Compare Waverly, MO Car Insurance Rates (2021)

Car insurance in Waverly, MO averages $262 a month. Waverly, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waverly car insurance rates, compare quotes from the top car insurance companies in Waverly, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waverly, MO are $3,145/year
  • The cheapest car insurance company in Waverly for teen drivers is Nationwide
  • Average car insurance rates in Waverly, MO after a DUI are $3,671/year

If you need to buy Waverly, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Waverly, MO is right here.

You’ll find Waverly car insurance rates, the cheapest Waverly, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Waverly, Missouri car insurance rates to St. Louis car insurance rates, Florissant car insurance rates, and Independence car insurance rates.

Ready to find affordable Waverly, MO car insurance today? Enter your ZIP code for fast, free Waverly car insurance quotes.

Cheapest Waverly, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waverly, MO car insurance rates? Every Waverly, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waverly, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,005 $2,005 $1,785 $1,785 $5,441 $7,082 $2,005 $2,347
Farmers $2,223 $2,219 $1,990 $2,104 $8,948 $9,258 $2,531 $2,652
GEICO $1,901 $2,121 $1,471 $1,854 $5,801 $6,170 $1,759 $1,787
Liberty Mutual $2,727 $2,959 $2,245 $2,517 $9,074 $10,075 $2,882 $3,086
Nationwide $1,379 $1,410 $1,233 $1,308 $3,488 $4,474 $1,573 $1,703
Progressive $1,834 $1,718 $1,500 $1,542 $5,730 $6,445 $2,237 $2,284
State Farm $1,562 $1,562 $1,394 $1,394 $4,521 $5,695 $1,758 $2,015
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Waverly, MO

Every driver must carry the minimum car insurance in Waverly, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Waverly, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waverly, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waverly, MO. Compare credit history car insurance rates in Waverly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waverly, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,995 $2,809 $2,367
Farmers $4,566 $3,795 $3,611
GEICO $3,947 $2,571 $2,057
Liberty Mutual $6,396 $3,882 $3,059
Nationwide $2,443 $2,016 $1,754
Progressive $3,379 $2,788 $2,567
State Farm $3,413 $2,224 $1,826
USAA $4,216 $1,958 $1,402

Cheapest Waverly, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waverly, MO to rates for a clean record with top companies.

Annual Waverly, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,297 $3,313 $4,002 $2,615
Farmers $3,475 $4,279 $4,188 $4,021
GEICO $2,256 $2,888 $3,849 $2,439
Liberty Mutual $3,239 $4,625 $4,786 $5,133
Nationwide $1,636 $2,088 $2,774 $1,787
Progressive $2,550 $3,342 $2,803 $2,950
State Farm $2,286 $2,689 $2,488 $2,488
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Waverly, MO Car Insurance for Teen Drivers

Teen car insurance in Waverly, MO can be expensive. Take a look at rates from the top car insurance companies in Waverly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waverly, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,441 $7,082
Farmers $8,948 $9,258
GEICO $5,801 $6,170
Liberty Mutual $9,074 $10,075
Nationwide $3,488 $4,474
Progressive $5,730 $6,445
State Farm $4,521 $5,695
USAA $4,587 $5,609

Cheapest Waverly, MO Car Insurance for Seniors

Take a look at Waverly, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waverly, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,785 $1,785
Farmers $1,990 $2,104
GEICO $1,471 $1,854
Liberty Mutual $2,245 $2,517
Nationwide $1,233 $1,308
Progressive $1,500 $1,542
State Farm $1,394 $1,394
USAA $1,391 $1,422

Cheapest Waverly, MO Car Insurance Rates After a DUI

A DUI in Waverly, MO increases car insurance rates. Compare Waverly, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waverly, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,002
Farmers $4,188
GEICO $3,849
Liberty Mutual $4,786
Nationwide $2,774
Progressive $2,803
State Farm $2,488
USAA $3,392

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Cheapest Waverly, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waverly, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waverly, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,027 $3,087
Farmers $3,991 $3,991
GEICO $2,803 $2,914
Liberty Mutual $4,446 $4,446
Nationwide $2,071 $2,071
Progressive $2,911 $2,911
State Farm $2,428 $2,548
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Waverly, MO

Take a look at a side-by-side comparison of the top car insurance companies in Waverly, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waverly, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,057
Farmers $3,991
GEICO $2,858
Liberty Mutual $4,446
Nationwide $2,071
Progressive $2,911
State Farm $2,488
USAA $2,526

Category Winners: Cheapest Car Insurance in Waverly, Missouri

Find the cheapest car insurance companies in Waverly, MO for each category right here.

Best Annual Car Insurance Rates by Company in Waverly, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Waverly, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waverly car insurance rates. Find the cheapest Waverly, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waverly, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,965 $3,154 $3,052
Farmers $3,746 $3,953 $4,272
GEICO $2,697 $2,875 $3,003
Liberty Mutual $4,214 $4,465 $4,658
Nationwide $1,950 $2,090 $2,174
Progressive $2,621 $2,918 $3,194
State Farm $2,343 $2,496 $2,624
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Waverly, Missouri?

What factors can have an impact on Waverly, MO car insurance? There are several reasons why Waverly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waverly, Missouri.

Commute Time in Waverly

The more time you spend in your car the higher the risk of an accident. The average commute length in Waverly, MO is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Waverly, MO

Ready to find affordable Waverly, Missouri car insurance today? Enter your ZIP code for fast, free Waverly, MO car insurance quotes.

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