495
Liberty Mutual $6,578 $6,707
Progressive $3,455 $3,455
State Farm $6,027 $6,343
Travelers $4,051 $4,051

The Best Cheap Car Insurance Companies in Waretown, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Waretown, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waretown, New Jersey

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $6,247
GEICO $2,475
Liberty Mutual $6,643
Progressive $3,455
State Farm $6,185
Travelers $4,051

Category Winners: Cheapest Car Insurance in Waretown, New Jersey

Find the cheapest car insurance companies in Waretown, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Waretown, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Waretown, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waretown car insurance rates. Find the cheapest Waretown, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waretown, New Jersey

Insurance Company Low Medium High
Allstate $4,432 $4,852 $5,070
Farmers $5,634 $6,220 $6,887
GEICO $2,223 $2,521 $2,681
Liberty Mutual $5,935 $6,846 $7,148
Progressive $3,159 $3,505 $3,699
State Farm $5,754 $6,265 $6,536
Travelers $3,713 $4,051 $4,389

What affects car insurance rates in Waretown, New Jersey?

What factors can have an impact on Waretown, NJ car insurance? There are several reasons why Waretown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waretown, New Jersey.

Commute Time in Waretown

The more time you spend in your car the higher the risk of an accident. The average commute length in Waretown, NJ is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in Waretown, NJ

Ready to find affordable Waretown, New Jersey car insurance today? Enter your ZIP code for fast, free Waretown, NJ car insurance quotes.

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