Compare Warren, MI Car Insurance Rates (2021)

Car insurance in Warren, MI averages $1,257 a month. Warren, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Warren car insurance rates, compare quotes from the top car insurance companies in Warren, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Warren for teen drivers is USAA
  • The cheapest ZIP code in Warren is 48088
  • Average car insurance rates in Warren, MI are $15,081/year

If you need to buy Warren, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Warren, MI is right here.

You’ll find Warren car insurance rates, the cheapest Warren, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Warren, Michigan car insurance rates to Flint car insurance rates, Grand Rapids car insurance rates, and Sterling Heights car insurance rates.

Ready to find affordable Warren, MI car insurance today? Enter your ZIP code for fast, free Warren car insurance quotes.

Cheapest Warren, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warren, MI car insurance rates? Every Warren, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warren, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,254 $20,254 $18,792 $18,792 $50,962 $50,962 $21,350 $21,350
Farmers $19,758 $19,758 $18,215 $18,215 $43,533 $43,533 $22,396 $22,396
GEICO $6,492 $6,492 $6,624 $6,624 $17,335 $17,335 $6,173 $6,173
Liberty Mutual $17,713 $17,713 $17,539 $17,539 $41,597 $41,597 $17,713 $17,713
Nationwide $5,517 $5,517 $4,891 $4,891 $14,792 $14,792 $6,064 $6,064
Progressive $3,987 $3,660 $3,505 $3,973 $14,587 $15,382 $4,644 $4,194
State Farm $11,348 $11,348 $10,612 $10,612 $40,985 $40,985 $13,354 $13,354
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,163 $2,966 $2,978 $2,789 $7,838 $7,374 $3,849 $3,651

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Minimum Car Insurance in Warren, MI

Every driver must carry the minimum car insurance in Warren, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Warren, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Warren, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warren, MI. Compare credit history car insurance rates in Warren from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warren, Michigan

Insurance Company Poor Fair Good
Allstate $42,216 $23,381 $17,922
Farmers $38,685 $20,362 $18,880
GEICO $11,806 $8,648 $7,013
Liberty Mutual $37,423 $21,595 $11,904
Nationwide $9,841 $7,369 $6,238
Progressive $7,830 $6,547 $5,848
State Farm $31,030 $15,628 $10,566
Travelers $11,437 $11,087 $10,945
USAA $6,502 $3,693 $2,784

Cheapest Warren, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warren, MI to rates for a clean record with top companies.

Annual Warren, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,434 $17,970 $61,042 $18,912
Farmers $21,617 $27,962 $27,466 $26,857
GEICO $3,184 $6,789 $20,730 $5,921
Liberty Mutual $16,357 $19,885 $37,253 $21,068
Nationwide $6,661 $8,958 $8,122 $7,523
Progressive $5,663 $7,539 $6,763 $7,002
State Farm $11,907 $14,400 $31,852 $18,140
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,466 $4,353 $5,704 $3,781

Cheapest Warren, MI Car Insurance for Teen Drivers

Teen car insurance in Warren, MI can be expensive. Take a look at rates from the top car insurance companies in Warren for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warren, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,962 $50,962
Farmers $43,533 $43,533
GEICO $17,335 $17,335
Liberty Mutual $41,597 $41,597
Nationwide $14,792 $14,792
Progressive $14,587 $15,382
State Farm $40,985 $40,985
Travelers $22,645 $22,645
USAA $7,838 $7,374

Cheapest Warren, MI Car Insurance for Seniors

Take a look at Warren, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warren, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,792 $18,792
Farmers $18,215 $18,215
GEICO $6,624 $6,624
Liberty Mutual $17,539 $17,539
Nationwide $4,891 $4,891
Progressive $3,505 $3,973
State Farm $10,612 $10,612
Travelers $6,400 $6,400
USAA $2,978 $2,789

Cheapest Warren, MI Car Insurance Rates After a DUI

A DUI in Warren, MI increases car insurance rates. Compare Warren, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warren, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $61,042
Farmers $27,466
GEICO $20,730
Liberty Mutual $37,253
Nationwide $8,122
Progressive $6,763
State Farm $31,852
Travelers $17,326
USAA $5,704

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Cheapest Warren, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warren, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warren, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $27,840 $27,840
Farmers $25,975 $25,975
GEICO $8,945 $9,367
Liberty Mutual $22,829 $24,452
Nationwide $7,816 $7,816
Progressive $6,742 $6,742
State Farm $18,536 $19,613
Travelers $11,092 $11,221
USAA $4,276 $4,376

Cheapest Warren, MI Car Insurance Rates by ZIP Code

Warren car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Warren, MI.

Annual Car Insurance Rates by ZIP Code in Warren, Michigan

ZIP Code Average Annual Rates
48088 $9,010
48089 $12,514
48091 $11,823
48092 $10,201
48093 $9,856

The Best Cheap Car Insurance Companies in Warren, MI

Take a look at a side-by-side comparison of the top car insurance companies in Warren, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warren, Michigan

Insurance Company Average Annual Rates
Allstate $27,840
Farmers $25,975
GEICO $9,156
Liberty Mutual $23,641
Nationwide $7,816
Progressive $6,742
State Farm $19,074
Travelers $11,156
USAA $4,326

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Category Winners: Cheapest Car Insurance in Warren, Michigan

Find the cheapest car insurance companies in Warren, MI for each category right here.

Best Annual Car Insurance Rates by Company in Warren, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Warren, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warren car insurance rates. Find the cheapest Warren, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warren, Michigan

Insurance Company Low Medium High
Allstate $27,064 $27,909 $28,546
Farmers $25,270 $25,902 $26,754
GEICO $8,567 $9,069 $9,832
Liberty Mutual $23,100 $23,588 $24,234
Nationwide $8,168 $7,687 $7,592
Progressive $6,524 $6,749 $6,952
State Farm $17,986 $19,209 $20,028
Travelers $11,055 $11,166 $11,247
USAA $4,190 $4,338 $4,450

What affects car insurance rates in Warren, Michigan?

What factors can have an impact on Warren, MI car insurance? There are several reasons why Warren car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warren, Michigan.

Car Theft in Warren

High levels of vehicle theft can make car insurance more expensive. Warren, MI car theft statistics from the FBI indicate 539 vehicle thefts a year.

Commute Time in Warren

The more time you spend in your car the higher the risk of an accident. The average commute length in Warren, MI is 25.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Warren, MI

Ready to find affordable Warren, Michigan car insurance today? Enter your ZIP code for fast, free Warren, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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