Compare Wataga, IL Car Insurance Rates (2021)

Car insurance in Wataga, IL averages $243 a month. Wataga, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wataga car insurance rates, compare quotes from the top car insurance companies in Wataga, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wataga for teen drivers is Travelers
  • Average car insurance rates in Wataga, IL are $2,913/year
  • Average car insurance rates in Wataga, IL after a DUI are $3,406/year

If you need to buy Wataga, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Wataga, IL is right here.

You’ll find Wataga car insurance rates, the cheapest Wataga, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Wataga, Illinois car insurance rates to Cicero car insurance rates, Rockford car insurance rates, and Aurora car insurance rates.

Ready to find affordable Wataga, IL car insurance today? Enter your ZIP code for fast, free Wataga car insurance quotes.

Cheapest Wataga, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wataga, IL car insurance rates? Every Wataga, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wataga, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,133 $2,131 $1,897 $2,004 $8,948 $9,308 $2,435 $2,551
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,355 $1,464 $1,128 $1,263 $4,381 $4,879 $1,415 $1,492
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,779 $1,696 $1,466 $1,526 $6,174 $6,943 $2,125 $2,301
State Farm $1,332 $1,332 $1,181 $1,181 $3,682 $4,685 $1,502 $1,717
Travelers $1,317 $1,389 $1,193 $1,271 $3,627 $4,511 $1,395 $1,468
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Wataga, IL

Every driver must carry the minimum car insurance in Wataga, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Wataga, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wataga, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wataga, IL. Compare credit history car insurance rates in Wataga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wataga, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,470 $3,745 $3,563
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,072 $1,916 $1,529
Nationwide $3,113 $2,512 $2,202
Progressive $3,428 $2,901 $2,675
State Farm $3,019 $1,808 $1,402
Travelers $2,472 $1,978 $1,614
USAA $3,661 $2,516 $2,074

Cheapest Wataga, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wataga, IL to rates for a clean record with top companies.

Annual Wataga, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,315 $4,269 $4,163 $3,956
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,814 $2,563 $2,256 $2,055
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,483 $3,646 $2,743 $3,133
State Farm $1,906 $2,246 $2,076 $2,076
Travelers $1,619 $2,106 $2,341 $2,020
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Wataga, IL Car Insurance for Teen Drivers

Teen car insurance in Wataga, IL can be expensive. Take a look at rates from the top car insurance companies in Wataga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wataga, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $8,948 $9,308
GEICO $4,847 $5,129
Liberty Mutual $4,381 $4,879
Nationwide $4,540 $5,829
Progressive $6,174 $6,943
State Farm $3,682 $4,685
Travelers $3,627 $4,511
USAA $5,289 $5,831

Cheapest Wataga, IL Car Insurance for Seniors

Take a look at Wataga, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wataga, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,897 $2,004
GEICO $1,521 $1,797
Liberty Mutual $1,128 $1,263
Nationwide $1,491 $1,581
Progressive $1,466 $1,526
State Farm $1,181 $1,181
Travelers $1,193 $1,271
USAA $1,527 $1,507

Cheapest Wataga, IL Car Insurance Rates After a DUI

A DUI in Wataga, IL increases car insurance rates. Compare Wataga, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wataga, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,163
GEICO $3,482
Liberty Mutual $2,256
Nationwide $3,196
Progressive $2,743
State Farm $2,076
Travelers $2,341
USAA $3,858

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Cheapest Wataga, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wataga, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wataga, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $3,926 $3,926
GEICO $2,519 $2,617
Liberty Mutual $2,172 $2,172
Nationwide $2,609 $2,609
Progressive $3,001 $3,001
State Farm $2,024 $2,129
Travelers $1,944 $2,099
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Wataga, IL

Take a look at a side-by-side comparison of the top car insurance companies in Wataga, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wataga, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $3,926
GEICO $2,568
Liberty Mutual $2,172
Nationwide $2,609
Progressive $3,001
State Farm $2,076
Travelers $2,021
USAA $2,750

Category Winners: Cheapest Car Insurance in Wataga, Illinois

Find the cheapest car insurance companies in Wataga, IL for each category right here.

Best Annual Car Insurance Rates by Company in Wataga, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

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Cheapest Wataga, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wataga car insurance rates. Find the cheapest Wataga, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wataga, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,746 $3,841 $4,191
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,042 $2,167 $2,308
Nationwide $2,611 $2,626 $2,590
Progressive $2,778 $2,995 $3,231
State Farm $1,970 $2,080 $2,179
Travelers $1,905 $2,019 $2,140
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Wataga, Illinois?

What factors can have an impact on Wataga, IL car insurance? There are several reasons why Wataga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wataga, Illinois.

Commute Time in Wataga

The more time you spend in your car the higher the risk of an accident. The average commute length in Wataga, IL is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wataga, IL

Ready to find affordable Wataga, Illinois car insurance today? Enter your ZIP code for fast, free Wataga, IL car insurance quotes.

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