Compare Waverly, AL Car Insurance Rates (2021)

Car insurance in Waverly, AL averages $295 a month. Waverly, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waverly for teen drivers is USAA
  • The cheapest car insurance company in Waverly is USAA
  • Average car insurance rates in Waverly, AL are $3,535/year

If you need to buy Waverly, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, AL is right here.

You’ll find Waverly car insurance rates, the cheapest Waverly, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Waverly, Alabama car insurance rates to Tuscaloosa car insurance rates, Dothan car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Waverly, AL car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.

Cheapest Waverly, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waverly, AL car insurance rates? Every Waverly, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,250 $2,235 $2,011 $2,137 $8,695 $8,947 $2,555 $2,655
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $2,969 $3,209 $2,435 $2,726 $10,748 $11,958 $3,163 $3,370
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,019 $1,778 $1,899 $9,063 $10,095 $2,530 $2,689
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,472 $1,496 $1,373 $1,371 $7,686 $12,060 $1,396 $1,616
USAA $1,311 $1,330 $1,224 $1,200 $3,899 $4,321 $1,705 $1,841

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Minimum Car Insurance in Waverly, AL

Every driver must carry the minimum car insurance in Waverly, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Waverly, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waverly, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waverly, AL. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waverly, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,413 $3,796 $3,598
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,262 $4,455 $3,501
Nationwide $3,155 $2,458 $2,223
Progressive $4,534 $3,902 $3,651
State Farm $7,329 $3,709 $2,520
Travelers $3,885 $3,365 $3,427
USAA $2,826 $1,841 $1,644

Cheapest Waverly, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, AL to rates for a clean record with top companies.

Annual Waverly, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,312 $4,284 $4,180 $3,967
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $3,982 $5,534 $5,417 $5,356
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,632 $4,583 $3,919 $3,982
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $2,967 $3,115 $4,538 $3,616
USAA $1,618 $2,031 $3,015 $1,751

Cheapest Waverly, AL Car Insurance for Teen Drivers

Teen car insurance in Waverly, AL can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waverly, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $8,695 $8,947
GEICO $5,489 $5,415
Liberty Mutual $10,748 $11,958
Nationwide $4,446 $5,755
Progressive $9,063 $10,095
State Farm $8,309 $10,427
Travelers $7,686 $12,060
USAA $3,899 $4,321

Cheapest Waverly, AL Car Insurance for Seniors

Take a look at Waverly, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waverly, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,011 $2,137
GEICO $1,997 $2,040
Liberty Mutual $2,435 $2,726
Nationwide $1,564 $1,624
Progressive $1,778 $1,899
State Farm $2,520 $2,520
Travelers $1,373 $1,371
USAA $1,224 $1,200

Cheapest Waverly, AL Car Insurance Rates After a DUI

A DUI in Waverly, AL increases car insurance rates. Compare Waverly, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waverly, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,180
GEICO $3,902
Liberty Mutual $5,417
Nationwide $3,331
Progressive $3,919
State Farm $4,472
Travelers $4,538
USAA $3,015

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Cheapest Waverly, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waverly, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waverly, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $3,936 $3,936
GEICO $2,886 $2,996
Liberty Mutual $5,072 $5,072
Nationwide $2,612 $2,612
Progressive $4,029 $4,029
State Farm $4,410 $4,629
Travelers $3,559 $3,559
USAA $2,008 $2,200

The Best Cheap Car Insurance Companies in Waverly, AL

Take a look at a side-by-side comparison of the top car insurance companies in Waverly, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waverly, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $3,936
GEICO $2,941
Liberty Mutual $5,072
Nationwide $2,612
Progressive $4,029
State Farm $4,519
Travelers $3,559
USAA $2,104

Category Winners: Cheapest Car Insurance in Waverly, Alabama

Find the cheapest car insurance companies in Waverly, AL for each category right here.

Best Annual Car Insurance Rates by Company in Waverly, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Waverly, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waverly, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $3,711 $3,883 $4,213
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,836 $5,048 $5,334
Nationwide $2,607 $2,586 $2,642
Progressive $3,615 $4,009 $4,463
State Farm $4,278 $4,514 $4,767
Travelers $3,391 $3,630 $3,656
USAA $2,028 $2,092 $2,191

What affects car insurance rates in Waverly, Alabama?

What factors can have an impact on Waverly, AL car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Alabama.

Commute Time in Waverly

The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, AL is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Waverly, AL

Ready to find affordable Waverly, Alabama car insurance today? Enter your ZIP code for fast, free Waverly, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State