Compare Watson, AL Car Insurance Rates (2021)

Car insurance in Watson, AL averages $337 a month. Watson, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Watson car insurance rates, compare quotes from the top car insurance companies in Watson, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Watson for teen drivers is USAA
  • The cheapest car insurance company in Watson is USAA
  • Average car insurance rates in Watson, AL after a DUI are $4,594/year

If you need to buy Watson, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Watson, AL is right here.

You’ll find Watson car insurance rates, the cheapest Watson, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Watson, Alabama car insurance rates to Decatur car insurance rates, Montgomery car insurance rates, and Madison car insurance rates.

Ready to find affordable Watson, AL car insurance today? Enter your ZIP code for fast, free Watson car insurance quotes.

Cheapest Watson, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Watson, AL car insurance rates? Every Watson, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Watson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,004 $1,913 $1,949 $7,520 $8,081 $2,349 $2,397
Farmers $2,724 $2,700 $2,432 $2,587 $10,701 $11,004 $3,105 $3,227
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,226 $3,482 $2,637 $2,948 $12,074 $13,422 $3,436 $3,659
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,757 $2,571 $2,261 $2,429 $11,509 $12,806 $3,220 $3,408
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,367 $1,386 $1,292 $1,287 $7,515 $11,857 $1,297 $1,463
USAA $1,318 $1,336 $1,230 $1,202 $3,951 $4,378 $1,717 $1,850

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Minimum Car Insurance in Watson, AL

Every driver must carry the minimum car insurance in Watson, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Watson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Watson, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Watson, AL. Compare credit history car insurance rates in Watson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Watson, Alabama

Insurance Company Poor Fair Good
Allstate $4,363 $3,442 $2,816
Farmers $5,391 $4,642 $4,397
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,028 $4,935 $3,869
Nationwide $3,458 $2,696 $2,438
Progressive $5,765 $4,958 $4,637
State Farm $9,157 $4,630 $3,142
Travelers $3,738 $3,249 $3,312
USAA $2,854 $1,857 $1,657

Cheapest Watson, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Watson, AL to rates for a clean record with top companies.

Annual Watson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,996 $3,544 $4,224 $3,397
Farmers $4,039 $5,239 $5,111 $4,851
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,394 $6,136 $5,985 $5,927
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,622 $5,829 $4,962 $5,067
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $2,860 $2,999 $4,401 $3,472
USAA $1,632 $2,051 $3,043 $1,765

Cheapest Watson, AL Car Insurance for Teen Drivers

Teen car insurance in Watson, AL can be expensive. Take a look at rates from the top car insurance companies in Watson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Watson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,520 $8,081
Farmers $10,701 $11,004
GEICO $6,182 $6,096
Liberty Mutual $12,074 $13,422
Nationwide $4,989 $6,415
Progressive $11,509 $12,806
State Farm $10,624 $13,270
Travelers $7,515 $11,857
USAA $3,951 $4,378

Cheapest Watson, AL Car Insurance for Seniors

Take a look at Watson, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Watson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,949
Farmers $2,432 $2,587
GEICO $2,178 $2,261
Liberty Mutual $2,637 $2,948
Nationwide $1,686 $1,743
Progressive $2,261 $2,429
State Farm $3,089 $3,089
Travelers $1,292 $1,287
USAA $1,230 $1,202

Cheapest Watson, AL Car Insurance Rates After a DUI

A DUI in Watson, AL increases car insurance rates. Compare Watson, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Watson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,224
Farmers $5,111
GEICO $4,396
Liberty Mutual $5,985
Nationwide $3,650
Progressive $4,962
State Farm $5,579
Travelers $4,401
USAA $3,043

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Cheapest Watson, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Watson, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Watson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,810 $4,810
GEICO $3,191 $3,305
Liberty Mutual $5,611 $5,611
Nationwide $2,864 $2,864
Progressive $5,120 $5,120
State Farm $5,506 $5,780
Travelers $3,433 $3,433
USAA $2,026 $2,220

The Best Cheap Car Insurance Companies in Watson, AL

Take a look at a side-by-side comparison of the top car insurance companies in Watson, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Watson, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,810
GEICO $3,248
Liberty Mutual $5,611
Nationwide $2,864
Progressive $5,120
State Farm $5,643
Travelers $3,433
USAA $2,123

Category Winners: Cheapest Car Insurance in Watson, Alabama

Find the cheapest car insurance companies in Watson, AL for each category right here.

Best Annual Car Insurance Rates by Company in Watson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Watson, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Watson car insurance rates. Find the cheapest Watson, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Watson, Alabama

Insurance Company Low Medium High
Allstate $3,410 $3,535 $3,676
Farmers $4,537 $4,746 $5,147
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,363 $5,585 $5,884
Nationwide $2,858 $2,838 $2,897
Progressive $4,593 $5,089 $5,679
State Farm $5,324 $5,637 $5,967
Travelers $3,253 $3,500 $3,545
USAA $2,049 $2,112 $2,208

What affects car insurance rates in Watson, Alabama?

What factors can have an impact on Watson, AL car insurance? There are several reasons why Watson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Watson, Alabama.

Traffic in Watson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Watson, AL traffic data from INRIX ranks Watson as the 704th-most congested in the world.

Compare Car Insurance Quotes in Watson, AL

Ready to find affordable Watson, Alabama car insurance today? Enter your ZIP code for fast, free Watson, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State