Compare Waterville, WA Car Insurance Rates (2021)

Car insurance in Waterville, WA averages $223 a month. Waterville, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Waterville car insurance rates, compare quotes from the top car insurance companies in Waterville, WA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Waterville, WA after a DUI are $3,134/year
  • The cheapest car insurance company in Waterville is Nationwide
  • Average car insurance rates in Waterville, WA are $2,674/year

If you need to buy Waterville, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Waterville, WA is right here.

You’ll find Waterville car insurance rates, the cheapest Waterville, WA car insurance companies, and information on Washington car insurance laws. You can also compare Waterville, Washington car insurance rates to Renton car insurance rates, Everett car insurance rates, and Bellevue car insurance rates.

Ready to find affordable Waterville, WA car insurance today? Enter your ZIP code for fast, free Waterville car insurance quotes.

Cheapest Waterville, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waterville, WA car insurance rates? Every Waterville, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waterville, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,911 $1,778 $1,862 $6,550 $7,568 $2,053 $2,137
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,834 $1,879 $1,681 $1,882 $4,096 $4,378 $2,305 $2,430
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,637 $1,802 $1,475 $1,718 $8,654 $9,635 $1,789 $1,974
Nationwide $1,199 $1,227 $1,113 $1,160 $3,116 $3,821 $1,414 $1,531
Progressive $1,347 $1,262 $1,205 $1,222 $6,647 $7,457 $1,617 $1,622
State Farm $1,294 $1,294 $1,160 $1,160 $3,704 $4,696 $1,469 $1,692
USAA $1,081 $1,067 $1,038 $1,040 $4,595 $5,445 $1,365 $1,495

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Waterville, WA

Every driver must carry the minimum car insurance in Waterville, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Waterville, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Waterville, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waterville, WA. Compare credit history car insurance rates in Waterville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waterville, Washington

Insurance Company Poor Fair Good
Allstate $4,010 $3,045 $2,615
American Family $4,058 $3,308 $2,937
Farmers $3,149 $2,346 $2,187
GEICO $2,906 $2,325 $2,093
Liberty Mutual $5,137 $3,145 $2,474
Nationwide $2,161 $1,710 $1,597
Progressive $3,093 $2,747 $2,552
State Farm $2,993 $1,792 $1,391
USAA $2,703 $1,980 $1,740

Cheapest Waterville, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waterville, WA to rates for a clean record with top companies.

Annual Waterville, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,724 $3,390 $3,743 $3,037
American Family $2,762 $3,522 $4,079 $3,375
Farmers $2,119 $2,626 $2,872 $2,625
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $3,069 $3,836 $3,938 $3,499
Nationwide $1,419 $1,917 $2,405 $1,550
Progressive $2,272 $3,523 $2,654 $2,741
State Farm $1,875 $2,243 $2,059 $2,059
USAA $1,578 $2,280 $2,843 $1,863

Cheapest Waterville, WA Car Insurance for Teen Drivers

Teen car insurance in Waterville, WA can be expensive. Take a look at rates from the top car insurance companies in Waterville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waterville, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,550 $7,568
American Family $6,852 $9,417
Farmers $4,096 $4,378
GEICO $3,495 $4,635
Liberty Mutual $8,654 $9,635
Nationwide $3,116 $3,821
Progressive $6,647 $7,457
State Farm $3,704 $4,696
USAA $4,595 $5,445

Cheapest Waterville, WA Car Insurance for Seniors

Take a look at Waterville, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waterville, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,778 $1,862
American Family $1,653 $1,653
Farmers $1,681 $1,882
GEICO $1,586 $1,586
Liberty Mutual $1,475 $1,718
Nationwide $1,113 $1,160
Progressive $1,205 $1,222
State Farm $1,160 $1,160
USAA $1,038 $1,040

Cheapest Waterville, WA Car Insurance Rates After a DUI

A DUI in Waterville, WA increases car insurance rates. Compare Waterville, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waterville, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,743
American Family $4,079
Farmers $2,872
GEICO $3,618
Liberty Mutual $3,938
Nationwide $2,405
Progressive $2,654
State Farm $2,059
USAA $2,843

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Waterville, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waterville, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waterville, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,223 $3,223
American Family $3,363 $3,506
Farmers $2,561 $2,561
GEICO $2,411 $2,471
Liberty Mutual $3,586 $3,586
Nationwide $1,823 $1,823
Progressive $2,798 $2,798
State Farm $2,002 $2,115
USAA $2,120 $2,162

The Best Cheap Car Insurance Companies in Waterville, WA

Take a look at a side-by-side comparison of the top car insurance companies in Waterville, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waterville, Washington

Insurance Company Average Annual Rates
Allstate $3,223
American Family $3,434
Farmers $2,561
GEICO $2,441
Liberty Mutual $3,586
Nationwide $1,823
Progressive $2,798
State Farm $2,059
USAA $2,141

Category Winners: Cheapest Car Insurance in Waterville, Washington

Find the cheapest car insurance companies in Waterville, WA for each category right here.

Best Annual Car Insurance Rates by Company in Waterville, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Waterville, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waterville car insurance rates. Find the cheapest Waterville, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waterville, Washington

Insurance Company Low Medium High
Allstate $3,042 $3,213 $3,415
American Family $3,267 $3,430 $3,606
Farmers $2,407 $2,563 $2,712
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,404 $3,589 $3,763
Nationwide $1,735 $1,822 $1,911
Progressive $2,581 $2,739 $3,073
State Farm $1,932 $2,067 $2,177
USAA $2,009 $2,139 $2,274

What affects car insurance rates in Waterville, Washington?

What factors can have an impact on Waterville, WA car insurance? There are several reasons why Waterville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waterville, Washington.

Commute Time in Waterville

The more time you spend in your car the higher the risk of an accident. The average commute length in Waterville, WA is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Waterville, WA

Ready to find affordable Waterville, Washington car insurance today? Enter your ZIP code for fast, free Waterville, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption