Compare Washington, MS Car Insurance Rates (2021)

Car insurance in Washington, MS averages $346 a month. Washington, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Washington, MS are $4,157/year
  • The cheapest car insurance company in Washington is USAA
  • The cheapest car insurance company in Washington for teen drivers is USAA

If you need to buy Washington, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, MS is right here.

You’ll find Washington car insurance rates, the cheapest Washington, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Washington, Mississippi car insurance rates to Southaven car insurance rates, Tupelo car insurance rates, and Greenville car insurance rates.

Ready to find affordable Washington, MS car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, MS car insurance rates? Every Washington, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,175 $3,023 $2,821 $2,885 $13,060 $13,920 $3,615 $3,718
GEICO $3,547 $3,360 $3,227 $2,998 $8,695 $8,220 $5,832 $2,868
Liberty Mutual $2,636 $2,853 $2,118 $2,375 $9,424 $10,479 $2,804 $2,955
Nationwide $2,504 $2,577 $2,234 $2,376 $5,105 $6,528 $2,850 $3,095
Progressive $3,651 $3,423 $2,998 $2,921 $13,280 $14,913 $3,757 $3,930
State Farm $2,034 $2,034 $1,826 $1,826 $5,974 $7,508 $2,270 $2,589
Travelers $1,532 $1,561 $1,447 $1,453 $6,618 $10,457 $1,602 $1,869
USAA $1,405 $1,391 $1,315 $1,330 $3,514 $4,153 $1,714 $1,892

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Minimum Car Insurance in Washington, MS

Every driver must carry the minimum car insurance in Washington, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Washington, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washington, MS. Compare credit history car insurance rates in Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washington, Mississippi

Insurance Company Poor Fair Good
Allstate $6,682 $5,924 $4,725
GEICO $7,303 $4,137 $3,091
Liberty Mutual $6,392 $3,905 $3,069
Nationwide $4,022 $3,251 $2,953
Progressive $6,921 $5,909 $5,498
State Farm $4,698 $2,847 $2,228
Travelers $3,770 $3,071 $3,111
USAA $2,845 $1,864 $1,559

Cheapest Washington, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, MS to rates for a clean record with top companies.

Annual Washington, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,854 $5,739 $6,985 $5,529
GEICO $2,991 $4,562 $6,983 $4,838
Liberty Mutual $3,166 $5,042 $5,169 $4,445
Nationwide $2,701 $3,476 $4,454 $3,002
Progressive $5,220 $7,015 $6,066 $6,136
State Farm $2,953 $3,630 $3,224 $3,224
Travelers $2,907 $3,044 $4,151 $3,167
USAA $1,629 $2,087 $2,828 $1,813

Cheapest Washington, MS Car Insurance for Teen Drivers

Teen car insurance in Washington, MS can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,060 $13,920
GEICO $8,695 $8,220
Liberty Mutual $9,424 $10,479
Nationwide $5,105 $6,528
Progressive $13,280 $14,913
State Farm $5,974 $7,508
Travelers $6,618 $10,457
USAA $3,514 $4,153

Cheapest Washington, MS Car Insurance for Seniors

Take a look at Washington, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,821 $2,885
GEICO $3,227 $2,998
Liberty Mutual $2,118 $2,375
Nationwide $2,234 $2,376
Progressive $2,998 $2,921
State Farm $1,826 $1,826
Travelers $1,447 $1,453
USAA $1,315 $1,330

Cheapest Washington, MS Car Insurance Rates After a DUI

A DUI in Washington, MS increases car insurance rates. Compare Washington, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,985
GEICO $6,983
Liberty Mutual $5,169
Nationwide $4,454
Progressive $6,066
State Farm $3,224
Travelers $4,151
USAA $2,828

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Cheapest Washington, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,777 $5,777
GEICO $4,830 $4,857
Liberty Mutual $4,455 $4,455
Nationwide $3,408 $3,408
Progressive $6,109 $6,109
State Farm $3,179 $3,337
Travelers $3,317 $3,317
USAA $2,025 $2,154

The Best Cheap Car Insurance Companies in Washington, MS

Take a look at a side-by-side comparison of the top car insurance companies in Washington, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, Mississippi

Insurance Company Average Annual Rates
Allstate $5,777
GEICO $4,843
Liberty Mutual $4,455
Nationwide $3,408
Progressive $6,109
State Farm $3,258
Travelers $3,317
USAA $2,090

Category Winners: Cheapest Car Insurance in Washington, Mississippi

Find the cheapest car insurance companies in Washington, MS for each category right here.

Best Annual Car Insurance Rates by Company in Washington, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Washington, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, Mississippi

Insurance Company Low Medium High
Allstate $5,571 $5,773 $5,987
GEICO $4,567 $4,878 $5,086
Liberty Mutual $4,185 $4,436 $4,746
Nationwide $3,235 $3,399 $3,592
Progressive $5,433 $6,209 $6,686
State Farm $3,066 $3,244 $3,463
Travelers $3,153 $3,337 $3,462
USAA $1,938 $2,078 $2,253

What affects car insurance rates in Washington, Mississippi?

What factors can have an impact on Washington, MS car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, Mississippi.

Car Theft in Washington

High levels of vehicle theft can make car insurance more expensive. Washington, MS car theft statistics from the FBI indicate 38 vehicle thefts a year.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, MS traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, MS

Ready to find affordable Washington, Mississippi car insurance today? Enter your ZIP code for fast, free Washington, MS car insurance quotes.

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