Compare Washingtonville, NY Car Insurance Rates (2021)

Car insurance in Washingtonville, NY averages $397 a month. Washingtonville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Washingtonville car insurance rates, compare quotes from the top car insurance companies in Washingtonville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Washingtonville is GEICO
  • Average car insurance rates in Washingtonville, NY after a DUI are $6,350/year
  • Average car insurance rates in Washingtonville, NY are $4,764/year

If you need to buy Washingtonville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Washingtonville, NY is right here.

You’ll find Washingtonville car insurance rates, the cheapest Washingtonville, NY car insurance companies, and information on New York car insurance laws. You can also compare Washingtonville, New York car insurance rates to Syracuse car insurance rates, Albany car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Washingtonville, NY car insurance today? Enter your ZIP code for fast, free Washingtonville car insurance quotes.

Cheapest Washingtonville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Washingtonville, NY car insurance rates? Every Washingtonville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Washingtonville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,964 $3,698 $3,733 $3,791 $12,095 $13,002 $3,863 $3,885
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,580 $2,380 $2,037 $2,080 $8,744 $9,648 $3,303 $3,169
State Farm $3,087 $3,087 $2,694 $2,694 $9,067 $11,631 $3,397 $3,565
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

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Minimum Car Insurance in Washingtonville, NY

Every driver must carry the minimum car insurance in Washingtonville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Washingtonville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Washingtonville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Washingtonville, NY. Compare credit history car insurance rates in Washingtonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Washingtonville, New York

Insurance Company Poor Fair Good
Allstate $8,669 $5,026 $4,316
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $6,820 $3,427 $2,482
State Farm $6,923 $4,341 $3,445
Travelers $6,900 $4,254 $3,664
USAA $6,270 $3,162 $2,791

Cheapest Washingtonville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Washingtonville, NY to rates for a clean record with top companies.

Annual Washingtonville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,035 $5,035 $7,508 $6,438
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,122 $4,122 $4,577 $4,149
State Farm $4,668 $4,668 $5,138 $5,138
Travelers $4,197 $5,289 $5,361 $4,911
USAA $3,623 $3,683 $5,308 $3,683

Cheapest Washingtonville, NY Car Insurance for Teen Drivers

Teen car insurance in Washingtonville, NY can be expensive. Take a look at rates from the top car insurance companies in Washingtonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Washingtonville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,095 $13,002
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $8,744 $9,648
State Farm $9,067 $11,631
Travelers $8,279 $9,748
USAA $8,632 $10,262

Cheapest Washingtonville, NY Car Insurance for Seniors

Take a look at Washingtonville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Washingtonville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,733 $3,791
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,037 $2,080
State Farm $2,694 $2,694
Travelers $3,256 $3,444
USAA $1,914 $1,914

Cheapest Washingtonville, NY Car Insurance Rates After a DUI

A DUI in Washingtonville, NY increases car insurance rates. Compare Washingtonville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Washingtonville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,508
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,577
State Farm $5,138
Travelers $5,361
USAA $5,308

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Cheapest Washingtonville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Washingtonville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Washingtonville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,919 $6,089
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,243 $4,243
State Farm $4,726 $5,080
Travelers $4,939 $4,939
USAA $4,033 $4,115

The Best Cheap Car Insurance Companies in Washingtonville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Washingtonville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Washingtonville, New York

Insurance Company Average Annual Rates
Allstate $6,004
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,243
State Farm $4,903
Travelers $4,939
USAA $4,074

Category Winners: Cheapest Car Insurance in Washingtonville, New York

Find the cheapest car insurance companies in Washingtonville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Washingtonville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Washingtonville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Washingtonville car insurance rates. Find the cheapest Washingtonville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Washingtonville, New York

Insurance Company Low Medium High
Allstate $5,629 $5,980 $6,402
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $3,997 $4,211 $4,520
State Farm $4,658 $4,930 $5,121
Travelers $4,673 $4,886 $5,258
USAA $3,942 $4,051 $4,230

What affects car insurance rates in Washingtonville, New York?

What factors can have an impact on Washingtonville, NY car insurance? There are several reasons why Washingtonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Washingtonville, New York.

Commute Time in Washingtonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Washingtonville, NY is 42.1 minutes according to City-Data.

Compare Car Insurance Quotes in Washingtonville, NY

Ready to find affordable Washingtonville, New York car insurance today? Enter your ZIP code for fast, free Washingtonville, NY car insurance quotes.

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