Compare Wayland, MI Car Insurance Rates (2021)

Car insurance in Wayland, MI averages $765 a month. Wayland, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Wayland car insurance rates, compare quotes from the top car insurance companies in Wayland, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wayland is USAA
  • Average car insurance rates in Wayland, MI are $9,176/year
  • Average car insurance rates in Wayland, MI after a DUI are $15,406/year

If you need to buy Wayland, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Wayland, MI is right here.

You’ll find Wayland car insurance rates, the cheapest Wayland, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Wayland, Michigan car insurance rates to Troy car insurance rates, Ann Arbor car insurance rates, and Lansing car insurance rates.

Ready to find affordable Wayland, MI car insurance today? Enter your ZIP code for fast, free Wayland car insurance quotes.

Cheapest Wayland, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wayland, MI car insurance rates? Every Wayland, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wayland, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $3,658 $3,658 $3,410 $3,410 $8,371 $8,371 $4,115 $4,115
GEICO $3,436 $3,436 $3,533 $3,533 $10,181 $10,181 $3,297 $3,297
Liberty Mutual $14,212 $14,212 $14,072 $14,072 $33,292 $33,292 $14,212 $14,212
Nationwide $4,147 $4,147 $3,680 $3,680 $11,181 $11,181 $4,558 $4,558
Progressive $2,781 $2,611 $2,462 $2,716 $10,359 $11,161 $3,247 $3,064
State Farm $6,028 $6,028 $5,576 $5,576 $20,952 $20,952 $7,075 $7,075
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,513 $2,399 $2,359 $2,239 $6,240 $5,989 $3,085 $2,987

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Minimum Car Insurance in Wayland, MI

Every driver must carry the minimum car insurance in Wayland, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Wayland, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wayland, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wayland, MI. Compare credit history car insurance rates in Wayland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wayland, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $6,385 $4,300 $3,981
GEICO $6,566 $4,833 $3,936
Liberty Mutual $29,969 $17,310 $9,563
Nationwide $7,354 $5,572 $4,748
Progressive $5,509 $4,663 $4,228
State Farm $16,049 $8,137 $5,537
Travelers $6,813 $6,608 $6,525
USAA $5,200 $2,961 $2,268

Cheapest Wayland, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wayland, MI to rates for a clean record with top companies.

Annual Wayland, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,109 $5,237 $5,164 $5,044
GEICO $1,765 $3,808 $11,567 $3,308
Liberty Mutual $13,116 $15,937 $29,856 $16,880
Nationwide $5,052 $6,718 $6,115 $5,681
Progressive $4,094 $5,335 $4,792 $4,980
State Farm $6,327 $7,573 $16,291 $9,441
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,798 $3,485 $4,572 $3,051

Cheapest Wayland, MI Car Insurance for Teen Drivers

Teen car insurance in Wayland, MI can be expensive. Take a look at rates from the top car insurance companies in Wayland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wayland, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $8,371 $8,371
GEICO $10,181 $10,181
Liberty Mutual $33,292 $33,292
Nationwide $11,181 $11,181
Progressive $10,359 $11,161
State Farm $20,952 $20,952
Travelers $13,395 $13,395
USAA $6,240 $5,989

Cheapest Wayland, MI Car Insurance for Seniors

Take a look at Wayland, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wayland, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $3,410 $3,410
GEICO $3,533 $3,533
Liberty Mutual $14,072 $14,072
Nationwide $3,680 $3,680
Progressive $2,462 $2,716
State Farm $5,576 $5,576
Travelers $3,858 $3,858
USAA $2,359 $2,239

Cheapest Wayland, MI Car Insurance Rates After a DUI

A DUI in Wayland, MI increases car insurance rates. Compare Wayland, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wayland, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,962
Farmers $5,164
GEICO $11,567
Liberty Mutual $29,856
Nationwide $6,115
Progressive $4,792
State Farm $16,291
Travelers $10,331
USAA $4,572

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Cheapest Wayland, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wayland, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wayland, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,911 $22,911
Farmers $4,888 $4,888
GEICO $4,999 $5,225
Liberty Mutual $18,299 $19,596
Nationwide $5,892 $5,892
Progressive $4,800 $4,800
State Farm $9,648 $10,168
Travelers $6,611 $6,686
USAA $3,437 $3,516

The Best Cheap Car Insurance Companies in Wayland, MI

Take a look at a side-by-side comparison of the top car insurance companies in Wayland, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wayland, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $4,888
GEICO $5,112
Liberty Mutual $18,947
Nationwide $5,892
Progressive $4,800
State Farm $9,908
Travelers $6,649
USAA $3,476

Category Winners: Cheapest Car Insurance in Wayland, Michigan

Find the cheapest car insurance companies in Wayland, MI for each category right here.

Best Annual Car Insurance Rates by Company in Wayland, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wayland, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wayland car insurance rates. Find the cheapest Wayland, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wayland, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $4,758 $4,877 $5,030
GEICO $4,796 $5,069 $5,471
Liberty Mutual $18,547 $18,909 $19,386
Nationwide $6,173 $5,789 $5,713
Progressive $4,673 $4,806 $4,921
State Farm $9,449 $9,964 $10,310
Travelers $6,575 $6,656 $6,715
USAA $3,380 $3,484 $3,565

What affects car insurance rates in Wayland, Michigan?

What factors can have an impact on Wayland, MI car insurance? There are several reasons why Wayland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wayland, Michigan.

Car Theft in Wayland

High levels of vehicle theft can make car insurance more expensive. Wayland, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Wayland

The more time you spend in your car the higher the risk of an accident. The average commute length in Wayland, MI is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wayland, MI

Ready to find affordable Wayland, Michigan car insurance today? Enter your ZIP code for fast, free Wayland, MI car insurance quotes.

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