Compare Waunakee, WI Car Insurance Rates (2021)

Car insurance in Waunakee, WI averages $225 a month. Waunakee, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Waunakee car insurance rates, compare quotes from the top car insurance companies in Waunakee, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waunakee is American Family
  • Average car insurance rates in Waunakee, WI after a DUI are $2,995/year
  • The cheapest car insurance company in Waunakee for teen drivers is American Family

If you need to buy Waunakee, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Waunakee, WI is right here.

You’ll find Waunakee car insurance rates, the cheapest Waunakee, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Waunakee, Wisconsin car insurance rates to Appleton car insurance rates, Kenosha car insurance rates, and La Crosse car insurance rates.

Ready to find affordable Waunakee, WI car insurance today? Enter your ZIP code for fast, free Waunakee car insurance quotes.

Cheapest Waunakee, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waunakee, WI car insurance rates? Every Waunakee, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waunakee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,232 $2,352 $2,061 $2,275 $7,288 $9,318 $2,264 $2,460
American Family $822 $854 $797 $797 $2,651 $2,895 $978 $1,036
Farmers $1,816 $1,813 $1,605 $1,704 $8,866 $9,192 $2,067 $2,158
GEICO $1,037 $1,157 $1,099 $1,280 $3,603 $3,884 $958 $976
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $2,970 $3,107 $2,484 $2,605 $6,405 $9,897 $3,637 $4,241
Progressive $1,567 $1,472 $1,289 $1,350 $6,374 $7,160 $1,883 $2,050
State Farm $1,173 $1,173 $1,060 $1,060 $3,607 $4,527 $1,328 $1,532
USAA $1,254 $1,246 $1,144 $1,155 $3,262 $3,765 $1,619 $1,767

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Minimum Car Insurance in Waunakee, WI

Every driver must carry the minimum car insurance in Waunakee, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Waunakee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Waunakee, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waunakee, WI. Compare credit history car insurance rates in Waunakee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waunakee, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,957 $3,418 $2,969
American Family $1,815 $1,193 $1,053
Farmers $4,117 $3,498 $3,343
GEICO $2,290 $1,638 $1,319
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $4,967 $4,144 $4,144
Progressive $3,262 $2,801 $2,617
State Farm $2,882 $1,655 $1,261
USAA $2,916 $1,549 $1,239

Cheapest Waunakee, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waunakee, WI to rates for a clean record with top companies.

Annual Waunakee, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,241 $3,966 $3,834
American Family $1,297 $1,373 $1,373 $1,373
Farmers $3,180 $4,028 $3,808 $3,595
GEICO $1,193 $1,965 $2,307 $1,531
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,736 $4,321 $5,295 $4,321
Progressive $2,642 $3,229 $2,749 $2,954
State Farm $1,760 $2,105 $1,932 $1,932
USAA $1,487 $1,880 $2,539 $1,700

Cheapest Waunakee, WI Car Insurance for Teen Drivers

Teen car insurance in Waunakee, WI can be expensive. Take a look at rates from the top car insurance companies in Waunakee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waunakee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,318
American Family $2,651 $2,895
Farmers $8,866 $9,192
GEICO $3,603 $3,884
Liberty Mutual $5,632 $6,300
Nationwide $6,405 $9,897
Progressive $6,374 $7,160
State Farm $3,607 $4,527
USAA $3,262 $3,765

Cheapest Waunakee, WI Car Insurance for Seniors

Take a look at Waunakee, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waunakee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,275
American Family $797 $797
Farmers $1,605 $1,704
GEICO $1,099 $1,280
Liberty Mutual $1,243 $1,404
Nationwide $2,484 $2,605
Progressive $1,289 $1,350
State Farm $1,060 $1,060
USAA $1,144 $1,155

Cheapest Waunakee, WI Car Insurance Rates After a DUI

A DUI in Waunakee, WI increases car insurance rates. Compare Waunakee, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waunakee, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,966
American Family $1,373
Farmers $3,808
GEICO $2,307
Liberty Mutual $2,986
Nationwide $5,295
Progressive $2,749
State Farm $1,932
USAA $2,539

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Cheapest Waunakee, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waunakee, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waunakee, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,690 $3,872
American Family $1,331 $1,377
Farmers $3,653 $3,653
GEICO $1,719 $1,779
Liberty Mutual $2,650 $2,650
Nationwide $4,418 $4,418
Progressive $2,893 $2,893
State Farm $1,885 $1,980
USAA $1,877 $1,926

The Best Cheap Car Insurance Companies in Waunakee, WI

Take a look at a side-by-side comparison of the top car insurance companies in Waunakee, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waunakee, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,781
American Family $1,354
Farmers $3,653
GEICO $1,749
Liberty Mutual $2,650
Nationwide $4,418
Progressive $2,893
State Farm $1,932
USAA $1,901

Category Winners: Cheapest Car Insurance in Waunakee, Wisconsin

Find the cheapest car insurance companies in Waunakee, WI for each category right here.

Best Annual Car Insurance Rates by Company in Waunakee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Waunakee, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waunakee car insurance rates. Find the cheapest Waunakee, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waunakee, Wisconsin

Insurance Company Low Medium High
Allstate $3,646 $3,773 $3,925
American Family $1,331 $1,367 $1,363
Farmers $3,349 $3,626 $3,982
GEICO $1,627 $1,754 $1,867
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,266 $4,420 $4,569
Progressive $2,703 $2,923 $3,054
State Farm $1,810 $1,939 $2,047
USAA $1,828 $1,904 $1,972

What affects car insurance rates in Waunakee, Wisconsin?

What factors can have an impact on Waunakee, WI car insurance? There are several reasons why Waunakee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waunakee, Wisconsin.

Car Theft in Waunakee

High levels of vehicle theft can make car insurance more expensive. Waunakee, WI car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Waunakee

The more time you spend in your car the higher the risk of an accident. The average commute length in Waunakee, WI is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Waunakee, WI

Ready to find affordable Waunakee, Wisconsin car insurance today? Enter your ZIP code for fast, free Waunakee, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State