Compare Watson, LA Car Insurance Rates (2021)

Car insurance in Watson, LA averages $545 a month. Watson, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Watson car insurance rates, compare quotes from the top car insurance companies in Watson, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Watson, LA are $6,540/year
  • The cheapest car insurance company in Watson is State Farm
  • Average car insurance rates in Watson, LA after a DUI are $7,545/year

If you need to buy Watson, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Watson, LA is right here.

You’ll find Watson car insurance rates, the cheapest Watson, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Watson, Louisiana car insurance rates to Monroe car insurance rates, Shreveport car insurance rates, and Kenner car insurance rates.

Ready to find affordable Watson, LA car insurance today? Enter your ZIP code for fast, free Watson car insurance quotes.

Cheapest Watson, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Watson, LA car insurance rates? Every Watson, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Watson, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,879 $4,483 $4,686 $5,753 $14,530 $15,259 $3,737 $3,586
Progressive $4,978 $4,617 $4,176 $4,542 $19,947 $22,124 $5,640 $5,681
State Farm $3,034 $3,034 $2,794 $2,794 $9,042 $11,332 $3,386 $3,801
USAA $3,114 $3,060 $3,053 $3,020 $9,284 $10,856 $3,801 $4,149

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Minimum Car Insurance in Watson, LA

Every driver must carry the minimum car insurance in Watson, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Watson, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Watson, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Watson, LA. Compare credit history car insurance rates in Watson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Watson, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,317 $7,215 $5,435
Progressive $10,109 $8,690 $8,090
State Farm $6,795 $4,376 $3,536
USAA $6,963 $4,449 $3,715

Cheapest Watson, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Watson, LA to rates for a clean record with top companies.

Annual Watson, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,726 $7,667 $9,502 $6,062
Progressive $7,457 $10,039 $9,632 $8,724
State Farm $4,488 $5,316 $4,902 $4,902
USAA $3,850 $5,347 $6,371 $4,601

Cheapest Watson, LA Car Insurance for Teen Drivers

Teen car insurance in Watson, LA can be expensive. Take a look at rates from the top car insurance companies in Watson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Watson, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,530 $15,259
Progressive $19,947 $22,124
State Farm $9,042 $11,332
USAA $9,284 $10,856

Cheapest Watson, LA Car Insurance for Seniors

Take a look at Watson, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Watson, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,686 $5,753
Progressive $4,176 $4,542
State Farm $2,794 $2,794
USAA $3,053 $3,020

Cheapest Watson, LA Car Insurance Rates After a DUI

A DUI in Watson, LA increases car insurance rates. Compare Watson, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Watson, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $9,502
Progressive $9,632
State Farm $4,902
USAA $6,371

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Cheapest Watson, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Watson, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Watson, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,856 $7,123
Progressive $8,963 $8,963
State Farm $4,776 $5,028
USAA $4,885 $5,199

The Best Cheap Car Insurance Companies in Watson, LA

Take a look at a side-by-side comparison of the top car insurance companies in Watson, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Watson, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,989
Progressive $8,963
State Farm $4,902
USAA $5,042

Category Winners: Cheapest Car Insurance in Watson, Louisiana

Find the cheapest car insurance companies in Watson, LA for each category right here.

Best Annual Car Insurance Rates by Company in Watson, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Watson, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Watson car insurance rates. Find the cheapest Watson, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Watson, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,716 $7,017 $8,235
Progressive $7,231 $8,875 $10,783
State Farm $4,228 $4,890 $5,589
USAA $4,356 $5,123 $5,647

What affects car insurance rates in Watson, Louisiana?

What factors can have an impact on Watson, LA car insurance? There are several reasons why Watson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Watson, Louisiana.

Commute Time in Watson

The more time you spend in your car the higher the risk of an accident. The average commute length in Watson, LA is 36.7 minutes according to City-Data.

Traffic in Watson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Watson, LA traffic data from INRIX ranks Watson as the 704th-most congested in the world.

Compare Car Insurance Quotes in Watson, LA

Ready to find affordable Watson, Louisiana car insurance today? Enter your ZIP code for fast, free Watson, LA car insurance quotes.

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