Compare Waukesha, WI Car Insurance Rates (2021)

Car insurance in Waukesha, WI averages $231 a month. Waukesha, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Waukesha car insurance rates, compare quotes from the top car insurance companies in Waukesha, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waukesha for teen drivers is American Family
  • Average car insurance rates in Waukesha, WI after a DUI are $3,075/year
  • The cheapest car insurance company in Waukesha is American Family

If you need to buy Waukesha, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Waukesha, WI is right here.

You’ll find Waukesha car insurance rates, the cheapest Waukesha, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Waukesha, Wisconsin car insurance rates to Kenosha car insurance rates, Milwaukee car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Waukesha, WI car insurance today? Enter your ZIP code for fast, free Waukesha car insurance quotes.

Cheapest Waukesha, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waukesha, WI car insurance rates? Every Waukesha, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waukesha, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,182 $2,281 $2,039 $2,246 $7,693 $9,877 $2,183 $2,360
American Family $862 $896 $841 $840 $2,933 $3,202 $1,033 $1,096
Farmers $1,817 $1,811 $1,604 $1,709 $9,054 $9,371 $2,070 $2,153
GEICO $1,190 $1,337 $1,286 $1,524 $4,162 $4,471 $1,095 $1,106
Liberty Mutual $1,587 $1,729 $1,281 $1,454 $5,627 $6,311 $1,685 $1,821
Nationwide $2,945 $3,078 $2,474 $2,591 $6,458 $10,005 $3,615 $4,193
Progressive $1,488 $1,392 $1,222 $1,288 $6,100 $6,844 $1,777 $1,923
State Farm $1,310 $1,310 $1,186 $1,186 $4,046 $5,083 $1,485 $1,708
USAA $1,205 $1,194 $1,105 $1,110 $3,189 $3,667 $1,550 $1,685

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Minimum Car Insurance in Waukesha, WI

Every driver must carry the minimum car insurance in Waukesha, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Waukesha, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Waukesha, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waukesha, WI. Compare credit history car insurance rates in Waukesha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waukesha, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,058 $3,483 $3,032
American Family $1,962 $1,290 $1,137
Farmers $4,166 $3,544 $3,386
GEICO $2,652 $1,892 $1,520
Liberty Mutual $3,867 $2,347 $1,846
Nationwide $4,968 $4,146 $4,146
Progressive $3,100 $2,669 $2,494
State Farm $3,229 $1,853 $1,411
USAA $2,805 $1,503 $1,207

Cheapest Waukesha, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waukesha, WI to rates for a clean record with top companies.

Annual Waukesha, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,111 $4,326 $4,075 $3,918
American Family $1,400 $1,484 $1,484 $1,484
Farmers $3,218 $4,085 $3,856 $3,634
GEICO $1,371 $2,267 $2,690 $1,759
Liberty Mutual $2,048 $2,931 $3,028 $2,740
Nationwide $3,738 $4,323 $5,296 $4,323
Progressive $2,513 $3,076 $2,619 $2,808
State Farm $1,971 $2,358 $2,164 $2,164
USAA $1,435 $1,820 $2,459 $1,639

Cheapest Waukesha, WI Car Insurance for Teen Drivers

Teen car insurance in Waukesha, WI can be expensive. Take a look at rates from the top car insurance companies in Waukesha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waukesha, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $9,877
American Family $2,933 $3,202
Farmers $9,054 $9,371
GEICO $4,162 $4,471
Liberty Mutual $5,627 $6,311
Nationwide $6,458 $10,005
Progressive $6,100 $6,844
State Farm $4,046 $5,083
USAA $3,189 $3,667

Cheapest Waukesha, WI Car Insurance for Seniors

Take a look at Waukesha, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waukesha, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,246
American Family $841 $840
Farmers $1,604 $1,709
GEICO $1,286 $1,524
Liberty Mutual $1,281 $1,454
Nationwide $2,474 $2,591
Progressive $1,222 $1,288
State Farm $1,186 $1,186
USAA $1,105 $1,110

Cheapest Waukesha, WI Car Insurance Rates After a DUI

A DUI in Waukesha, WI increases car insurance rates. Compare Waukesha, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waukesha, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,075
American Family $1,484
Farmers $3,856
GEICO $2,690
Liberty Mutual $3,028
Nationwide $5,296
Progressive $2,619
State Farm $2,164
USAA $2,459

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Cheapest Waukesha, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waukesha, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waukesha, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,765 $3,951
American Family $1,438 $1,488
Farmers $3,698 $3,698
GEICO $1,985 $2,058
Liberty Mutual $2,687 $2,687
Nationwide $4,420 $4,420
Progressive $2,754 $2,754
State Farm $2,110 $2,219
USAA $1,815 $1,862

The Best Cheap Car Insurance Companies in Waukesha, WI

Take a look at a side-by-side comparison of the top car insurance companies in Waukesha, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waukesha, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,858
American Family $1,463
Farmers $3,698
GEICO $2,022
Liberty Mutual $2,687
Nationwide $4,420
Progressive $2,754
State Farm $2,164
USAA $1,838

Category Winners: Cheapest Car Insurance in Waukesha, Wisconsin

Find the cheapest car insurance companies in Waukesha, WI for each category right here.

Best Annual Car Insurance Rates by Company in Waukesha, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Waukesha, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waukesha car insurance rates. Find the cheapest Waukesha, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waukesha, Wisconsin

Insurance Company Low Medium High
Allstate $3,668 $3,847 $4,058
American Family $1,434 $1,478 $1,477
Farmers $3,377 $3,670 $4,049
GEICO $1,835 $2,021 $2,209
Liberty Mutual $2,460 $2,710 $2,891
Nationwide $4,247 $4,420 $4,593
Progressive $2,534 $2,783 $2,945
State Farm $2,021 $2,173 $2,299
USAA $1,760 $1,840 $1,915

What affects car insurance rates in Waukesha, Wisconsin?

What factors can have an impact on Waukesha, WI car insurance? There are several reasons why Waukesha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waukesha, Wisconsin.

Car Theft in Waukesha

High levels of vehicle theft can make car insurance more expensive. Waukesha, WI car theft statistics from the FBI indicate 49 vehicle thefts a year.

Commute Time in Waukesha

The more time you spend in your car the higher the risk of an accident. The average commute length in Waukesha, WI is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Waukesha, WI

Ready to find affordable Waukesha, Wisconsin car insurance today? Enter your ZIP code for fast, free Waukesha, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State