Compare Wartrace, TN Car Insurance Rates (2021)

Car insurance in Wartrace, TN averages $286 a month. Wartrace, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Wartrace car insurance rates, compare quotes from the top car insurance companies in Wartrace, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wartrace for teen drivers is State Farm
  • Average car insurance rates in Wartrace, TN after a DUI are $4,039/year
  • The cheapest car insurance company in Wartrace is State Farm

If you need to buy Wartrace, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Wartrace, TN is right here.

You’ll find Wartrace car insurance rates, the cheapest Wartrace, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Wartrace, Tennessee car insurance rates to Franklin car insurance rates, Murfreesboro car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Wartrace, TN car insurance today? Enter your ZIP code for fast, free Wartrace car insurance quotes.

Cheapest Wartrace, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wartrace, TN car insurance rates? Every Wartrace, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wartrace, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,892 $2,784 $2,595 $2,695 $10,737 $11,705 $3,098 $3,210
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,326 $129 $2,735 $3,058 $13,690 $15,219 $3,564 $3,795
Nationwide $2,091 $2,107 $1,876 $1,905 $5,731 $7,382 $2,402 $2,604
Progressive $1,672 $1,581 $1,365 $1,422 $7,401 $8,331 $2,016 $2,195
State Farm $1,469 $1,469 $1,327 $1,327 $4,491 $5,620 $1,660 $1,926
Travelers $1,723 $1,815 $1,552 $1,654 $4,669 $5,750 $1,838 $1,935
USAA $1,530 $1,556 $1,383 $1,382 $5,491 $6,304 $2,004 $2,128

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Minimum Car Insurance in Wartrace, TN

Every driver must carry the minimum car insurance in Wartrace, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Wartrace, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wartrace, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wartrace, TN. Compare credit history car insurance rates in Wartrace from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wartrace, Tennessee

Insurance Company Poor Fair Good
Allstate $6,333 $4,853 $3,709
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $8,147 $5,005 $3,917
Nationwide $3,914 $3,111 $2,763
Progressive $3,658 $3,147 $2,938
State Farm $3,500 $2,101 $1,632
Travelers $3,342 $2,603 $1,906
USAA $3,938 $2,316 $1,913

Cheapest Wartrace, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wartrace, TN to rates for a clean record with top companies.

Annual Wartrace, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $4,964 $5,967 $4,758
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $4,616 $6,653 $6,184 $5,306
Nationwide $2,825 $2,825 $4,234 $3,165
Progressive $2,864 $3,708 $3,050 $3,370
State Farm $2,197 $2,625 $2,411 $2,411
Travelers $2,127 $2,721 $3,006 $2,614
USAA $1,978 $2,970 $3,485 $2,456

Cheapest Wartrace, TN Car Insurance for Teen Drivers

Teen car insurance in Wartrace, TN can be expensive. Take a look at rates from the top car insurance companies in Wartrace for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wartrace, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,737 $11,705
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Liberty Mutual $13,690 $15,219
Nationwide $5,731 $7,382
Progressive $7,401 $8,331
State Farm $4,491 $5,620
Travelers $4,669 $5,750
USAA $5,491 $6,304

Cheapest Wartrace, TN Car Insurance for Seniors

Take a look at Wartrace, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wartrace, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,595 $2,695
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Liberty Mutual $2,735 $3,058
Nationwide $1,876 $1,905
Progressive $1,365 $1,422
State Farm $1,327 $1,327
Travelers $1,552 $1,654
USAA $1,383 $1,382

Cheapest Wartrace, TN Car Insurance Rates After a DUI

A DUI in Wartrace, TN increases car insurance rates. Compare Wartrace, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wartrace, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,967
Farmers $3,017
GEICO $5,001
Liberty Mutual $6,184
Nationwide $4,234
Progressive $3,050
State Farm $2,411
Travelers $3,006
USAA $3,485

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Cheapest Wartrace, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wartrace, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wartrace, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,965 $4,965
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $5,690 $5,690
Nationwide $3,262 $3,262
Progressive $3,248 $3,248
State Farm $2,353 $2,469
Travelers $2,515 $2,720
USAA $2,646 $2,799

The Best Cheap Car Insurance Companies in Wartrace, TN

Take a look at a side-by-side comparison of the top car insurance companies in Wartrace, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wartrace, Tennessee

Insurance Company Average Annual Rates
Allstate $4,965
Farmers $2,793
GEICO $3,161
Liberty Mutual $5,690
Nationwide $3,262
Progressive $3,248
State Farm $2,411
Travelers $2,617
USAA $2,722

Category Winners: Cheapest Car Insurance in Wartrace, Tennessee

Find the cheapest car insurance companies in Wartrace, TN for each category right here.

Best Annual Car Insurance Rates by Company in Wartrace, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Wartrace, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wartrace car insurance rates. Find the cheapest Wartrace, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wartrace, Tennessee

Insurance Company Low Medium High
Allstate $4,797 $4,954 $5,144
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $5,433 $5,688 $5,947
Nationwide $3,282 $3,194 $3,311
Progressive $3,053 $3,251 $3,440
State Farm $2,270 $2,422 $2,541
Travelers $2,467 $2,615 $2,769
USAA $2,631 $2,712 $2,824

What affects car insurance rates in Wartrace, Tennessee?

What factors can have an impact on Wartrace, TN car insurance? There are several reasons why Wartrace car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wartrace, Tennessee.

Commute Time in Wartrace

The more time you spend in your car the higher the risk of an accident. The average commute length in Wartrace, TN is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wartrace, TN

Ready to find affordable Wartrace, Tennessee car insurance today? Enter your ZIP code for fast, free Wartrace, TN car insurance quotes.

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