Compare Washington, VA Car Insurance Rates (2021)

Car insurance in Washington, VA averages $204 a month. Washington, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Washington car insurance rates, compare quotes from the top car insurance companies in Washington, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Washington, VA are $2,443/year
  • The cheapest car insurance company in Washington for teen drivers is USAA
  • Average car insurance rates in Washington, VA after a DUI are $2,894/year

If you need to buy Washington, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Washington, VA is right here.

You’ll find Washington car insurance rates, the cheapest Washington, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Washington, Virginia car insurance rates to Newport News car insurance rates, Portsmouth car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable Washington, VA car insurance today? Enter your ZIP code for fast, free Washington car insurance quotes.

Cheapest Washington, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washington, VA car insurance rates? Every Washington, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washington, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,025 $1,913 $2,012 $2,012 $6,323 $7,285 $2,632 $2,640
GEICO $1,597 $1,598 $1,516 $1,516 $3,347 $4,485 $1,855 $1,841
Nationwide $1,495 $1,504 $1,326 $1,362 $3,589 $4,628 $1,651 $1,797
Progressive $1,279 $1,221 $1,150 $1,156 $5,766 $6,492 $1,554 $1,598
State Farm $1,545 $1,545 $1,383 $1,383 $4,540 $5,709 $1,744 $2,006
USAA $1,143 $1,125 $1,069 $1,076 $3,535 $4,207 $1,471 $1,617

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Minimum Car Insurance in Washington, VA

Every driver must carry the minimum car insurance in Washington, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Washington, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Washington, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washington, VA. Compare credit history car insurance rates in Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washington, Virginia

Insurance Company Poor Fair Good
Allstate $4,088 $3,276 $2,702
GEICO $2,466 $2,096 $2,096
Nationwide $2,570 $2,064 $1,874
Progressive $2,826 $2,460 $2,294
State Farm $3,531 $2,188 $1,727
USAA $2,548 $1,736 $1,432

Cheapest Washington, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washington, VA to rates for a clean record with top companies.

Annual Washington, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,518 $3,988 $3,679 $3,237
GEICO $1,680 $2,188 $3,330 $1,680
Nationwide $1,885 $1,885 $2,766 $2,140
Progressive $2,164 $2,852 $2,573 $2,518
State Farm $2,274 $2,690 $2,482 $2,482
USAA $1,475 $1,916 $2,532 $1,698

Cheapest Washington, VA Car Insurance for Teen Drivers

Teen car insurance in Washington, VA can be expensive. Take a look at rates from the top car insurance companies in Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washington, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,323 $7,285
GEICO $3,347 $4,485
Nationwide $3,589 $4,628
Progressive $5,766 $6,492
State Farm $4,540 $5,709
USAA $3,535 $4,207

Cheapest Washington, VA Car Insurance for Seniors

Take a look at Washington, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washington, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,012 $2,012
GEICO $1,516 $1,516
Nationwide $1,326 $1,362
Progressive $1,150 $1,156
State Farm $1,383 $1,383
USAA $1,069 $1,076

Cheapest Washington, VA Car Insurance Rates After a DUI

A DUI in Washington, VA increases car insurance rates. Compare Washington, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washington, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,679
GEICO $3,330
Nationwide $2,766
Progressive $2,573
State Farm $2,482
USAA $2,532

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Cheapest Washington, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washington, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washington, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,255 $3,456
GEICO $2,177 $2,261
Nationwide $2,169 $2,169
Progressive $2,527 $2,527
State Farm $2,422 $2,542
USAA $1,835 $1,976

The Best Cheap Car Insurance Companies in Washington, VA

Take a look at a side-by-side comparison of the top car insurance companies in Washington, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washington, Virginia

Insurance Company Average Annual Rates
Allstate $3,356
GEICO $2,219
Nationwide $2,169
Progressive $2,527
State Farm $2,482
USAA $1,905

Category Winners: Cheapest Car Insurance in Washington, Virginia

Find the cheapest car insurance companies in Washington, VA for each category right here.

Best Annual Car Insurance Rates by Company in Washington, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Washington, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washington car insurance rates. Find the cheapest Washington, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washington, Virginia

Insurance Company Low Medium High
Allstate $3,271 $3,357 $3,439
GEICO $2,136 $2,217 $2,305
Nationwide $2,279 $2,148 $2,080
Progressive $2,432 $2,503 $2,647
State Farm $2,350 $2,478 $2,618
USAA $1,829 $1,909 $1,978

What affects car insurance rates in Washington, Virginia?

What factors can have an impact on Washington, VA car insurance? There are several reasons why Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washington, Virginia.

Commute Time in Washington

The more time you spend in your car the higher the risk of an accident. The average commute length in Washington, VA is 26.8 minutes according to City-Data.

Traffic in Washington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Washington, VA traffic data from INRIX ranks Washington as the 89th-most congested in the world.

Compare Car Insurance Quotes in Washington, VA

Ready to find affordable Washington, Virginia car insurance today? Enter your ZIP code for fast, free Washington, VA car insurance quotes.

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