Compare Waucoma, IA Car Insurance Rates (2021)

Car insurance in Waucoma, IA averages $248 a month. Waucoma, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Waucoma car insurance rates, compare quotes from the top car insurance companies in Waucoma, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waucoma, IA after a DUI are $3,585/year
  • The cheapest car insurance company in Waucoma for teen drivers is USAA
  • The cheapest car insurance company in Waucoma is USAA

If you need to buy Waucoma, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Waucoma, IA is right here.

You’ll find Waucoma car insurance rates, the cheapest Waucoma, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Waucoma, Iowa car insurance rates to Davenport car insurance rates, Ankeny car insurance rates, and Ames car insurance rates.

Ready to find affordable Waucoma, IA car insurance today? Enter your ZIP code for fast, free Waucoma car insurance quotes.

Cheapest Waucoma, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waucoma, IA car insurance rates? Every Waucoma, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waucoma, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,739 $1,687 $1,432 $1,483 $4,057 $4,590 $2,093 $2,260
State Farm $1,451 $1,451 $1,261 $1,261 $3,736 $4,757 $1,626 $1,846
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Waucoma, IA

Every driver must carry the minimum car insurance in Waucoma, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Waucoma, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Waucoma, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waucoma, IA. Compare credit history car insurance rates in Waucoma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waucoma, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,950 $2,903 $2,439
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,874 $2,302 $2,077
State Farm $3,095 $1,915 $1,511
Travelers $6,151 $5,240 $4,988
USAA $2,419 $1,660 $1,437

Cheapest Waucoma, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waucoma, IA to rates for a clean record with top companies.

Annual Waucoma, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $1,950 $3,164 $2,113 $2,443
State Farm $2,025 $2,323 $2,174 $2,174
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Waucoma, IA Car Insurance for Teen Drivers

Teen car insurance in Waucoma, IA can be expensive. Take a look at rates from the top car insurance companies in Waucoma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waucoma, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,322 $7,474
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,057 $4,590
State Farm $3,736 $4,757
Travelers $10,824 $17,213
USAA $3,305 $3,514

Cheapest Waucoma, IA Car Insurance for Seniors

Take a look at Waucoma, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waucoma, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,787 $1,787
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,432 $1,483
State Farm $1,261 $1,261
Travelers $2,418 $2,428
USAA $1,130 $1,155

Cheapest Waucoma, IA Car Insurance Rates After a DUI

A DUI in Waucoma, IA increases car insurance rates. Compare Waucoma, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waucoma, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,251
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,113
State Farm $2,174
Travelers $7,086
USAA $2,451

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Cheapest Waucoma, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waucoma, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waucoma, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,061 $3,133
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,418 $2,418
State Farm $2,122 $2,225
Travelers $5,459 $5,459
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Waucoma, IA

Take a look at a side-by-side comparison of the top car insurance companies in Waucoma, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waucoma, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,097
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,418
State Farm $2,174
Travelers $5,459
USAA $1,838

Category Winners: Cheapest Car Insurance in Waucoma, Iowa

Find the cheapest car insurance companies in Waucoma, IA for each category right here.

Best Annual Car Insurance Rates by Company in Waucoma, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Waucoma, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waucoma car insurance rates. Find the cheapest Waucoma, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waucoma, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,116 $3,269 $2,906
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,289 $2,424 $2,540
State Farm $2,085 $2,183 $2,253
Travelers $5,164 $5,540 $5,674
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Waucoma, Iowa?

What factors can have an impact on Waucoma, IA car insurance? There are several reasons why Waucoma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waucoma, Iowa.

Commute Time in Waucoma

The more time you spend in your car the higher the risk of an accident. The average commute length in Waucoma, IA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Waucoma, IA

Ready to find affordable Waucoma, Iowa car insurance today? Enter your ZIP code for fast, free Waucoma, IA car insurance quotes.

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