Compare Waterport, NY Car Insurance Rates (2021)

Car insurance in Waterport, NY averages $273 a month. Waterport, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Waterport car insurance rates, compare quotes from the top car insurance companies in Waterport, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waterport, NY after a DUI are $4,305/year
  • The cheapest car insurance company in Waterport is GEICO
  • Average car insurance rates in Waterport, NY are $3,273/year

If you need to buy Waterport, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Waterport, NY is right here.

You’ll find Waterport car insurance rates, the cheapest Waterport, NY car insurance companies, and information on New York car insurance laws. You can also compare Waterport, New York car insurance rates to Utica car insurance rates, New Rochelle car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Waterport, NY car insurance today? Enter your ZIP code for fast, free Waterport car insurance quotes.

Cheapest Waterport, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waterport, NY car insurance rates? Every Waterport, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waterport, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,268 $2,261 $2,292 $6,926 $7,447 $2,378 $2,384
GEICO $1,396 $1,344 $1,356 $1,336 $2,881 $4,174 $1,261 $1,293
Liberty Mutual $3,423 $3,423 $3,188 $3,188 $6,640 $10,769 $3,423 $3,637
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,701 $1,598 $1,372 $1,391 $5,688 $6,338 $2,193 $2,140
State Farm $2,304 $2,304 $2,008 $2,008 $6,688 $8,632 $2,527 $2,666
Travelers $2,559 $2,562 $2,343 $2,496 $5,986 $7,157 $2,701 $2,792
USAA $1,645 $1,616 $1,488 $1,490 $6,619 $7,895 $2,103 $2,321

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Minimum Car Insurance in Waterport, NY

Every driver must carry the minimum car insurance in Waterport, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Waterport, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Waterport, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waterport, NY. Compare credit history car insurance rates in Waterport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waterport, New York

Insurance Company Poor Fair Good
Allstate $5,079 $2,982 $2,577
GEICO $2,355 $1,732 $1,553
Liberty Mutual $6,581 $4,314 $3,239
Nationwide $2,883 $2,883 $2,883
Progressive $4,430 $2,295 $1,682
State Farm $5,139 $3,225 $2,562
Travelers $4,967 $3,089 $2,667
USAA $4,863 $2,430 $2,148

Cheapest Waterport, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waterport, NY to rates for a clean record with top companies.

Annual Waterport, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,021 $4,361 $3,781
GEICO $1,491 $1,624 $2,914 $1,491
Liberty Mutual $3,781 $3,781 $7,502 $3,781
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,727 $2,727 $3,012 $2,743
State Farm $3,473 $3,473 $3,811 $3,811
Travelers $3,048 $3,821 $3,873 $3,556
USAA $2,799 $2,844 $4,101 $2,844

Cheapest Waterport, NY Car Insurance for Teen Drivers

Teen car insurance in Waterport, NY can be expensive. Take a look at rates from the top car insurance companies in Waterport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waterport, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,926 $7,447
GEICO $2,881 $4,174
Liberty Mutual $6,640 $10,769
Nationwide $3,830 $5,702
Progressive $5,688 $6,338
State Farm $6,688 $8,632
Travelers $5,986 $7,157
USAA $6,619 $7,895

Cheapest Waterport, NY Car Insurance for Seniors

Take a look at Waterport, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waterport, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,292
GEICO $1,356 $1,336
Liberty Mutual $3,188 $3,188
Nationwide $2,075 $2,075
Progressive $1,372 $1,391
State Farm $2,008 $2,008
Travelers $2,343 $2,496
USAA $1,488 $1,490

Cheapest Waterport, NY Car Insurance Rates After a DUI

A DUI in Waterport, NY increases car insurance rates. Compare Waterport, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waterport, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,361
GEICO $2,914
Liberty Mutual $7,502
Nationwide $4,869
Progressive $3,012
State Farm $3,811
Travelers $3,873
USAA $4,101

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Cheapest Waterport, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waterport, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waterport, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,498 $3,594
GEICO $1,825 $1,935
Liberty Mutual $4,580 $4,843
Nationwide $2,883 $2,883
Progressive $2,803 $2,803
State Farm $3,513 $3,771
Travelers $3,575 $3,575
USAA $3,116 $3,179

The Best Cheap Car Insurance Companies in Waterport, NY

Take a look at a side-by-side comparison of the top car insurance companies in Waterport, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waterport, New York

Insurance Company Average Annual Rates
Allstate $3,546
GEICO $1,880
Liberty Mutual $4,711
Nationwide $2,883
Progressive $2,803
State Farm $3,642
Travelers $3,575
USAA $3,147

Category Winners: Cheapest Car Insurance in Waterport, New York

Find the cheapest car insurance companies in Waterport, NY for each category right here.

Best Annual Car Insurance Rates by Company in Waterport, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Waterport, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waterport car insurance rates. Find the cheapest Waterport, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waterport, New York

Insurance Company Low Medium High
Allstate $3,332 $3,533 $3,773
GEICO $1,775 $1,873 $1,993
Liberty Mutual $4,501 $4,695 $4,937
Nationwide $2,726 $2,861 $3,062
Progressive $2,667 $2,789 $2,951
State Farm $3,438 $3,663 $3,825
Travelers $3,352 $3,528 $3,844
USAA $3,058 $3,132 $3,251

Compare Car Insurance Quotes in Waterport, NY

Ready to find affordable Waterport, New York car insurance today? Enter your ZIP code for fast, free Waterport, NY car insurance quotes.

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