Compare Warrensburg, NY Car Insurance Rates (2021)

Car insurance in Warrensburg, NY averages $255 a month. Warrensburg, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Warrensburg car insurance rates, compare quotes from the top car insurance companies in Warrensburg, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Warrensburg is GEICO
  • The cheapest car insurance company in Warrensburg for teen drivers is GEICO
  • Average car insurance rates in Warrensburg, NY after a DUI are $4,052/year

If you need to buy Warrensburg, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Warrensburg, NY is right here.

You’ll find Warrensburg car insurance rates, the cheapest Warrensburg, NY car insurance companies, and information on New York car insurance laws. You can also compare Warrensburg, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Warrensburg, NY car insurance today? Enter your ZIP code for fast, free Warrensburg car insurance quotes.

Cheapest Warrensburg, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warrensburg, NY car insurance rates? Every Warrensburg, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warrensburg, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,023 $2,023 $1,912 $1,912 $3,577 $5,309 $2,023 $2,570
Progressive $1,629 $1,527 $1,308 $1,329 $5,584 $6,233 $2,116 $2,075
State Farm $1,892 $1,892 $1,649 $1,649 $5,576 $7,189 $2,080 $2,203
Travelers $2,400 $2,424 $2,191 $2,349 $5,537 $6,571 $2,547 $2,656
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Warrensburg, NY

Every driver must carry the minimum car insurance in Warrensburg, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Warrensburg, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Warrensburg, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warrensburg, NY. Compare credit history car insurance rates in Warrensburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warrensburg, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,352 $1,729 $1,551
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,669 $2,669 $2,669
Progressive $4,293 $2,238 $1,645
State Farm $4,258 $2,671 $2,120
Travelers $4,581 $2,900 $2,523
USAA $4,423 $2,195 $1,945

Cheapest Warrensburg, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warrensburg, NY to rates for a clean record with top companies.

Annual Warrensburg, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,050 $2,050 $4,481 $2,095
Progressive $2,651 $2,651 $2,933 $2,666
State Farm $2,873 $2,873 $3,159 $3,159
Travelers $2,858 $3,556 $3,608 $3,316
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Warrensburg, NY Car Insurance for Teen Drivers

Teen car insurance in Warrensburg, NY can be expensive. Take a look at rates from the top car insurance companies in Warrensburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warrensburg, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,887 $4,213
Liberty Mutual $6,550 $10,619
Nationwide $3,577 $5,309
Progressive $5,584 $6,233
State Farm $5,576 $7,189
Travelers $5,537 $6,571
USAA $6,012 $7,189

Cheapest Warrensburg, NY Car Insurance for Seniors

Take a look at Warrensburg, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warrensburg, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,346 $1,326
Liberty Mutual $3,142 $3,142
Nationwide $1,912 $1,912
Progressive $1,308 $1,329
State Farm $1,649 $1,649
Travelers $2,191 $2,349
USAA $1,346 $1,345

Cheapest Warrensburg, NY Car Insurance Rates After a DUI

A DUI in Warrensburg, NY increases car insurance rates. Compare Warrensburg, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warrensburg, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,931
Liberty Mutual $7,405
Nationwide $4,481
Progressive $2,933
State Farm $3,159
Travelers $3,608
USAA $3,744

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Cheapest Warrensburg, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warrensburg, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warrensburg, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,822 $1,933
Liberty Mutual $4,514 $4,774
Nationwide $2,669 $2,669
Progressive $2,725 $2,725
State Farm $2,911 $3,121
Travelers $3,334 $3,334
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Warrensburg, NY

Take a look at a side-by-side comparison of the top car insurance companies in Warrensburg, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warrensburg, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,878
Liberty Mutual $4,644
Nationwide $2,669
Progressive $2,725
State Farm $3,016
Travelers $3,334
USAA $2,854

Category Winners: Cheapest Car Insurance in Warrensburg, New York

Find the cheapest car insurance companies in Warrensburg, NY for each category right here.

Best Annual Car Insurance Rates by Company in Warrensburg, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Warrensburg, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warrensburg car insurance rates. Find the cheapest Warrensburg, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warrensburg, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,785 $1,872 $1,976
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,515 $2,649 $2,843
Progressive $2,596 $2,712 $2,867
State Farm $2,867 $3,033 $3,149
Travelers $3,174 $3,303 $3,527
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Warrensburg, New York?

What factors can have an impact on Warrensburg, NY car insurance? There are several reasons why Warrensburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warrensburg, New York.

Commute Time in Warrensburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Warrensburg, NY is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Warrensburg, NY

Ready to find affordable Warrensburg, New York car insurance today? Enter your ZIP code for fast, free Warrensburg, NY car insurance quotes.

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