Compare Watonga, OK Car Insurance Rates (2021)

Car insurance in Watonga, OK averages $320 a month. Watonga, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Watonga car insurance rates, compare quotes from the top car insurance companies in Watonga, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Watonga, OK are $3,835/year
  • Average car insurance rates in Watonga, OK after a DUI are $4,364/year
  • The cheapest car insurance company in Watonga for teen drivers is State Farm

If you need to buy Watonga, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Watonga, OK is right here.

You’ll find Watonga car insurance rates, the cheapest Watonga, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Watonga, Oklahoma car insurance rates to Enid car insurance rates, Lawton car insurance rates, and Edmond car insurance rates.

Ready to find affordable Watonga, OK car insurance today? Enter your ZIP code for fast, free Watonga car insurance quotes.

Cheapest Watonga, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Watonga, OK car insurance rates? Every Watonga, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Watonga, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,366 $2,157 $2,269 $7,239 $8,484 $2,550 $2,695
Farmers $2,226 $2,214 $2,005 $2,110 $8,190 $8,400 $2,522 $2,648
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,448 $4,698 $3,909 $4,252 $12,131 $13,310 $4,628 $4,797
Progressive $2,153 $2,058 $1,774 $1,867 $8,393 $9,421 $2,526 $2,654
State Farm $1,819 $1,819 $1,591 $1,591 $4,364 $5,524 $1,902 $2,128
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

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Minimum Car Insurance in Watonga, OK

Every driver must carry the minimum car insurance in Watonga, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Watonga, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Watonga, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Watonga, OK. Compare credit history car insurance rates in Watonga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Watonga, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,655 $3,526 $3,111
Farmers $4,366 $3,588 $3,414
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,374 $5,710 $4,481
Progressive $4,389 $3,722 $3,456
State Farm $3,601 $2,312 $1,864
USAA $4,656 $2,632 $2,092

Cheapest Watonga, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Watonga, OK to rates for a clean record with top companies.

Annual Watonga, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,237 $3,803 $4,377 $3,639
Farmers $3,205 $4,101 $4,002 $3,850
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,399 $7,336 $8,303 $6,050
Progressive $3,009 $5,564 $3,318 $3,531
State Farm $2,423 $2,762 $2,592 $2,592
USAA $2,309 $3,301 $4,058 $2,839

Cheapest Watonga, OK Car Insurance for Teen Drivers

Teen car insurance in Watonga, OK can be expensive. Take a look at rates from the top car insurance companies in Watonga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Watonga, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $8,484
Farmers $8,190 $8,400
GEICO $6,078 $6,489
Liberty Mutual $12,131 $13,310
Progressive $8,393 $9,421
State Farm $4,364 $5,524
USAA $5,951 $6,668

Cheapest Watonga, OK Car Insurance for Seniors

Take a look at Watonga, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Watonga, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,269
Farmers $2,005 $2,110
GEICO $2,260 $2,500
Liberty Mutual $3,909 $4,252
Progressive $1,774 $1,867
State Farm $1,591 $1,591
USAA $1,775 $1,807

Cheapest Watonga, OK Car Insurance Rates After a DUI

A DUI in Watonga, OK increases car insurance rates. Compare Watonga, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Watonga, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,377
Farmers $4,002
GEICO $3,899
Liberty Mutual $8,303
Progressive $3,318
State Farm $2,592
USAA $4,058

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Cheapest Watonga, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Watonga, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Watonga, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,764 $3,764
Farmers $3,789 $3,789
GEICO $3,136 $3,262
Liberty Mutual $6,522 $6,522
Progressive $3,855 $3,855
State Farm $2,548 $2,637
USAA $3,089 $3,164

The Best Cheap Car Insurance Companies in Watonga, OK

Take a look at a side-by-side comparison of the top car insurance companies in Watonga, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Watonga, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,764
Farmers $3,789
GEICO $3,199
Liberty Mutual $6,522
Progressive $3,855
State Farm $2,592
USAA $3,127

Category Winners: Cheapest Car Insurance in Watonga, Oklahoma

Find the cheapest car insurance companies in Watonga, OK for each category right here.

Best Annual Car Insurance Rates by Company in Watonga, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Watonga, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Watonga car insurance rates. Find the cheapest Watonga, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Watonga, Oklahoma

Insurance Company Low Medium High
Allstate $3,533 $3,749 $4,009
Farmers $3,639 $3,751 $3,978
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,202 $6,499 $6,865
Progressive $3,597 $3,833 $4,136
State Farm $2,444 $2,572 $2,760
USAA $3,023 $3,119 $3,238

What affects car insurance rates in Watonga, Oklahoma?

What factors can have an impact on Watonga, OK car insurance? There are several reasons why Watonga car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Watonga, Oklahoma.

Commute Time in Watonga

The more time you spend in your car the higher the risk of an accident. The average commute length in Watonga, OK is 34.6 minutes according to City-Data.

Compare Car Insurance Quotes in Watonga, OK

Ready to find affordable Watonga, Oklahoma car insurance today? Enter your ZIP code for fast, free Watonga, OK car insurance quotes.

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