Compare Washington, IA Car Insurance Rates (2021)

Car insurance in Washington, IA averages $245 a month. Washington, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Washington, IA are $2,944/year
  • Average car insurance rates in Washington, IA after a DUI are $3,554/year
  • The cheapest car insurance company in Washington is USAA

If you need to buy Washington, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, IA is right here.

You’ll find Washington car insurance rates, the cheapest Washington, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Washington, Iowa car insurance rates to Ankeny car insurance rates, Cedar Rapids car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Washington, IA car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, IA car insurance rates? Every Washington, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,965 $1,895 $1,740 $1,774 $5,538 $6,207 $2,151 $2,213
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,606 $1,540 $1,326 $1,378 $4,013 $4,524 $1,929 $2,081
State Farm $1,374 $1,374 $1,201 $1,201 $3,629 $4,615 $1,542 $1,750
Travelers $2,441 $2,491 $2,374 $2,378 $10,766 $17,111 $2,539 $3,006
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Washington, IA

Every driver must carry the minimum car insurance in Washington, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Washington, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washington, IA. Compare credit history car insurance rates in Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washington, Iowa

Insurance Company Poor Fair Good
Allstate $3,508 $2,793 $2,505
American Family $3,862 $2,838 $2,385
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,293 $2,572 $2,254
Progressive $2,710 $2,197 $1,992
State Farm $2,970 $1,838 $1,450
Travelers $6,063 $5,174 $4,927
USAA $2,399 $1,648 $1,427

Cheapest Washington, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, IA to rates for a clean record with top companies.

Annual Washington, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,510 $3,028 $3,410 $2,793
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,847 $3,036 $2,006 $2,311
State Farm $1,937 $2,235 $2,086 $2,086
Travelers $3,925 $5,233 $7,011 $5,384
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Washington, IA Car Insurance for Teen Drivers

Teen car insurance in Washington, IA can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,538 $6,207
American Family $5,210 $7,309
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,314 $5,598
Progressive $4,013 $4,524
State Farm $3,629 $4,615
Travelers $10,766 $17,111
USAA $3,285 $3,490

Cheapest Washington, IA Car Insurance for Seniors

Take a look at Washington, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,740 $1,774
American Family $1,747 $1,747
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,676 $1,793
Progressive $1,326 $1,378
State Farm $1,201 $1,201
Travelers $2,374 $2,378
USAA $1,123 $1,146

Cheapest Washington, IA Car Insurance Rates After a DUI

A DUI in Washington, IA increases car insurance rates. Compare Washington, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,410
American Family $4,155
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,849
Progressive $2,006
State Farm $2,086
Travelers $7,011
USAA $2,432

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Cheapest Washington, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,866 $3,005
American Family $2,993 $3,063
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,706 $2,706
Progressive $2,300 $2,300
State Farm $2,036 $2,136
Travelers $5,388 $5,388
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Washington, IA

Take a look at a side-by-side comparison of the top car insurance companies in Washington, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, Iowa

Insurance Company Average Annual Rates
Allstate $2,935
American Family $3,028
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,706
Progressive $2,300
State Farm $2,086
Travelers $5,388
USAA $1,825

Category Winners: Cheapest Car Insurance in Washington, Iowa

Find the cheapest car insurance companies in Washington, IA for each category right here.

Best Annual Car Insurance Rates by Company in Washington, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Washington, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, Iowa

Insurance Company Low Medium High
Allstate $2,814 $2,939 $3,053
American Family $3,044 $3,196 $2,844
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,829 $2,691 $2,599
Progressive $2,157 $2,309 $2,433
State Farm $1,987 $2,097 $2,173
Travelers $5,079 $5,469 $5,617
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Washington, Iowa?

What factors can have an impact on Washington, IA car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, Iowa.

Commute Time in Washington

The more time you spend in your car the higher the risk of an accident. The average commute length in Washington, IA is 16.7 minutes according to City-Data.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, IA traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, IA

Ready to find affordable Washington, Iowa car insurance today? Enter your ZIP code for fast, free Washington, IA car insurance quotes.

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