Compare Waverly, IA Car Insurance Rates (2021)

Car insurance in Waverly, IA averages $239 a month. Waverly, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waverly is USAA
  • Average car insurance rates in Waverly, IA after a DUI are $3,455/year
  • Average car insurance rates in Waverly, IA are $2,865/year

If you need to buy Waverly, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, IA is right here.

You’ll find Waverly car insurance rates, the cheapest Waverly, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Waverly, Iowa car insurance rates to Council Bluffs car insurance rates, Iowa City car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Waverly, IA car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.

Cheapest Waverly, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waverly, IA car insurance rates? Every Waverly, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,863 $1,863 $1,667 $1,667 $4,980 $6,977 $1,863 $2,242
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,513 $1,456 $1,248 $1,294 $3,716 $4,192 $1,820 $1,968
State Farm $1,407 $1,407 $1,237 $1,237 $3,826 $4,850 $1,582 $1,801
Travelers $2,388 $2,439 $2,311 $2,318 $10,422 $16,555 $2,483 $2,952
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in Waverly, IA

Every driver must carry the minimum car insurance in Waverly, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Waverly, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Waverly, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waverly, IA. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waverly, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,685 $2,709 $2,278
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,541 $2,053 $1,859
State Farm $3,088 $1,910 $1,507
Travelers $5,891 $5,024 $4,786
USAA $2,305 $1,581 $1,369

Cheapest Waverly, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, IA to rates for a clean record with top companies.

Annual Waverly, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,086 $3,061 $3,963 $2,452
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,730 $2,832 $1,876 $2,164
State Farm $2,006 $2,331 $2,168 $2,168
Travelers $3,822 $5,086 $6,799 $5,227
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Waverly, IA Car Insurance for Teen Drivers

Teen car insurance in Waverly, IA can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waverly, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,980 $6,977
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $3,716 $4,192
State Farm $3,826 $4,850
Travelers $10,422 $16,555
USAA $3,136 $3,336

Cheapest Waverly, IA Car Insurance for Seniors

Take a look at Waverly, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waverly, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,667 $1,667
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,248 $1,294
State Farm $1,237 $1,237
Travelers $2,311 $2,318
USAA $1,081 $1,106

Cheapest Waverly, IA Car Insurance Rates After a DUI

A DUI in Waverly, IA increases car insurance rates. Compare Waverly, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waverly, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,963
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,961
Nationwide $3,597
Progressive $1,876
State Farm $2,168
Travelers $6,799
USAA $2,333

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Cheapest Waverly, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waverly, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waverly, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,857 $2,924
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,151 $2,151
State Farm $2,116 $2,221
Travelers $5,234 $5,234
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Waverly, IA

Take a look at a side-by-side comparison of the top car insurance companies in Waverly, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waverly, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,890
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,151
State Farm $2,168
Travelers $5,234
USAA $1,752

Category Winners: Cheapest Car Insurance in Waverly, Iowa

Find the cheapest car insurance companies in Waverly, IA for each category right here.

Best Annual Car Insurance Rates by Company in Waverly, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Waverly, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waverly, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,899 $3,051 $2,721
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,031 $2,159 $2,263
State Farm $2,060 $2,181 $2,264
Travelers $4,953 $5,311 $5,437
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Waverly, Iowa?

What factors can have an impact on Waverly, IA car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Iowa.

Commute Time in Waverly

The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, IA is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Waverly, IA

Ready to find affordable Waverly, Iowa car insurance today? Enter your ZIP code for fast, free Waverly, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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