Compare Waverly, KY Car Insurance Rates (2021)

Car insurance in Waverly, KY averages $342 a month. Waverly, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Waverly is USAA
  • The cheapest car insurance company in Waverly for teen drivers is USAA
  • Average car insurance rates in Waverly, KY are $4,102/year

If you need to buy Waverly, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, KY is right here.

You’ll find Waverly car insurance rates, the cheapest Waverly, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Waverly, Kentucky car insurance rates to Frankfort car insurance rates, Bowling Green car insurance rates, and Richmond car insurance rates.

Ready to find affordable Waverly, KY car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.

Cheapest Waverly, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waverly, KY car insurance rates? Every Waverly, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,189 $2,859 $3,054 $11,262 $12,650 $3,607 $3,841
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,630 $2,853 $2,254 $2,514 $10,113 $11,160 $2,752 $2,865
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,964 $1,876 $1,755 $1,767 $9,340 $10,570 $2,435 $2,498
State Farm $1,892 $1,892 $1,687 $1,687 $5,699 $7,204 $2,112 $2,374
Travelers $2,147 $2,187 $2,100 $2,106 $10,100 $16,158 $2,241 $2,601
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Waverly, KY

Every driver must carry the minimum car insurance in Waverly, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Waverly, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waverly, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waverly, KY. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waverly, Kentucky

Insurance Company Poor Fair Good
Allstate $7,221 $4,981 $4,171
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,642 $4,067 $3,219
Nationwide $4,672 $3,666 $3,197
Progressive $4,507 $3,920 $3,650
State Farm $4,445 $2,676 $2,084
Travelers $5,529 $4,678 $4,658
USAA $3,856 $2,158 $1,758

Cheapest Waverly, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, KY to rates for a clean record with top companies.

Annual Waverly, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,579 $5,899 $6,233 $5,119
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,884 $5,937 $4,628 $4,121
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,333 $4,915 $3,802 $4,052
State Farm $2,802 $3,335 $3,068 $3,068
Travelers $4,324 $4,449 $6,410 $4,636
USAA $1,953 $2,763 $3,296 $2,350

Cheapest Waverly, KY Car Insurance for Teen Drivers

Teen car insurance in Waverly, KY can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waverly, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,262 $12,650
GEICO $6,831 $8,150
Liberty Mutual $10,113 $11,160
Nationwide $6,037 $7,550
Progressive $9,340 $10,570
State Farm $5,699 $7,204
Travelers $10,100 $16,158
USAA $4,587 $4,842

Cheapest Waverly, KY Car Insurance for Seniors

Take a look at Waverly, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waverly, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,859 $3,054
GEICO $3,608 $3,267
Liberty Mutual $2,254 $2,514
Nationwide $2,519 $2,640
Progressive $1,755 $1,767
State Farm $1,687 $1,687
Travelers $2,100 $2,106
USAA $1,568 $1,603

Cheapest Waverly, KY Car Insurance Rates After a DUI

A DUI in Waverly, KY increases car insurance rates. Compare Waverly, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waverly, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,233
GEICO $6,862
Liberty Mutual $4,628
Nationwide $4,997
Progressive $3,802
State Farm $3,068
Travelers $6,410
USAA $3,296

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Waverly, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waverly, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waverly, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,458 $5,458
GEICO $4,191 $4,270
Liberty Mutual $4,643 $4,643
Nationwide $3,845 $3,845
Progressive $4,026 $4,026
State Farm $2,994 $3,142
Travelers $4,955 $4,955
USAA $2,494 $2,687

The Best Cheap Car Insurance Companies in Waverly, KY

Take a look at a side-by-side comparison of the top car insurance companies in Waverly, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waverly, Kentucky

Insurance Company Average Annual Rates
Allstate $5,458
GEICO $4,231
Liberty Mutual $4,643
Nationwide $3,845
Progressive $4,026
State Farm $3,068
Travelers $4,955
USAA $2,591

Category Winners: Cheapest Car Insurance in Waverly, Kentucky

Find the cheapest car insurance companies in Waverly, KY for each category right here.

Best Annual Car Insurance Rates by Company in Waverly, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Waverly, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waverly, Kentucky

Insurance Company Low Medium High
Allstate $5,136 $5,439 $5,797
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,446 $4,615 $4,866
Nationwide $3,908 $3,801 $3,826
Progressive $3,736 $3,980 $4,361
State Farm $2,911 $3,067 $3,227
Travelers $4,720 $4,980 $5,165
USAA $2,479 $2,585 $2,708

What affects car insurance rates in Waverly, Kentucky?

What factors can have an impact on Waverly, KY car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Kentucky.

Commute Time in Waverly

The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, KY is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Waverly, KY

Ready to find affordable Waverly, Kentucky car insurance today? Enter your ZIP code for fast, free Waverly, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption