Compare Warwick, NY Car Insurance Rates (2021)

Car insurance in Warwick, NY averages $403 a month. Warwick, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Warwick car insurance rates, compare quotes from the top car insurance companies in Warwick, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Warwick, NY after a DUI are $6,425/year
  • Average car insurance rates in Warwick, NY are $4,833/year
  • The cheapest car insurance company in Warwick for teen drivers is GEICO

If you need to buy Warwick, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Warwick, NY is right here.

You’ll find Warwick car insurance rates, the cheapest Warwick, NY car insurance companies, and information on New York car insurance laws. You can also compare Warwick, New York car insurance rates to Albany car insurance rates, Schenectady car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Warwick, NY car insurance today? Enter your ZIP code for fast, free Warwick car insurance quotes.

Cheapest Warwick, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warwick, NY car insurance rates? Every Warwick, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warwick, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,782 $2,568 $2,189 $2,233 $9,292 $10,253 $3,558 $3,419
State Farm $3,150 $3,150 $2,750 $2,750 $9,269 $11,894 $3,467 $3,642
Travelers $3,793 $3,747 $3,435 $3,633 $8,747 $10,311 $3,980 $4,080
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

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Minimum Car Insurance in Warwick, NY

Every driver must carry the minimum car insurance in Warwick, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Warwick, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Warwick, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warwick, NY. Compare credit history car insurance rates in Warwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warwick, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $7,325 $3,651 $2,634
State Farm $7,073 $4,435 $3,519
Travelers $7,305 $4,486 $3,856
USAA $6,270 $3,162 $2,791

Cheapest Warwick, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warwick, NY to rates for a clean record with top companies.

Annual Warwick, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,408 $4,408 $4,895 $4,437
State Farm $4,769 $4,769 $5,249 $5,249
Travelers $4,432 $5,585 $5,661 $5,184
USAA $3,623 $3,683 $5,308 $3,683

Cheapest Warwick, NY Car Insurance for Teen Drivers

Teen car insurance in Warwick, NY can be expensive. Take a look at rates from the top car insurance companies in Warwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warwick, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $9,292 $10,253
State Farm $9,269 $11,894
Travelers $8,747 $10,311
USAA $8,632 $10,262

Cheapest Warwick, NY Car Insurance for Seniors

Take a look at Warwick, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warwick, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,189 $2,233
State Farm $2,750 $2,750
Travelers $3,435 $3,633
USAA $1,914 $1,914

Cheapest Warwick, NY Car Insurance Rates After a DUI

A DUI in Warwick, NY increases car insurance rates. Compare Warwick, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warwick, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,895
State Farm $5,249
Travelers $5,661
USAA $5,308

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Cheapest Warwick, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warwick, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warwick, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,537 $4,537
State Farm $4,829 $5,189
Travelers $5,216 $5,216
USAA $4,033 $4,115

The Best Cheap Car Insurance Companies in Warwick, NY

Take a look at a side-by-side comparison of the top car insurance companies in Warwick, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warwick, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,537
State Farm $5,009
Travelers $5,216
USAA $4,074

Category Winners: Cheapest Car Insurance in Warwick, New York

Find the cheapest car insurance companies in Warwick, NY for each category right here.

Best Annual Car Insurance Rates by Company in Warwick, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Warwick, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warwick car insurance rates. Find the cheapest Warwick, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warwick, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $4,305 $4,508 $4,797
State Farm $4,760 $5,036 $5,230
Travelers $4,920 $5,155 $5,572
USAA $3,942 $4,051 $4,230

What affects car insurance rates in Warwick, New York?

What factors can have an impact on Warwick, NY car insurance? There are several reasons why Warwick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warwick, New York.

Commute Time in Warwick

The more time you spend in your car the higher the risk of an accident. The average commute length in Warwick, NY is 36.2 minutes according to City-Data.

Compare Car Insurance Quotes in Warwick, NY

Ready to find affordable Warwick, New York car insurance today? Enter your ZIP code for fast, free Warwick, NY car insurance quotes.

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