Compare Wauneta, NE Car Insurance Rates (2021)

Car insurance in Wauneta, NE averages $295 a month. Wauneta, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wauneta car insurance rates, compare quotes from the top car insurance companies in Wauneta, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wauneta, NE after a DUI are $4,108/year
  • The cheapest car insurance company in Wauneta for teen drivers is American Family
  • Average car insurance rates in Wauneta, NE are $3,543/year

If you need to buy Wauneta, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Wauneta, NE is right here.

You’ll find Wauneta car insurance rates, the cheapest Wauneta, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Wauneta, Nebraska car insurance rates to North Platte car insurance rates, Grand Island car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Wauneta, NE car insurance today? Enter your ZIP code for fast, free Wauneta car insurance quotes.

Cheapest Wauneta, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wauneta, NE car insurance rates? Every Wauneta, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wauneta, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,834 $1,834 $1,663 $1,663 $3,011 $4,359 $1,794 $1,931
Farmers $2,392 $2,388 $2,153 $2,254 $8,587 $8,858 $2,703 $2,852
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,449 $3,747 $2,719 $3,306 $14,424 $16,203 $3,639 $4,044
Nationwide $1,765 $1,828 $1,578 $1,695 $3,926 $4,919 $2,015 $2,185
Progressive $2,403 $2,360 $1,967 $2,029 $8,319 $9,442 $2,886 $3,077
State Farm $1,701 $1,701 $1,466 $1,466 $4,286 $5,517 $1,870 $2,119
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in Wauneta, NE

Every driver must carry the minimum car insurance in Wauneta, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Wauneta, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wauneta, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wauneta, NE. Compare credit history car insurance rates in Wauneta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wauneta, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $3,020 $2,076 $1,687
Farmers $4,632 $3,809 $3,629
GEICO $4,804 $4,162 $3,624
Liberty Mutual $9,321 $5,599 $4,404
Nationwide $2,999 $2,374 $2,093
Progressive $4,715 $3,896 $3,570
State Farm $3,655 $2,191 $1,700
USAA $3,357 $2,256 $1,908

Cheapest Wauneta, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wauneta, NE to rates for a clean record with top companies.

Annual Wauneta, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,215 $2,399 $2,215 $2,215
Farmers $3,415 $4,348 $4,242 $4,089
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,534 $6,494 $7,063 $6,674
Nationwide $1,756 $2,548 $3,656 $1,996
Progressive $3,470 $5,005 $3,873 $3,894
State Farm $2,362 $2,670 $2,516 $2,516
USAA $1,906 $2,389 $3,574 $2,159

Cheapest Wauneta, NE Car Insurance for Teen Drivers

Teen car insurance in Wauneta, NE can be expensive. Take a look at rates from the top car insurance companies in Wauneta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wauneta, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $3,011 $4,359
Farmers $8,587 $8,858
GEICO $6,485 $8,525
Liberty Mutual $14,424 $16,203
Nationwide $3,926 $4,919
Progressive $8,319 $9,442
State Farm $4,286 $5,517
USAA $4,567 $5,506

Cheapest Wauneta, NE Car Insurance for Seniors

Take a look at Wauneta, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wauneta, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,663 $1,663
Farmers $2,153 $2,254
GEICO $3,200 $3,079
Liberty Mutual $2,719 $3,306
Nationwide $1,578 $1,695
Progressive $1,967 $2,029
State Farm $1,466 $1,466
USAA $1,359 $1,415

Cheapest Wauneta, NE Car Insurance Rates After a DUI

A DUI in Wauneta, NE increases car insurance rates. Compare Wauneta, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wauneta, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,215
Farmers $4,242
GEICO $5,866
Liberty Mutual $7,063
Nationwide $3,656
Progressive $3,873
State Farm $2,516
USAA $3,574

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Cheapest Wauneta, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wauneta, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wauneta, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,242 $2,280
Farmers $4,023 $4,023
GEICO $4,131 $4,262
Liberty Mutual $6,441 $6,441
Nationwide $2,489 $2,489
Progressive $4,060 $4,060
State Farm $2,451 $2,580
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in Wauneta, NE

Take a look at a side-by-side comparison of the top car insurance companies in Wauneta, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wauneta, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,261
Farmers $4,023
GEICO $4,197
Liberty Mutual $6,441
Nationwide $2,489
Progressive $4,060
State Farm $2,516
USAA $2,507

Category Winners: Cheapest Car Insurance in Wauneta, Nebraska

Find the cheapest car insurance companies in Wauneta, NE for each category right here.

Best Annual Car Insurance Rates by Company in Wauneta, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Wauneta, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wauneta car insurance rates. Find the cheapest Wauneta, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wauneta, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,255 $2,329 $2,199
Farmers $3,883 $3,977 $4,210
GEICO $4,116 $4,193 $4,280
Liberty Mutual $6,291 $6,412 $6,621
Nationwide $2,541 $2,476 $2,450
Progressive $3,901 $4,051 $4,229
State Farm $2,437 $2,512 $2,598
USAA $2,436 $2,504 $2,582

What affects car insurance rates in Wauneta, Nebraska?

What factors can have an impact on Wauneta, NE car insurance? There are several reasons why Wauneta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wauneta, Nebraska.

Commute Time in Wauneta

The more time you spend in your car the higher the risk of an accident. The average commute length in Wauneta, NE is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wauneta, NE

Ready to find affordable Wauneta, Nebraska car insurance today? Enter your ZIP code for fast, free Wauneta, NE car insurance quotes.

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