Compare Warwick, RI Car Insurance Rates (2021)

Car insurance in Warwick, RI averages $439 a month. Warwick, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Warwick car insurance rates, compare quotes from the top car insurance companies in Warwick, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Warwick for teen drivers is State Farm
  • The cheapest car insurance company in Warwick is State Farm
  • Average car insurance rates in Warwick, RI are $5,269/year

If you need to buy Warwick, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Warwick, RI is right here.

You’ll find Warwick car insurance rates, the cheapest Warwick, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Warwick, Rhode Island car insurance rates to Jamestown car insurance rates, Johnston car insurance rates, and Foster car insurance rates.

Ready to find affordable Warwick, RI car insurance today? Enter your ZIP code for fast, free Warwick car insurance quotes.

Cheapest Warwick, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Warwick, RI car insurance rates? Every Warwick, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Warwick, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,189 $4,110 $4,179 $4,355 $7,245 $8,573 $4,375 $4,510
GEICO $3,319 $3,401 $3,401 $3,325 $10,439 $13,646 $3,439 $3,592
Liberty Mutual $4,118 $4,118 $3,924 $3,924 $10,006 $15,631 $4,118 $5,611
Nationwide $3,024 $3,071 $2,651 $2,814 $8,035 $10,356 $3,611 $3,928
Progressive $2,937 $2,789 $2,703 $2,685 $13,138 $14,789 $3,586 $3,653
State Farm $1,729 $1,729 $1,527 $1,527 $4,794 $6,393 $1,902 $2,273
Travelers $1,758 $1,779 $1,791 $1,782 $18,359 $29,102 $1,808 $2,004
USAA $2,134 $2,105 $2,047 $2,002 $9,974 $11,405 $2,916 $3,055

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Minimum Car Insurance in Warwick, RI

Every driver must carry the minimum car insurance in Warwick, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Warwick, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Warwick, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Warwick, RI. Compare credit history car insurance rates in Warwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Warwick, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,536 $4,993 $4,047
GEICO $6,239 $5,416 $5,055
Liberty Mutual $8,465 $5,614 $5,215
Nationwide $5,439 $4,478 $4,143
Progressive $6,483 $5,634 $5,238
State Farm $3,675 $2,482 $2,045
Travelers $7,654 $7,133 $7,106
USAA $6,601 $3,759 $3,003

Cheapest Warwick, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Warwick, RI to rates for a clean record with top companies.

Annual Warwick, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,486 $5,282 $5,985 $5,015
GEICO $3,596 $4,734 $9,433 $4,518
Liberty Mutual $5,967 $6,889 $6,902 $5,967
Nationwide $4,354 $4,758 $5,132 $4,502
Progressive $4,713 $7,497 $5,301 $5,629
State Farm $2,532 $3,341 $2,532 $2,532
Travelers $6,542 $6,766 $8,432 $7,452
USAA $3,228 $4,389 $6,775 $3,427

Cheapest Warwick, RI Car Insurance for Teen Drivers

Teen car insurance in Warwick, RI can be expensive. Take a look at rates from the top car insurance companies in Warwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in Warwick, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,245 $8,573
GEICO $10,439 $13,646
Liberty Mutual $10,006 $15,631
Nationwide $8,035 $10,356
Progressive $13,138 $14,789
State Farm $4,794 $6,393
Travelers $18,359 $29,102
USAA $9,974 $11,405

Cheapest Warwick, RI Car Insurance for Seniors

Take a look at Warwick, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Warwick, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,179 $4,355
GEICO $3,401 $3,325
Liberty Mutual $3,924 $3,924
Nationwide $2,651 $2,814
Progressive $2,703 $2,685
State Farm $1,527 $1,527
Travelers $1,791 $1,782
USAA $2,047 $2,002

Cheapest Warwick, RI Car Insurance Rates After a DUI

A DUI in Warwick, RI increases car insurance rates. Compare Warwick, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Warwick, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,985
GEICO $9,433
Liberty Mutual $6,902
Nationwide $5,132
Progressive $5,301
State Farm $2,532
Travelers $8,432
USAA $6,775

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Cheapest Warwick, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Warwick, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Warwick, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,158 $5,226
GEICO $5,457 $5,683
Liberty Mutual $6,222 $6,641
Nationwide $4,686 $4,686
Progressive $5,785 $5,785
State Farm $2,651 $2,817
Travelers $7,298 $7,298
USAA $4,412 $4,497

Cheapest Warwick, RI Car Insurance Rates by ZIP Code

Warwick car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Warwick, RI.

Annual Car Insurance Rates by ZIP Code in Warwick, Rhode Island

ZIP Code Average Annual Rates
2886 $5,176
2888 $5,348
2889 $5,282

The Best Cheap Car Insurance Companies in Warwick, RI

Take a look at a side-by-side comparison of the top car insurance companies in Warwick, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Warwick, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,192
GEICO $5,570
Liberty Mutual $6,431
Nationwide $4,686
Progressive $5,785
State Farm $2,734
Travelers $7,298
USAA $4,455

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Category Winners: Cheapest Car Insurance in Warwick, Rhode Island

Find the cheapest car insurance companies in Warwick, RI for each category right here.

Best Annual Car Insurance Rates by Company in Warwick, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Warwick, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Warwick car insurance rates. Find the cheapest Warwick, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Warwick, Rhode Island

Insurance Company Low Medium High
Allstate $4,884 $5,173 $5,518
GEICO $5,286 $5,558 $5,867
Liberty Mutual $6,025 $6,393 $6,876
Nationwide $4,827 $4,722 $4,510
Progressive $5,406 $5,743 $6,206
State Farm $2,591 $2,730 $2,881
Travelers $7,405 $7,432 $7,057
USAA $4,236 $4,458 $4,670

What affects car insurance rates in Warwick, Rhode Island?

What factors can have an impact on Warwick, RI car insurance? There are several reasons why Warwick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Warwick, Rhode Island.

Car Theft in Warwick

High levels of vehicle theft can make car insurance more expensive. Warwick, RI car theft statistics from the FBI indicate 58 vehicle thefts a year.

Commute Time in Warwick

The more time you spend in your car the higher the risk of an accident. The average commute length in Warwick, RI is 25.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Warwick, RI

Ready to find affordable Warwick, Rhode Island car insurance today? Enter your ZIP code for fast, free Warwick, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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