Compare Wayland, KY Car Insurance Rates (2021)

Car insurance in Wayland, KY averages $573 a month. Wayland, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wayland car insurance rates, compare quotes from the top car insurance companies in Wayland, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wayland for teen drivers is USAA
  • The cheapest car insurance company in Wayland is USAA
  • Average car insurance rates in Wayland, KY are $6,879/year

If you need to buy Wayland, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wayland, KY is right here.

You’ll find Wayland car insurance rates, the cheapest Wayland, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wayland, Kentucky car insurance rates to Hopkinsville car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Wayland, KY car insurance today? Enter your ZIP code for fast, free Wayland car insurance quotes.

Cheapest Wayland, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wayland, KY car insurance rates? Every Wayland, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wayland, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,399 $5,313 $4,972 $5,274 $19,903 $22,054 $5,831 $6,080
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,204 $4,574 $3,518 $3,960 $18,465 $20,530 $4,410 $4,624
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,625 $3,417 $3,290 $3,282 $18,705 $21,257 $4,509 $4,560
State Farm $2,456 $2,456 $2,176 $2,176 $6,595 $8,372 $2,720 $3,001
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in Wayland, KY

Every driver must carry the minimum car insurance in Wayland, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wayland, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wayland, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wayland, KY. Compare credit history car insurance rates in Wayland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wayland, Kentucky

Insurance Company Poor Fair Good
Allstate $12,610 $8,477 $6,972
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,554 $7,037 $5,515
Nationwide $9,520 $7,384 $6,351
Progressive $8,721 $7,640 $7,130
State Farm $5,366 $3,282 $2,584
Travelers $11,053 $9,330 $9,300
USAA $4,520 $2,528 $2,059

Cheapest Wayland, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wayland, KY to rates for a clean record with top companies.

Annual Wayland, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,750 $10,094 $10,816 $8,753
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,672 $10,350 $8,015 $7,105
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,449 $9,676 $7,351 $7,846
State Farm $3,464 $4,023 $3,744 $3,744
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,290 $3,241 $3,858 $2,753

Cheapest Wayland, KY Car Insurance for Teen Drivers

Teen car insurance in Wayland, KY can be expensive. Take a look at rates from the top car insurance companies in Wayland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wayland, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,903 $22,054
GEICO $8,902 $10,417
Liberty Mutual $18,465 $20,530
Nationwide $12,492 $15,331
Progressive $18,705 $21,257
State Farm $6,595 $8,372
Travelers $20,585 $33,458
USAA $5,350 $5,640

Cheapest Wayland, KY Car Insurance for Seniors

Take a look at Wayland, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wayland, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,972 $5,274
GEICO $4,595 $4,158
Liberty Mutual $3,518 $3,960
Nationwide $5,035 $5,213
Progressive $3,290 $3,282
State Farm $2,176 $2,176
Travelers $3,958 $3,966
USAA $1,848 $1,893

Cheapest Wayland, KY Car Insurance Rates After a DUI

A DUI in Wayland, KY increases car insurance rates. Compare Wayland, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wayland, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,816
GEICO $8,597
Liberty Mutual $8,015
Nationwide $10,149
Progressive $7,351
State Farm $3,744
Travelers $12,895
USAA $3,858

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Cheapest Wayland, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wayland, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wayland, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,353 $9,353
GEICO $5,341 $5,438
Liberty Mutual $8,035 $8,035
Nationwide $7,752 $7,752
Progressive $7,830 $7,830
State Farm $3,654 $3,834
Travelers $9,894 $9,894
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in Wayland, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wayland, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wayland, Kentucky

Insurance Company Average Annual Rates
Allstate $9,353
GEICO $5,390
Liberty Mutual $8,035
Nationwide $7,752
Progressive $7,830
State Farm $3,744
Travelers $9,894
USAA $3,036

Category Winners: Cheapest Car Insurance in Wayland, Kentucky

Find the cheapest car insurance companies in Wayland, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wayland, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wayland, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wayland car insurance rates. Find the cheapest Wayland, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wayland, Kentucky

Insurance Company Low Medium High
Allstate $8,126 $9,274 $10,660
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,586 $7,980 $8,541
Nationwide $7,743 $7,625 $7,887
Progressive $7,018 $7,651 $8,822
State Farm $3,504 $3,731 $3,997
Travelers $9,340 $9,923 $10,419
USAA $2,877 $3,027 $3,203

What affects car insurance rates in Wayland, Kentucky?

What factors can have an impact on Wayland, KY car insurance? There are several reasons why Wayland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wayland, Kentucky.

Commute Time in Wayland

The more time you spend in your car the higher the risk of an accident. The average commute length in Wayland, KY is 31.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wayland, KY

Ready to find affordable Wayland, Kentucky car insurance today? Enter your ZIP code for fast, free Wayland, KY car insurance quotes.

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