Compare Washington, TX Car Insurance Rates (2021)

Car insurance in Washington, TX averages $340 a month. Washington, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Washington for teen drivers is USAA
  • Average car insurance rates in Washington, TX are $4,084/year
  • Average car insurance rates in Washington, TX after a DUI are $4,613/year

If you need to buy Washington, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, TX is right here.

You’ll find Washington car insurance rates, the cheapest Washington, TX car insurance companies, and information on Texas car insurance laws. You can also compare Washington, Texas car insurance rates to San Antonio car insurance rates, El Paso car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Washington, TX car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, TX car insurance rates? Every Washington, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,321 $3,351 $3,281 $3,281 $8,701 $10,502 $4,101 $4,272
American Family $3,509 $3,953 $3,356 $3,892 $10,109 $13,162 $5,211 $5,948
GEICO $2,291 $2,476 $2,216 $2,509 $5,052 $5,277 $2,481 $2,487
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,624 $2,481 $2,340 $2,383 $11,220 $12,497 $3,104 $3,134
State Farm $1,879 $1,879 $1,665 $1,665 $4,382 $5,564 $2,034 $2,099
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

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Minimum Car Insurance in Washington, TX

Every driver must carry the minimum car insurance in Washington, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Washington, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washington, TX. Compare credit history car insurance rates in Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washington, Texas

Insurance Company Poor Fair Good
Allstate $6,496 $4,747 $4,060
American Family $8,311 $5,410 $4,707
GEICO $4,776 $2,709 $1,811
Nationwide $5,109 $4,093 $3,552
Progressive $5,585 $4,842 $4,492
State Farm $3,749 $2,332 $1,857
USAA $3,487 $2,013 $1,620

Cheapest Washington, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, TX to rates for a clean record with top companies.

Annual Washington, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,971 $6,106 $6,357 $3,971
American Family $5,565 $7,177 $6,264 $5,565
GEICO $2,633 $3,490 $2,896 $3,377
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,331 $5,627 $5,057 $4,877
State Farm $2,363 $2,694 $3,163 $2,363
USAA $1,772 $2,610 $3,078 $2,033

Cheapest Washington, TX Car Insurance for Teen Drivers

Teen car insurance in Washington, TX can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,701 $10,502
American Family $10,109 $13,162
GEICO $5,052 $5,277
Nationwide $7,582 $9,752
Progressive $11,220 $12,497
State Farm $4,382 $5,564
USAA $4,235 $4,615

Cheapest Washington, TX Car Insurance for Seniors

Take a look at Washington, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,281 $3,281
American Family $3,356 $3,892
GEICO $2,216 $2,509
Nationwide $2,340 $2,481
Progressive $2,340 $2,383
State Farm $1,665 $1,665
USAA $1,451 $1,443

Cheapest Washington, TX Car Insurance Rates After a DUI

A DUI in Washington, TX increases car insurance rates. Compare Washington, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,357
American Family $6,264
GEICO $2,896
Nationwide $5,478
Progressive $5,057
State Farm $3,163
USAA $3,078

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Cheapest Washington, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,980 $5,222
American Family $6,143 $6,143
GEICO $3,044 $3,154
Nationwide $4,252 $4,252
Progressive $4,973 $4,973
State Farm $2,646 $2,646
USAA $2,343 $2,403

The Best Cheap Car Insurance Companies in Washington, TX

Take a look at a side-by-side comparison of the top car insurance companies in Washington, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, Texas

Insurance Company Average Annual Rates
Allstate $5,101
American Family $6,143
GEICO $3,099
Nationwide $4,252
Progressive $4,973
State Farm $2,646
USAA $2,373

Category Winners: Cheapest Car Insurance in Washington, Texas

Find the cheapest car insurance companies in Washington, TX for each category right here.

Best Annual Car Insurance Rates by Company in Washington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Washington, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, Texas

Insurance Company Low Medium High
Allstate $4,971 $5,052 $5,281
American Family $5,649 $5,870 $6,909
GEICO $2,948 $3,065 $3,284
Nationwide $4,583 $4,068 $4,104
Progressive $4,719 $4,948 $5,252
State Farm $2,514 $2,637 $2,786
USAA $2,294 $2,364 $2,462

What affects car insurance rates in Washington, Texas?

What factors can have an impact on Washington, TX car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, Texas.

Car Theft in Washington

High levels of vehicle theft can make car insurance more expensive. Washington, TX car theft statistics from the FBI indicate 16 vehicle thefts a year.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, TX traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, TX

Ready to find affordable Washington, Texas car insurance today? Enter your ZIP code for fast, free Washington, TX car insurance quotes.

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