Compare Waterloo, SC Car Insurance Rates (2021)

Car insurance in Waterloo, SC averages $269 a month. Waterloo, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waterloo car insurance rates, compare quotes from the top car insurance companies in Waterloo, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waterloo for teen drivers is GEICO
  • The cheapest car insurance company in Waterloo is GEICO
  • Average car insurance rates in Waterloo, SC are $3,225/year

If you need to buy Waterloo, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Waterloo, SC is right here.

You’ll find Waterloo car insurance rates, the cheapest Waterloo, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Waterloo, South Carolina car insurance rates to Columbia car insurance rates, Summerville car insurance rates, and Mount Pleasant car insurance rates.

Ready to find affordable Waterloo, SC car insurance today? Enter your ZIP code for fast, free Waterloo car insurance quotes.

Cheapest Waterloo, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waterloo, SC car insurance rates? Every Waterloo, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waterloo, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,348 $2,348 $2,246 $2,246 $6,121 $7,853 $2,612 $2,844
Farmers $2,360 $2,377 $2,245 $2,456 $6,041 $6,720 $2,561 $2,590
GEICO $1,930 $1,930 $1,760 $1,760 $4,746 $4,855 $2,257 $2,317
Nationwide $2,310 $2,344 $2,080 $2,163 $5,482 $7,075 $2,604 $2,844
Progressive $2,033 $1,884 $1,746 $1,821 $8,250 $9,119 $2,337 $2,439
State Farm $1,740 $1,740 $1,569 $1,569 $4,854 $6,094 $1,948 $2,197
USAA $1,651 $1,654 $1,520 $1,516 $6,707 $7,342 $2,169 $2,278

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Minimum Car Insurance in Waterloo, SC

Every driver must carry the minimum car insurance in Waterloo, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Waterloo, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waterloo, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waterloo, SC. Compare credit history car insurance rates in Waterloo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waterloo, South Carolina

Insurance Company Poor Fair Good
Allstate $4,490 $3,390 $2,852
Farmers $3,937 $3,305 $3,014
GEICO $4,109 $2,210 $1,764
Nationwide $3,999 $3,237 $2,852
Progressive $4,130 $3,615 $3,367
State Farm $3,885 $2,380 $1,877
USAA $4,852 $2,378 $2,084

Cheapest Waterloo, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waterloo, SC to rates for a clean record with top companies.

Annual Waterloo, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,700 $4,268 $3,776 $3,566
Farmers $2,863 $3,940 $3,287 $3,584
GEICO $2,059 $2,658 $4,002 $2,059
Nationwide $2,684 $3,457 $4,358 $2,951
Progressive $3,046 $4,401 $3,685 $3,682
State Farm $2,474 $3,008 $2,687 $2,687
USAA $2,449 $3,025 $4,202 $2,742

Cheapest Waterloo, SC Car Insurance for Teen Drivers

Teen car insurance in Waterloo, SC can be expensive. Take a look at rates from the top car insurance companies in Waterloo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waterloo, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,121 $7,853
Farmers $6,041 $6,720
GEICO $4,746 $4,855
Nationwide $5,482 $7,075
Progressive $8,250 $9,119
State Farm $4,854 $6,094
USAA $6,707 $7,342

Cheapest Waterloo, SC Car Insurance for Seniors

Take a look at Waterloo, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waterloo, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,246 $2,246
Farmers $2,245 $2,456
GEICO $1,760 $1,760
Nationwide $2,080 $2,163
Progressive $1,746 $1,821
State Farm $1,569 $1,569
USAA $1,520 $1,516

Cheapest Waterloo, SC Car Insurance Rates After a DUI

A DUI in Waterloo, SC increases car insurance rates. Compare Waterloo, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waterloo, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,776
Farmers $3,287
GEICO $4,002
Nationwide $4,358
Progressive $3,685
State Farm $2,687
USAA $4,202

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Cheapest Waterloo, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waterloo, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waterloo, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,505 $3,650
Farmers $3,419 $3,419
GEICO $2,679 $2,710
Nationwide $3,363 $3,363
Progressive $3,704 $3,704
State Farm $2,649 $2,779
USAA $3,072 $3,137

The Best Cheap Car Insurance Companies in Waterloo, SC

Take a look at a side-by-side comparison of the top car insurance companies in Waterloo, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waterloo, South Carolina

Insurance Company Average Annual Rates
Allstate $3,577
Farmers $3,419
GEICO $2,695
Nationwide $3,363
Progressive $3,704
State Farm $2,714
USAA $3,105

Category Winners: Cheapest Car Insurance in Waterloo, South Carolina

Find the cheapest car insurance companies in Waterloo, SC for each category right here.

Best Annual Car Insurance Rates by Company in Waterloo, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Waterloo, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waterloo car insurance rates. Find the cheapest Waterloo, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waterloo, South Carolina

Insurance Company Low Medium High
Allstate $3,379 $3,561 $3,792
Farmers $3,063 $3,417 $3,776
GEICO $2,520 $2,670 $2,894
Nationwide $3,342 $3,360 $3,387
Progressive $3,434 $3,655 $4,022
State Farm $2,530 $2,713 $2,900
USAA $2,938 $3,100 $3,276

What affects car insurance rates in Waterloo, South Carolina?

What factors can have an impact on Waterloo, SC car insurance? There are several reasons why Waterloo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waterloo, South Carolina.

Commute Time in Waterloo

The more time you spend in your car the higher the risk of an accident. The average commute length in Waterloo, SC is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Waterloo, SC

Ready to find affordable Waterloo, South Carolina car insurance today? Enter your ZIP code for fast, free Waterloo, SC car insurance quotes.

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