Compare Wathena, KS Car Insurance Rates (2021)

Car insurance in Wathena, KS averages $278 a month. Wathena, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wathena car insurance rates, compare quotes from the top car insurance companies in Wathena, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wathena for teen drivers is American Family
  • The cheapest car insurance company in Wathena is American Family
  • Average car insurance rates in Wathena, KS are $3,330/year

If you need to buy Wathena, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Wathena, KS is right here.

You’ll find Wathena car insurance rates, the cheapest Wathena, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Wathena, Kansas car insurance rates to Olathe car insurance rates, Topeka car insurance rates, and Wichita car insurance rates.

Ready to find affordable Wathena, KS car insurance today? Enter your ZIP code for fast, free Wathena car insurance quotes.

Cheapest Wathena, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wathena, KS car insurance rates? Every Wathena, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wathena, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,629 $2,613 $2,347 $2,451 $7,252 $7,521 $2,969 $3,129
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,201 $2,377 $2,109 $2,352 $10,313 $11,512 $2,397 $2,592
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,374 $2,260 $1,916 $1,999 $8,840 $9,976 $2,810 $3,017
State Farm $1,802 $1,802 $1,590 $1,590 $4,962 $6,308 $2,029 $2,299
Travelers $1,990 $2,025 $1,942 $1,966 $8,038 $12,532 $2,037 $2,400
USAA $1,360 $1,387 $1,247 $1,258 $4,665 $4,899 $1,798 $1,879

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Minimum Car Insurance in Wathena, KS

Every driver must carry the minimum car insurance in Wathena, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Wathena, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wathena, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wathena, KS. Compare credit history car insurance rates in Wathena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wathena, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,896 $2,050 $1,709
Farmers $4,539 $3,628 $3,424
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,482 $4,482 $4,482
Nationwide $2,650 $2,346 $2,185
Progressive $4,751 $3,999 $3,697
State Farm $4,074 $2,434 $1,885
Travelers $4,757 $3,872 $3,719
USAA $3,158 $2,072 $1,704

Cheapest Wathena, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wathena, KS to rates for a clean record with top companies.

Annual Wathena, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,255 $4,192 $4,085 $3,923
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,370 $5,089 $4,997 $4,470
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $3,831 $4,486 $4,004 $4,275
State Farm $2,585 $3,010 $2,798 $2,798
Travelers $2,999 $3,912 $5,397 $4,158
USAA $1,690 $2,281 $3,339 $1,937

Cheapest Wathena, KS Car Insurance for Teen Drivers

Teen car insurance in Wathena, KS can be expensive. Take a look at rates from the top car insurance companies in Wathena for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wathena, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,368 $4,042
Farmers $7,252 $7,521
GEICO $4,439 $5,960
Liberty Mutual $10,313 $11,512
Nationwide $3,678 $4,498
Progressive $8,840 $9,976
State Farm $4,962 $6,308
Travelers $8,038 $12,532
USAA $4,665 $4,899

Cheapest Wathena, KS Car Insurance for Seniors

Take a look at Wathena, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wathena, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,574 $1,574
Farmers $2,347 $2,451
GEICO $2,443 $2,273
Liberty Mutual $2,109 $2,352
Nationwide $1,555 $1,672
Progressive $1,916 $1,999
State Farm $1,590 $1,590
Travelers $1,942 $1,966
USAA $1,247 $1,258

Cheapest Wathena, KS Car Insurance Rates After a DUI

A DUI in Wathena, KS increases car insurance rates. Compare Wathena, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wathena, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,181
Farmers $4,085
GEICO $4,922
Liberty Mutual $4,997
Nationwide $3,625
Progressive $4,004
State Farm $2,798
Travelers $5,397
USAA $3,339

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Cheapest Wathena, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wathena, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wathena, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,190 $2,247
Farmers $3,864 $3,864
GEICO $3,027 $3,159
Liberty Mutual $4,482 $4,482
Nationwide $2,394 $2,394
Progressive $4,149 $4,149
State Farm $2,727 $2,868
Travelers $4,116 $4,116
USAA $2,245 $2,378

The Best Cheap Car Insurance Companies in Wathena, KS

Take a look at a side-by-side comparison of the top car insurance companies in Wathena, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wathena, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,218
Farmers $3,864
GEICO $3,093
Liberty Mutual $4,482
Nationwide $2,394
Progressive $4,149
State Farm $2,798
Travelers $4,116
USAA $2,312

Category Winners: Cheapest Car Insurance in Wathena, Kansas

Find the cheapest car insurance companies in Wathena, KS for each category right here.

Best Annual Car Insurance Rates by Company in Wathena, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Wathena, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wathena car insurance rates. Find the cheapest Wathena, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wathena, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,241 $2,330 $2,084
Farmers $3,707 $3,842 $4,043
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,374 $4,471 $4,600
Nationwide $2,514 $2,367 $2,300
Progressive $3,923 $4,116 $4,408
State Farm $2,688 $2,806 $2,899
Travelers $3,905 $4,122 $4,322
USAA $2,240 $2,306 $2,388

What affects car insurance rates in Wathena, Kansas?

What factors can have an impact on Wathena, KS car insurance? There are several reasons why Wathena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wathena, Kansas.

Commute Time in Wathena

The more time you spend in your car the higher the risk of an accident. The average commute length in Wathena, KS is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Wathena, KS

Ready to find affordable Wathena, Kansas car insurance today? Enter your ZIP code for fast, free Wathena, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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