Compare Water Valley, MS Car Insurance Rates (2021)

Car insurance in Water Valley, MS averages $304 a month. Water Valley, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Water Valley car insurance rates, compare quotes from the top car insurance companies in Water Valley, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Water Valley, MS after a DUI are $4,385/year
  • The cheapest car insurance company in Water Valley for teen drivers is USAA
  • The cheapest car insurance company in Water Valley is USAA

If you need to buy Water Valley, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Water Valley, MS is right here.

You’ll find Water Valley car insurance rates, the cheapest Water Valley, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Water Valley, Mississippi car insurance rates to Oxford car insurance rates, Meridian car insurance rates, and Greenville car insurance rates.

Ready to find affordable Water Valley, MS car insurance today? Enter your ZIP code for fast, free Water Valley car insurance quotes.

Cheapest Water Valley, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Water Valley, MS car insurance rates? Every Water Valley, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Water Valley, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,663 $2,489 $2,544 $10,993 $11,700 $3,165 $3,251
GEICO $3,052 $2,892 $2,781 $2,584 $7,412 $7,010 $4,976 $2,466
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $2,178 $2,244 $1,948 $2,073 $4,297 $5,499 $2,460 $2,673
Progressive $2,457 $2,310 $2,017 $1,962 $8,977 $10,046 $2,537 $2,653
State Farm $2,042 $2,042 $1,817 $1,817 $5,811 $7,305 $2,273 $2,591
Travelers $1,671 $1,702 $1,581 $1,585 $7,386 $11,707 $1,748 $2,041
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Water Valley, MS

Every driver must carry the minimum car insurance in Water Valley, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Water Valley, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Water Valley, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Water Valley, MS. Compare credit history car insurance rates in Water Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Water Valley, Mississippi

Insurance Company Poor Fair Good
Allstate $5,727 $5,074 $4,046
GEICO $6,252 $3,542 $2,647
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $3,435 $2,790 $2,540
Progressive $4,672 $3,984 $3,703
State Farm $4,638 $2,806 $2,193
Travelers $4,176 $3,404 $3,452
USAA $2,626 $1,714 $1,431

Cheapest Water Valley, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Water Valley, MS to rates for a clean record with top companies.

Annual Water Valley, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,177 $4,915 $5,973 $4,732
GEICO $2,560 $3,907 $5,978 $4,141
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $2,322 $2,979 $3,808 $2,578
Progressive $3,529 $4,741 $4,062 $4,148
State Farm $2,927 $3,561 $3,181 $3,181
Travelers $3,217 $3,369 $4,614 $3,510
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Water Valley, MS Car Insurance for Teen Drivers

Teen car insurance in Water Valley, MS can be expensive. Take a look at rates from the top car insurance companies in Water Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Water Valley, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,993 $11,700
GEICO $7,412 $7,010
Liberty Mutual $8,870 $9,867
Nationwide $4,297 $5,499
Progressive $8,977 $10,046
State Farm $5,811 $7,305
Travelers $7,386 $11,707
USAA $3,217 $3,812

Cheapest Water Valley, MS Car Insurance for Seniors

Take a look at Water Valley, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Water Valley, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,544
GEICO $2,781 $2,584
Liberty Mutual $1,995 $2,238
Nationwide $1,948 $2,073
Progressive $2,017 $1,962
State Farm $1,817 $1,817
Travelers $1,581 $1,585
USAA $1,217 $1,230

Cheapest Water Valley, MS Car Insurance Rates After a DUI

A DUI in Water Valley, MS increases car insurance rates. Compare Water Valley, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Water Valley, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,973
GEICO $5,978
Liberty Mutual $4,866
Nationwide $3,808
Progressive $4,062
State Farm $3,181
Travelers $4,614
USAA $2,599

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Water Valley, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Water Valley, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Water Valley, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,949 $4,949
GEICO $4,136 $4,157
Liberty Mutual $4,195 $4,195
Nationwide $2,922 $2,922
Progressive $4,120 $4,120
State Farm $3,136 $3,288
Travelers $3,678 $3,678
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Water Valley, MS

Take a look at a side-by-side comparison of the top car insurance companies in Water Valley, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Water Valley, Mississippi

Insurance Company Average Annual Rates
Allstate $4,949
GEICO $4,147
Liberty Mutual $4,195
Nationwide $2,922
Progressive $4,120
State Farm $3,212
Travelers $3,678
USAA $1,924

Category Winners: Cheapest Car Insurance in Water Valley, Mississippi

Find the cheapest car insurance companies in Water Valley, MS for each category right here.

Best Annual Car Insurance Rates by Company in Water Valley, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Water Valley, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Water Valley car insurance rates. Find the cheapest Water Valley, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Water Valley, Mississippi

Insurance Company Low Medium High
Allstate $4,722 $4,943 $5,183
GEICO $3,920 $4,175 $4,345
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,770 $2,913 $3,082
Progressive $3,732 $4,167 $4,461
State Farm $3,052 $3,200 $3,384
Travelers $3,494 $3,700 $3,839
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Water Valley, Mississippi?

What factors can have an impact on Water Valley, MS car insurance? There are several reasons why Water Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Water Valley, Mississippi.

Commute Time in Water Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Water Valley, MS is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Water Valley, MS

Ready to find affordable Water Valley, Mississippi car insurance today? Enter your ZIP code for fast, free Water Valley, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption