Compare Waurika, OK Car Insurance Rates (2021)

Car insurance in Waurika, OK averages $334 a month. Waurika, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waurika car insurance rates, compare quotes from the top car insurance companies in Waurika, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waurika, OK after a DUI are $4,506/year
  • The cheapest car insurance company in Waurika is State Farm
  • The cheapest car insurance company in Waurika for teen drivers is State Farm

If you need to buy Waurika, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Waurika, OK is right here.

You’ll find Waurika car insurance rates, the cheapest Waurika, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Waurika, Oklahoma car insurance rates to Norman car insurance rates, Oklahoma City car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Waurika, OK car insurance today? Enter your ZIP code for fast, free Waurika car insurance quotes.

Cheapest Waurika, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waurika, OK car insurance rates? Every Waurika, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waurika, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,361 $2,349 $2,129 $2,242 $8,501 $8,704 $2,662 $2,792
GEICO $2,152 $2,355 $2,305 $2,587 $6,269 $6,695 $1,882 $1,905
Liberty Mutual $4,319 $4,558 $3,806 $4,138 $11,830 $12,978 $4,487 $4,639
Progressive $2,892 $2,754 $2,378 $2,516 $11,462 $12,860 $3,389 $3,562
State Farm $1,885 $1,885 $1,658 $1,658 $4,740 $5,982 $1,979 $2,222
USAA $1,775 $1,781 $1,700 $1,723 $5,693 $6,366 $2,288 $2,517

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Minimum Car Insurance in Waurika, OK

Every driver must carry the minimum car insurance in Waurika, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Waurika, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waurika, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waurika, OK. Compare credit history car insurance rates in Waurika from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waurika, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,581 $3,751 $3,570
GEICO $3,937 $3,269 $2,600
Liberty Mutual $9,114 $5,558 $4,361
Progressive $5,938 $5,049 $4,693
State Farm $3,826 $2,452 $1,975
USAA $4,419 $2,516 $2,006

Cheapest Waurika, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waurika, OK to rates for a clean record with top companies.

Annual Waurika, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,360 $4,291 $4,188 $4,031
GEICO $2,383 $3,648 $4,042 $3,002
Liberty Mutual $4,275 $7,141 $8,079 $5,883
Progressive $4,069 $7,563 $4,492 $4,782
State Farm $2,558 $2,945 $2,751 $2,751
USAA $2,201 $3,153 $3,861 $2,706

Cheapest Waurika, OK Car Insurance for Teen Drivers

Teen car insurance in Waurika, OK can be expensive. Take a look at rates from the top car insurance companies in Waurika for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waurika, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,501 $8,704
GEICO $6,269 $6,695
Liberty Mutual $11,830 $12,978
Progressive $11,462 $12,860
State Farm $4,740 $5,982
USAA $5,693 $6,366

Cheapest Waurika, OK Car Insurance for Seniors

Take a look at Waurika, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waurika, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $2,129 $2,242
GEICO $2,305 $2,587
Liberty Mutual $3,806 $4,138
Progressive $2,378 $2,516
State Farm $1,658 $1,658
USAA $1,700 $1,723

Cheapest Waurika, OK Car Insurance Rates After a DUI

A DUI in Waurika, OK increases car insurance rates. Compare Waurika, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waurika, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,130
Farmers $4,188
GEICO $4,042
Liberty Mutual $8,079
Progressive $4,492
State Farm $2,751
USAA $3,861

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Cheapest Waurika, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waurika, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waurika, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,968 $3,968
GEICO $3,207 $3,331
Liberty Mutual $6,344 $6,344
Progressive $5,227 $5,227
State Farm $2,704 $2,798
USAA $2,944 $3,016

The Best Cheap Car Insurance Companies in Waurika, OK

Take a look at a side-by-side comparison of the top car insurance companies in Waurika, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waurika, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,968
GEICO $3,269
Liberty Mutual $6,344
Progressive $5,227
State Farm $2,751
USAA $2,980

Category Winners: Cheapest Car Insurance in Waurika, Oklahoma

Find the cheapest car insurance companies in Waurika, OK for each category right here.

Best Annual Car Insurance Rates by Company in Waurika, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Waurika, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waurika car insurance rates. Find the cheapest Waurika, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waurika, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,805 $3,927 $4,171
GEICO $3,036 $3,273 $3,497
Liberty Mutual $6,015 $6,321 $6,697
Progressive $4,859 $5,194 $5,627
State Farm $2,587 $2,731 $2,936
USAA $2,868 $2,972 $3,101

What affects car insurance rates in Waurika, Oklahoma?

What factors can have an impact on Waurika, OK car insurance? There are several reasons why Waurika car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waurika, Oklahoma.

Commute Time in Waurika

The more time you spend in your car the higher the risk of an accident. The average commute length in Waurika, OK is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Waurika, OK

Ready to find affordable Waurika, Oklahoma car insurance today? Enter your ZIP code for fast, free Waurika, OK car insurance quotes.

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