Compare Warrensburg, IL Car Insurance Rates (2021)

Car insurance in Warrensburg, IL averages $249 a month. Warrensburg, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Warrensburg car insurance rates, compare quotes from the top car insurance companies in Warrensburg, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Warrensburg, IL after a DUI are $3,492/year
  • The cheapest car insurance company in Warrensburg for teen drivers is State Farm
  • The cheapest car insurance company in Warrensburg is State Farm

If you need to buy Warrensburg, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Warrensburg, IL is right here.

You’ll find Warrensburg car insurance rates, the cheapest Warrensburg, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Warrensburg, Illinois car insurance rates to Chicago car insurance rates, Springfield car insurance rates, and Joliet car insurance rates.

Ready to find affordable Warrensburg, IL car insurance today? Enter your ZIP code for fast, free Warrensburg car insurance quotes.

Cheapest Warrensburg, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warrensburg, IL car insurance rates? Every Warrensburg, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warrensburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,234 $2,235 $1,980 $2,094 $9,648 $10,064 $2,553 $2,670
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,482 $1,140 $1,275 $4,431 $4,931 $1,435 $1,516
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,730 $1,632 $1,427 $1,491 $6,354 $7,131 $2,062 $2,239
State Farm $1,351 $1,351 $1,216 $1,216 $3,973 $5,030 $1,529 $1,761
Travelers $1,427 $1,504 $1,315 $1,399 $4,189 $5,289 $1,507 $1,586
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Warrensburg, IL

Every driver must carry the minimum car insurance in Warrensburg, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Warrensburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Warrensburg, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warrensburg, IL. Compare credit history car insurance rates in Warrensburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warrensburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,882 $3,316 $2,802
Farmers $4,753 $3,998 $3,803
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,108 $1,939 $1,546
Nationwide $2,998 $2,421 $2,122
Progressive $3,423 $2,911 $2,691
State Farm $3,164 $1,898 $1,474
Travelers $2,773 $2,240 $1,818
USAA $3,672 $2,521 $2,077

Cheapest Warrensburg, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warrensburg, IL to rates for a clean record with top companies.

Annual Warrensburg, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,533 $4,556 $4,443 $4,207
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,836 $2,592 $2,284 $2,079
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,480 $3,681 $2,745 $3,127
State Farm $1,984 $2,373 $2,179 $2,179
Travelers $1,811 $2,372 $2,656 $2,269
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Warrensburg, IL Car Insurance for Teen Drivers

Teen car insurance in Warrensburg, IL can be expensive. Take a look at rates from the top car insurance companies in Warrensburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warrensburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,420 $8,919
Farmers $9,648 $10,064
GEICO $4,375 $4,641
Liberty Mutual $4,431 $4,931
Nationwide $4,370 $5,607
Progressive $6,354 $7,131
State Farm $3,973 $5,030
Travelers $4,189 $5,289
USAA $5,299 $5,845

Cheapest Warrensburg, IL Car Insurance for Seniors

Take a look at Warrensburg, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warrensburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,092 $2,092
Farmers $1,980 $2,094
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,440 $1,526
Progressive $1,427 $1,491
State Farm $1,216 $1,216
Travelers $1,315 $1,399
USAA $1,530 $1,509

Cheapest Warrensburg, IL Car Insurance Rates After a DUI

A DUI in Warrensburg, IL increases car insurance rates. Compare Warrensburg, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warrensburg, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $5,085
Farmers $4,443
GEICO $3,141
Liberty Mutual $2,284
Nationwide $3,077
Progressive $2,745
State Farm $2,179
Travelers $2,656
USAA $3,867

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Warrensburg, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warrensburg, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warrensburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,619 $3,714
Farmers $4,185 $4,185
GEICO $2,263 $2,351
Liberty Mutual $2,198 $2,198
Nationwide $2,514 $2,514
Progressive $3,008 $3,008
State Farm $2,123 $2,234
Travelers $2,188 $2,366
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Warrensburg, IL

Take a look at a side-by-side comparison of the top car insurance companies in Warrensburg, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warrensburg, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,667
Farmers $4,185
GEICO $2,307
Liberty Mutual $2,198
Nationwide $2,514
Progressive $3,008
State Farm $2,179
Travelers $2,277
USAA $2,756

Category Winners: Cheapest Car Insurance in Warrensburg, Illinois

Find the cheapest car insurance companies in Warrensburg, IL for each category right here.

Best Annual Car Insurance Rates by Company in Warrensburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Warrensburg, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warrensburg car insurance rates. Find the cheapest Warrensburg, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warrensburg, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,539 $3,801 $3,661
Farmers $3,979 $4,084 $4,491
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,075 $2,193 $2,325
Nationwide $2,515 $2,530 $2,496
Progressive $2,762 $3,003 $3,261
State Farm $2,049 $2,181 $2,305
Travelers $2,122 $2,274 $2,434
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Warrensburg, Illinois?

What factors can have an impact on Warrensburg, IL car insurance? There are several reasons why Warrensburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warrensburg, Illinois.

Commute Time in Warrensburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Warrensburg, IL is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Warrensburg, IL

Ready to find affordable Warrensburg, Illinois car insurance today? Enter your ZIP code for fast, free Warrensburg, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State