Compare Water Valley, TX Car Insurance Rates (2021)

Car insurance in Water Valley, TX averages $284 a month. Water Valley, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Water Valley car insurance rates, compare quotes from the top car insurance companies in Water Valley, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Water Valley for teen drivers is USAA
  • Average car insurance rates in Water Valley, TX after a DUI are $3,880/year
  • The cheapest car insurance company in Water Valley is USAA

If you need to buy Water Valley, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Water Valley, TX is right here.

You’ll find Water Valley car insurance rates, the cheapest Water Valley, TX car insurance companies, and information on Texas car insurance laws. You can also compare Water Valley, Texas car insurance rates to Plano car insurance rates, Fort Worth car insurance rates, and Arlington car insurance rates.

Ready to find affordable Water Valley, TX car insurance today? Enter your ZIP code for fast, free Water Valley car insurance quotes.

Cheapest Water Valley, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Water Valley, TX car insurance rates? Every Water Valley, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Water Valley, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,387 $2,636 $2,196 $2,494 $5,999 $7,914 $3,358 $3,833
GEICO $2,139 $2,291 $2,033 $2,278 $4,630 $4,813 $2,315 $2,327
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,116 $2,048 $1,869 $1,912 $8,299 $9,279 $2,525 $2,597
State Farm $1,698 $1,698 $1,512 $1,512 $4,050 $5,159 $1,845 $1,903
USAA $1,355 $1,375 $1,287 $1,293 $3,629 $3,987 $1,805 $1,961

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Minimum Car Insurance in Water Valley, TX

Every driver must carry the minimum car insurance in Water Valley, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Water Valley, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Water Valley, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Water Valley, TX. Compare credit history car insurance rates in Water Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Water Valley, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $5,357 $3,303 $2,896
GEICO $4,388 $2,497 $1,675
Nationwide $4,172 $3,340 $2,909
Progressive $4,345 $3,716 $3,431
State Farm $3,427 $2,136 $1,704
USAA $3,082 $1,763 $1,414

Cheapest Water Valley, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Water Valley, TX to rates for a clean record with top companies.

Annual Water Valley, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $3,522 $4,453 $3,912 $3,522
GEICO $2,425 $3,183 $2,687 $3,118
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $3,351 $4,272 $3,917 $3,782
State Farm $2,154 $2,468 $2,912 $2,154
USAA $1,569 $2,287 $2,690 $1,799

Cheapest Water Valley, TX Car Insurance for Teen Drivers

Teen car insurance in Water Valley, TX can be expensive. Take a look at rates from the top car insurance companies in Water Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Water Valley, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $5,999 $7,914
GEICO $4,630 $4,813
Nationwide $6,081 $7,839
Progressive $8,299 $9,279
State Farm $4,050 $5,159
USAA $3,629 $3,987

Cheapest Water Valley, TX Car Insurance for Seniors

Take a look at Water Valley, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Water Valley, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,196 $2,494
GEICO $2,033 $2,278
Nationwide $1,954 $2,075
Progressive $1,869 $1,912
State Farm $1,512 $1,512
USAA $1,287 $1,293

Cheapest Water Valley, TX Car Insurance Rates After a DUI

A DUI in Water Valley, TX increases car insurance rates. Compare Water Valley, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Water Valley, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,571
American Family $3,912
GEICO $2,687
Nationwide $4,471
Progressive $3,917
State Farm $2,912
USAA $2,690

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Cheapest Water Valley, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Water Valley, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Water Valley, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,206 $5,445
American Family $3,852 $3,852
GEICO $2,800 $2,906
Nationwide $3,474 $3,474
Progressive $3,831 $3,831
State Farm $2,422 $2,422
USAA $2,060 $2,113

The Best Cheap Car Insurance Companies in Water Valley, TX

Take a look at a side-by-side comparison of the top car insurance companies in Water Valley, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Water Valley, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $3,852
GEICO $2,853
Nationwide $3,474
Progressive $3,831
State Farm $2,422
USAA $2,086

Category Winners: Cheapest Car Insurance in Water Valley, Texas

Find the cheapest car insurance companies in Water Valley, TX for each category right here.

Best Annual Car Insurance Rates by Company in Water Valley, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Water Valley, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Water Valley car insurance rates. Find the cheapest Water Valley, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Water Valley, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $3,627 $3,736 $4,193
GEICO $2,727 $2,829 $3,004
Nationwide $3,753 $3,325 $3,343
Progressive $3,686 $3,818 $3,988
State Farm $2,302 $2,418 $2,547
USAA $2,026 $2,080 $2,154

Compare Car Insurance Quotes in Water Valley, TX

Ready to find affordable Water Valley, Texas car insurance today? Enter your ZIP code for fast, free Water Valley, TX car insurance quotes.

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