Compare Warm Springs, OR Car Insurance Rates (2021)

Car insurance in Warm Springs, OR averages $281 a month. Warm Springs, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Warm Springs car insurance rates, compare quotes from the top car insurance companies in Warm Springs, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Warm Springs, OR after a DUI are $3,960/year
  • Average car insurance rates in Warm Springs, OR are $3,377/year
  • The cheapest car insurance company in Warm Springs for teen drivers is USAA

If you need to buy Warm Springs, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Warm Springs, OR is right here.

You’ll find Warm Springs car insurance rates, the cheapest Warm Springs, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Warm Springs, Oregon car insurance rates to Portland car insurance rates, Bend car insurance rates, and Medford car insurance rates.

Ready to find affordable Warm Springs, OR car insurance today? Enter your ZIP code for fast, free Warm Springs car insurance quotes.

Cheapest Warm Springs, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warm Springs, OR car insurance rates? Every Warm Springs, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warm Springs, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,018 $2,971 $2,987 $9,671 $10,782 $3,397 $3,408
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $2,005 $1,954 $1,774 $1,886 $8,168 $8,320 $2,245 $2,301
GEICO $2,310 $2,227 $2,146 $2,154 $5,956 $5,424 $2,461 $2,122
Liberty Mutual $2,789 $2,941 $2,427 $2,696 $8,799 $9,480 $2,674 $2,693
Nationwide $2,145 $2,136 $1,912 $1,999 $4,879 $6,100 $2,498 $2,630
Progressive $2,080 $1,894 $1,798 $1,849 $8,903 $9,870 $2,502 $2,392
State Farm $1,522 $1,522 $1,385 $1,385 $4,746 $5,954 $1,725 $1,983
Travelers $1,840 $1,846 $1,637 $1,699 $4,957 $5,916 $1,921 $1,946
USAA $1,499 $1,457 $1,476 $1,429 $4,532 $4,879 $1,922 $2,003

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Minimum Car Insurance in Warm Springs, OR

Every driver must carry the minimum car insurance in Warm Springs, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Warm Springs, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Warm Springs, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warm Springs, OR. Compare credit history car insurance rates in Warm Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warm Springs, Oregon

Insurance Company Poor Fair Good
Allstate $6,487 $4,562 $3,762
American Family $4,117 $3,040 $2,573
Farmers $4,150 $3,387 $3,208
GEICO $3,739 $3,100 $2,461
Liberty Mutual $6,336 $3,726 $2,876
Nationwide $3,673 $2,913 $2,526
Progressive $4,401 $3,796 $3,536
State Farm $3,530 $2,252 $1,802
Travelers $3,427 $2,652 $2,081
USAA $3,596 $2,006 $1,597

Cheapest Warm Springs, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warm Springs, OR to rates for a clean record with top companies.

Annual Warm Springs, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $5,375 $5,542 $4,851
American Family $2,254 $3,476 $4,356 $2,888
Farmers $3,018 $3,889 $3,804 $3,616
GEICO $2,044 $3,255 $4,280 $2,821
Liberty Mutual $3,820 $4,274 $4,906 $4,250
Nationwide $2,576 $2,758 $3,902 $2,913
Progressive $2,950 $5,374 $3,802 $3,518
State Farm $2,248 $2,920 $2,472 $2,472
Travelers $2,207 $2,820 $3,158 $2,696
USAA $1,747 $2,432 $3,376 $2,042

Cheapest Warm Springs, OR Car Insurance for Teen Drivers

Teen car insurance in Warm Springs, OR can be expensive. Take a look at rates from the top car insurance companies in Warm Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warm Springs, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,671 $10,782
American Family $5,264 $8,240
Farmers $8,168 $8,320
GEICO $5,956 $5,424
Liberty Mutual $8,799 $9,480
Nationwide $4,879 $6,100
Progressive $8,903 $9,870
State Farm $4,746 $5,954
Travelers $4,957 $5,916
USAA $4,532 $4,879

Cheapest Warm Springs, OR Car Insurance for Seniors

Take a look at Warm Springs, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warm Springs, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $2,987
American Family $1,903 $1,903
Farmers $1,774 $1,886
GEICO $2,146 $2,154
Liberty Mutual $2,427 $2,696
Nationwide $1,912 $1,999
Progressive $1,798 $1,849
State Farm $1,385 $1,385
Travelers $1,637 $1,699
USAA $1,476 $1,429

Cheapest Warm Springs, OR Car Insurance Rates After a DUI

A DUI in Warm Springs, OR increases car insurance rates. Compare Warm Springs, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warm Springs, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,542
American Family $4,356
Farmers $3,804
GEICO $4,280
Liberty Mutual $4,906
Nationwide $3,902
Progressive $3,802
State Farm $2,472
Travelers $3,158
USAA $3,376

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Cheapest Warm Springs, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warm Springs, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warm Springs, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,937 $4,937
American Family $3,194 $3,293
Farmers $3,582 $3,582
GEICO $3,050 $3,150
Liberty Mutual $4,312 $4,312
Nationwide $3,037 $3,037
Progressive $3,911 $3,911
State Farm $2,464 $2,592
Travelers $2,612 $2,829
USAA $2,331 $2,468

The Best Cheap Car Insurance Companies in Warm Springs, OR

Take a look at a side-by-side comparison of the top car insurance companies in Warm Springs, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warm Springs, Oregon

Insurance Company Average Annual Rates
Allstate $4,937
American Family $3,243
Farmers $3,582
GEICO $3,100
Liberty Mutual $4,312
Nationwide $3,037
Progressive $3,911
State Farm $2,528
Travelers $2,720
USAA $2,400

Category Winners: Cheapest Car Insurance in Warm Springs, Oregon

Find the cheapest car insurance companies in Warm Springs, OR for each category right here.

Best Annual Car Insurance Rates by Company in Warm Springs, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Warm Springs, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warm Springs car insurance rates. Find the cheapest Warm Springs, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warm Springs, Oregon

Insurance Company Low Medium High
Allstate $4,776 $4,928 $5,108
American Family $3,228 $3,428 $3,074
Farmers $3,372 $3,538 $3,835
GEICO $2,854 $3,116 $3,329
Liberty Mutual $4,036 $4,300 $4,601
Nationwide $2,894 $3,118 $3,100
Progressive $3,786 $3,895 $4,053
State Farm $2,397 $2,531 $2,656
Travelers $2,574 $2,707 $2,879
USAA $2,302 $2,401 $2,496

What affects car insurance rates in Warm Springs, Oregon?

What factors can have an impact on Warm Springs, OR car insurance? There are several reasons why Warm Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warm Springs, Oregon.

Commute Time in Warm Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Warm Springs, OR is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Warm Springs, OR

Ready to find affordable Warm Springs, Oregon car insurance today? Enter your ZIP code for fast, free Warm Springs, OR car insurance quotes.

Free Car Insurance Comparison

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