Compare Wayland, NY Car Insurance Rates (2021)

Car insurance in Wayland, NY averages $255 a month. Wayland, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wayland car insurance rates, compare quotes from the top car insurance companies in Wayland, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wayland, NY are $3,058/year
  • The cheapest car insurance company in Wayland for teen drivers is GEICO
  • The cheapest car insurance company in Wayland is GEICO

If you need to buy Wayland, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wayland, NY is right here.

You’ll find Wayland car insurance rates, the cheapest Wayland, NY car insurance companies, and information on New York car insurance laws. You can also compare Wayland, New York car insurance rates to Utica car insurance rates, Syracuse car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Wayland, NY car insurance today? Enter your ZIP code for fast, free Wayland car insurance quotes.

Cheapest Wayland, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wayland, NY car insurance rates? Every Wayland, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wayland, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,278 $1,230 $1,239 $1,221 $2,552 $3,629 $1,160 $1,186
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,197 $2,197 $2,075 $2,075 $3,830 $5,702 $2,197 $2,790
Progressive $1,627 $1,548 $1,335 $1,346 $5,176 $5,778 $2,081 $2,033
State Farm $2,256 $2,256 $1,957 $1,957 $6,444 $8,342 $2,468 $2,609
Travelers $2,402 $2,449 $2,162 $2,339 $5,290 $6,272 $2,550 $2,673
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Wayland, NY

Every driver must carry the minimum car insurance in Wayland, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wayland, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wayland, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wayland, NY. Compare credit history car insurance rates in Wayland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wayland, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,112 $1,555 $1,394
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,883 $2,883 $2,883
Progressive $4,130 $2,144 $1,571
State Farm $4,993 $3,130 $2,484
Travelers $4,486 $2,839 $2,477
USAA $4,707 $2,323 $2,051

Cheapest Wayland, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wayland, NY to rates for a clean record with top companies.

Annual Wayland, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,364 $1,483 $2,537 $1,364
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,204 $2,204 $4,869 $2,254
Progressive $2,549 $2,549 $2,800 $2,563
State Farm $3,377 $3,377 $3,695 $3,695
Travelers $2,837 $3,467 $3,513 $3,251
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Wayland, NY Car Insurance for Teen Drivers

Teen car insurance in Wayland, NY can be expensive. Take a look at rates from the top car insurance companies in Wayland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wayland, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,552 $3,629
Liberty Mutual $5,784 $9,380
Nationwide $3,830 $5,702
Progressive $5,176 $5,778
State Farm $6,444 $8,342
Travelers $5,290 $6,272
USAA $6,303 $7,547

Cheapest Wayland, NY Car Insurance for Seniors

Take a look at Wayland, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wayland, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,239 $1,221
Liberty Mutual $2,805 $2,805
Nationwide $2,075 $2,075
Progressive $1,335 $1,346
State Farm $1,957 $1,957
Travelers $2,162 $2,339
USAA $1,437 $1,445

Cheapest Wayland, NY Car Insurance Rates After a DUI

A DUI in Wayland, NY increases car insurance rates. Compare Wayland, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wayland, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,537
Liberty Mutual $6,496
Nationwide $4,869
Progressive $2,800
State Farm $3,695
Travelers $3,513
USAA $3,931

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Cheapest Wayland, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wayland, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wayland, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,638 $1,736
Liberty Mutual $4,012 $4,243
Nationwide $2,883 $2,883
Progressive $2,615 $2,615
State Farm $3,411 $3,661
Travelers $3,267 $3,267
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Wayland, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wayland, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wayland, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,687
Liberty Mutual $4,128
Nationwide $2,883
Progressive $2,615
State Farm $3,536
Travelers $3,267
USAA $3,027

Category Winners: Cheapest Car Insurance in Wayland, New York

Find the cheapest car insurance companies in Wayland, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wayland, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wayland, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wayland car insurance rates. Find the cheapest Wayland, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wayland, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,609 $1,681 $1,771
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,726 $2,861 $3,062
Progressive $2,493 $2,602 $2,751
State Farm $3,374 $3,554 $3,680
Travelers $3,102 $3,234 $3,466
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Wayland, New York?

What factors can have an impact on Wayland, NY car insurance? There are several reasons why Wayland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wayland, New York.

Commute Time in Wayland

The more time you spend in your car the higher the risk of an accident. The average commute length in Wayland, NY is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wayland, NY

Ready to find affordable Wayland, New York car insurance today? Enter your ZIP code for fast, free Wayland, NY car insurance quotes.

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