Compare Waynesboro, GA Car Insurance Rates (2021)

Car insurance in Waynesboro, GA averages $414 a month. Waynesboro, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waynesboro car insurance rates, compare quotes from the top car insurance companies in Waynesboro, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waynesboro for teen drivers is GEICO
  • The cheapest car insurance company in Waynesboro is GEICO
  • Average car insurance rates in Waynesboro, GA after a DUI are $6,104/year

If you need to buy Waynesboro, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Waynesboro, GA is right here.

You’ll find Waynesboro car insurance rates, the cheapest Waynesboro, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Waynesboro, Georgia car insurance rates to Sandy Springs car insurance rates, Smyrna car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Waynesboro, GA car insurance today? Enter your ZIP code for fast, free Waynesboro car insurance quotes.

Cheapest Waynesboro, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waynesboro, GA car insurance rates? Every Waynesboro, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waynesboro, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,711 $1,681 $1,650 $1,650 $4,935 $5,900 $2,166 $2,419
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,129 $4,270 $4,081 $4,489 $12,974 $16,720 $5,048 $5,482
Progressive $2,812 $2,618 $2,404 $2,509 $8,181 $9,080 $3,249 $3,406
State Farm $2,169 $2,169 $1,936 $1,936 $5,605 $7,386 $2,374 $2,557
USAA $1,815 $1,815 $1,667 $1,684 $6,431 $7,649 $2,266 $2,514

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Minimum Car Insurance in Waynesboro, GA

Every driver must carry the minimum car insurance in Waynesboro, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Waynesboro, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waynesboro, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waynesboro, GA. Compare credit history car insurance rates in Waynesboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waynesboro, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,476 $2,443 $2,373
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,521 $6,898 $6,028
Progressive $4,899 $4,148 $3,800
State Farm $4,631 $2,883 $2,284
USAA $4,222 $2,953 $2,515

Cheapest Waynesboro, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waynesboro, GA to rates for a clean record with top companies.

Annual Waynesboro, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,853 $2,331 $4,795 $2,077
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,496 $6,455 $9,975 $6,670
Progressive $3,401 $5,813 $3,960 $3,955
State Farm $2,989 $3,543 $3,266 $3,266
USAA $2,471 $3,118 $4,579 $2,752

Cheapest Waynesboro, GA Car Insurance for Teen Drivers

Teen car insurance in Waynesboro, GA can be expensive. Take a look at rates from the top car insurance companies in Waynesboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waynesboro, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,935 $5,900
Liberty Mutual $22,265 $24,866
Nationwide $12,974 $16,720
Progressive $8,181 $9,080
State Farm $5,605 $7,386
USAA $6,431 $7,649

Cheapest Waynesboro, GA Car Insurance for Seniors

Take a look at Waynesboro, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waynesboro, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,650 $1,650
Liberty Mutual $4,345 $4,933
Nationwide $4,081 $4,489
Progressive $2,404 $2,509
State Farm $1,936 $1,936
USAA $1,667 $1,684

Cheapest Waynesboro, GA Car Insurance Rates After a DUI

A DUI in Waynesboro, GA increases car insurance rates. Compare Waynesboro, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waynesboro, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,364
GEICO $4,795
Liberty Mutual $11,787
Nationwide $9,975
Progressive $3,960
State Farm $3,266
USAA $4,579

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Cheapest Waynesboro, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waynesboro, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waynesboro, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,716 $2,812
Liberty Mutual $9,887 $9,887
Nationwide $7,149 $7,149
Progressive $4,282 $4,282
State Farm $3,266 $3,266
USAA $3,083 $3,377

The Best Cheap Car Insurance Companies in Waynesboro, GA

Take a look at a side-by-side comparison of the top car insurance companies in Waynesboro, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waynesboro, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,764
Liberty Mutual $9,887
Nationwide $7,149
Progressive $4,282
State Farm $3,266
USAA $3,230

Category Winners: Cheapest Car Insurance in Waynesboro, Georgia

Find the cheapest car insurance companies in Waynesboro, GA for each category right here.

Best Annual Car Insurance Rates by Company in Waynesboro, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Waynesboro, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waynesboro car insurance rates. Find the cheapest Waynesboro, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waynesboro, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,572 $2,776 $2,944
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,008 $7,279 $7,161
Progressive $3,940 $4,217 $4,691
State Farm $3,071 $3,268 $3,460
USAA $3,094 $3,214 $3,382

What affects car insurance rates in Waynesboro, Georgia?

What factors can have an impact on Waynesboro, GA car insurance? There are several reasons why Waynesboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waynesboro, Georgia.

Commute Time in Waynesboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Waynesboro, GA is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Waynesboro, GA

Ready to find affordable Waynesboro, Georgia car insurance today? Enter your ZIP code for fast, free Waynesboro, GA car insurance quotes.

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