Compare Warroad, MN Car Insurance Rates (2021)

Car insurance in Warroad, MN averages $359 a month. Warroad, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Warroad car insurance rates, compare quotes from the top car insurance companies in Warroad, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Warroad, MN after a DUI are $5,816/year
  • The cheapest car insurance company in Warroad is State Farm
  • Average car insurance rates in Warroad, MN are $4,311/year

If you need to buy Warroad, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Warroad, MN is right here.

You’ll find Warroad car insurance rates, the cheapest Warroad, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Warroad, Minnesota car insurance rates to Maple Grove car insurance rates, Rochester car insurance rates, and Woodbury car insurance rates.

Ready to find affordable Warroad, MN car insurance today? Enter your ZIP code for fast, free Warroad car insurance quotes.

Cheapest Warroad, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warroad, MN car insurance rates? Every Warroad, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warroad, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,900 $2,900 $2,776 $2,776 $6,576 $9,597 $3,517 $3,717
American Family $2,279 $2,279 $2,062 $2,062 $6,143 $8,967 $2,279 $2,583
Farmers $1,592 $1,585 $1,535 $1,612 $4,355 $4,339 $2,064 $1,970
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,909 $1,932 $1,694 $1,808 $4,713 $5,778 $2,221 $2,325
State Farm $1,461 $1,461 $1,289 $1,289 $3,068 $3,813 $1,700 $1,398
USAA $1,931 $1,933 $1,747 $1,764 $5,057 $5,589 $2,537 $2,724

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Minimum Car Insurance in Warroad, MN

Every driver must carry the minimum car insurance in Warroad, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Warroad, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Warroad, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warroad, MN. Compare credit history car insurance rates in Warroad from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warroad, Minnesota

Insurance Company Poor Fair Good
Allstate $6,390 $3,447 $3,197
American Family $4,861 $3,256 $2,629
Farmers $3,004 $2,141 $1,999
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,328 $2,680 $2,385
State Farm $2,821 $1,725 $1,259
USAA $4,610 $2,213 $1,908

Cheapest Warroad, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warroad, MN to rates for a clean record with top companies.

Annual Warroad, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,194 $4,577 $5,468 $4,140
American Family $2,410 $4,324 $4,862 $2,732
Farmers $2,037 $2,576 $2,606 $2,306
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,209 $2,949 $3,403 $2,629
State Farm $1,788 $2,082 $1,935 $1,935
USAA $2,163 $2,741 $4,159 $2,578

Cheapest Warroad, MN Car Insurance for Teen Drivers

Teen car insurance in Warroad, MN can be expensive. Take a look at rates from the top car insurance companies in Warroad for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warroad, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,576 $9,597
American Family $6,143 $8,967
Farmers $4,355 $4,339
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,713 $5,778
State Farm $3,068 $3,813
USAA $5,057 $5,589

Cheapest Warroad, MN Car Insurance for Seniors

Take a look at Warroad, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warroad, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,062 $2,062
Farmers $1,535 $1,612
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,694 $1,808
State Farm $1,289 $1,289
USAA $1,747 $1,764

Cheapest Warroad, MN Car Insurance Rates After a DUI

A DUI in Warroad, MN increases car insurance rates. Compare Warroad, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warroad, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,468
American Family $4,862
Farmers $2,606
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,403
State Farm $1,935
USAA $4,159

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Cheapest Warroad, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warroad, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warroad, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,345 $4,345
American Family $3,540 $3,624
Farmers $2,381 $2,381
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,798 $2,798
State Farm $1,885 $1,985
USAA $2,872 $2,948

The Best Cheap Car Insurance Companies in Warroad, MN

Take a look at a side-by-side comparison of the top car insurance companies in Warroad, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warroad, Minnesota

Insurance Company Average Annual Rates
Allstate $4,345
American Family $3,582
Farmers $2,381
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,798
State Farm $1,935
USAA $2,910

Category Winners: Cheapest Car Insurance in Warroad, Minnesota

Find the cheapest car insurance companies in Warroad, MN for each category right here.

Best Annual Car Insurance Rates by Company in Warroad, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Warroad, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warroad car insurance rates. Find the cheapest Warroad, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warroad, Minnesota

Insurance Company Low Medium High
Allstate $4,289 $4,342 $4,403
American Family $3,584 $3,683 $3,479
Farmers $2,295 $2,389 $2,460
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,660 $2,815 $2,917
State Farm $1,868 $1,940 $1,996
USAA $2,832 $2,908 $2,991

What affects car insurance rates in Warroad, Minnesota?

What factors can have an impact on Warroad, MN car insurance? There are several reasons why Warroad car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warroad, Minnesota.

Commute Time in Warroad

The more time you spend in your car the higher the risk of an accident. The average commute length in Warroad, MN is 14.5 minutes according to City-Data.

Compare Car Insurance Quotes in Warroad, MN

Ready to find affordable Warroad, Minnesota car insurance today? Enter your ZIP code for fast, free Warroad, MN car insurance quotes.

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