Compare Washington, CA Car Insurance Rates (2021)

Car insurance in Washington, CA averages $288 a month. Washington, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Washington is USAA
  • The cheapest car insurance company in Washington for teen drivers is USAA
  • Average car insurance rates in Washington, CA after a DUI are $4,868/year

If you need to buy Washington, California car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, CA is right here.

You’ll find Washington car insurance rates, the cheapest Washington, CA car insurance companies, and information on California car insurance laws. You can also compare Washington, California car insurance rates to San Diego car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Washington, CA car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, CA car insurance rates? Every Washington, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,315 $2,315 $2,082 $2,082 $7,383 $12,129 $2,742 $3,052
GEICO $1,821 $1,823 $1,714 $1,714 $5,497 $5,611 $2,611 $2,683
Liberty Mutual $2,176 $2,069 $2,012 $1,954 $4,765 $5,041 $2,464 $2,475
Nationwide $3,064 $2,926 $2,680 $2,527 $7,785 $8,590 $3,658 $3,616
Progressive $1,819 $1,874 $1,557 $1,847 $4,920 $5,935 $2,640 $2,843
State Farm $2,896 $2,896 $2,584 $2,584 $5,267 $6,533 $3,201 $3,301
Travelers $2,262 $2,196 $1,996 $1,975 $4,573 $5,255 $2,927 $2,874
USAA $1,758 $1,667 $1,717 $1,725 $3,976 $3,995 $2,428 $2,297

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Minimum Car Insurance in Washington, CA

Every driver must carry the minimum car insurance in Washington, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Washington, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, CA to rates for a clean record with top companies.

Annual Washington, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,151 $4,290 $5,347 $4,262
GEICO $2,056 $3,152 $3,978 $2,551
Liberty Mutual $2,490 $3,339 $3,010 $2,639
Nationwide $3,041 $3,897 $6,589 $3,897
Progressive $1,911 $3,260 $3,795 $2,752
State Farm $2,605 $3,110 $5,890 $3,026
Travelers $2,027 $3,256 $3,797 $2,949
USAA $1,627 $2,414 $3,959 $1,782

Cheapest Washington, CA Car Insurance for Teen Drivers

Teen car insurance in Washington, CA can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,383 $12,129
GEICO $5,497 $5,611
Liberty Mutual $4,765 $5,041
Nationwide $7,785 $8,590
Progressive $4,920 $5,935
State Farm $5,267 $6,533
Travelers $4,573 $5,255
USAA $3,976 $3,995

Cheapest Washington, CA Car Insurance for Seniors

Take a look at Washington, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,082 $2,082
GEICO $1,714 $1,714
Liberty Mutual $2,012 $1,954
Nationwide $2,680 $2,527
Progressive $1,557 $1,847
State Farm $2,584 $2,584
Travelers $1,996 $1,975
USAA $1,717 $1,725

Cheapest Washington, CA Car Insurance Rates After a DUI

A DUI in Washington, CA increases car insurance rates. Compare Washington, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,347
GEICO $3,978
Liberty Mutual $3,010
Nationwide $6,589
Progressive $3,795
State Farm $5,890
Travelers $3,797
USAA $3,959

Cheapest Washington, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,868 $4,657
GEICO $2,666 $3,202
Liberty Mutual $2,635 $3,104
Nationwide $3,847 $4,864
Progressive $2,660 $3,199
State Farm $3,525 $3,791
Travelers $2,708 $3,307
USAA $2,254 $2,637

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The Best Cheap Car Insurance Companies in Washington, CA

Take a look at a side-by-side comparison of the top car insurance companies in Washington, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,262
GEICO $2,934
Liberty Mutual $2,869
Nationwide $4,356
Progressive $2,929
State Farm $3,658
Travelers $3,007
USAA $2,445

Category Winners: Cheapest Car Insurance in Washington, California

Find the cheapest car insurance companies in Washington, CA for each category right here.

Best Annual Car Insurance Rates by Company in Washington, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Washington, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,982 $4,294 $4,511
GEICO $2,671 $2,963 $3,170
Liberty Mutual $2,697 $2,892 $3,019
Nationwide $3,927 $4,432 $4,708
Progressive $2,610 $3,018 $3,160
State Farm $3,340 $3,709 $3,923
Travelers $2,655 $3,081 $3,286
USAA $2,222 $2,492 $2,622

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What affects car insurance rates in Washington, California?

What factors can have an impact on Washington, CA car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, California.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, CA traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, CA

Ready to find affordable Washington, California car insurance today? Enter your ZIP code for fast, free Washington, CA car insurance quotes.

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