Compare Washington, UT Car Insurance Rates (2021)

Car insurance in Washington, UT averages $281 a month. Washington, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Washington is USAA
  • Average car insurance rates in Washington, UT after a DUI are $3,839/year
  • Average car insurance rates in Washington, UT are $3,366/year

If you need to buy Washington, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, UT is right here.

You’ll find Washington car insurance rates, the cheapest Washington, UT car insurance companies, and information on Utah car insurance laws. You can also compare Washington, Utah car insurance rates to Layton car insurance rates, Provo car insurance rates, and South Jordan car insurance rates.

Ready to find affordable Washington, UT car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, UT car insurance rates? Every Washington, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,058 $2,041 $1,814 $1,932 $8,928 $9,238 $2,325 $2,398
GEICO $1,860 $2,076 $2,054 $2,399 $5,551 $5,911 $1,612 $1,612
Liberty Mutual $2,344 $2,522 $1,943 $2,161 $9,191 $10,200 $2,473 $2,629
Nationwide $1,778 $1,792 $1,595 $1,672 $4,858 $6,148 $2,059 $2,198
Progressive $1,805 $1,666 $1,477 $1,578 $7,563 $8,407 $2,070 $2,172
State Farm $2,640 $2,640 $2,418 $2,418 $8,246 $10,239 $2,998 $3,423
USAA $1,328 $1,306 $1,192 $1,193 $4,610 $5,384 $1,615 $1,764

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Minimum Car Insurance in Washington, UT

Every driver must carry the minimum car insurance in Washington, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Washington, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washington, UT. Compare credit history car insurance rates in Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washington, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,384 $3,662 $3,480
GEICO $4,394 $2,435 $1,824
Liberty Mutual $5,967 $3,679 $2,902
Nationwide $3,408 $2,592 $2,288
Progressive $3,764 $3,242 $3,020
State Farm $7,123 $3,586 $2,424
USAA $3,301 $2,100 $1,496

Cheapest Washington, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, UT to rates for a clean record with top companies.

Annual Washington, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,270 $4,250 $4,127 $3,720
GEICO $2,083 $3,246 $3,788 $2,420
Liberty Mutual $3,276 $4,495 $4,841 $4,119
Nationwide $2,202 $2,950 $3,448 $2,451
Progressive $2,825 $4,286 $2,959 $3,300
State Farm $3,967 $4,788 $4,378 $4,378
USAA $1,811 $2,284 $3,072 $2,028

Cheapest Washington, UT Car Insurance for Teen Drivers

Teen car insurance in Washington, UT can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,928 $9,238
GEICO $5,551 $5,911
Liberty Mutual $9,191 $10,200
Nationwide $4,858 $6,148
Progressive $7,563 $8,407
State Farm $8,246 $10,239
USAA $4,610 $5,384

Cheapest Washington, UT Car Insurance for Seniors

Take a look at Washington, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,814 $1,932
GEICO $2,054 $2,399
Liberty Mutual $1,943 $2,161
Nationwide $1,595 $1,672
Progressive $1,477 $1,578
State Farm $2,418 $2,418
USAA $1,192 $1,193

Cheapest Washington, UT Car Insurance Rates After a DUI

A DUI in Washington, UT increases car insurance rates. Compare Washington, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,127
GEICO $3,788
Liberty Mutual $4,841
Nationwide $3,448
Progressive $2,959
State Farm $4,378
USAA $3,072

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Cheapest Washington, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,842 $3,842
GEICO $2,835 $2,934
Liberty Mutual $4,115 $4,251
Nationwide $2,762 $2,762
Progressive $3,342 $3,342
State Farm $4,264 $4,492
USAA $2,274 $2,324

The Best Cheap Car Insurance Companies in Washington, UT

Take a look at a side-by-side comparison of the top car insurance companies in Washington, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,842
GEICO $2,884
Liberty Mutual $4,183
Nationwide $2,762
Progressive $3,342
State Farm $4,378
USAA $2,299

Category Winners: Cheapest Car Insurance in Washington, Utah

Find the cheapest car insurance companies in Washington, UT for each category right here.

Best Annual Car Insurance Rates by Company in Washington, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Washington, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,478 $3,781 $4,267
GEICO $2,663 $2,873 $3,117
Liberty Mutual $3,984 $4,166 $4,399
Nationwide $3,007 $2,627 $2,653
Progressive $3,009 $3,189 $3,829
State Farm $4,076 $4,392 $4,665
USAA $2,207 $2,300 $2,391

What affects car insurance rates in Washington, Utah?

What factors can have an impact on Washington, UT car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, Utah.

Commute Time in Washington

The more time you spend in your car the higher the risk of an accident. The average commute length in Washington, UT is 15.0 minutes according to City-Data.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, UT traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, UT

Ready to find affordable Washington, Utah car insurance today? Enter your ZIP code for fast, free Washington, UT car insurance quotes.

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